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PNC Stock Chart & Stats
$224.81
-$1.29(-0.66%)
At close: 4:00 PM EST
$224.81
-$1.29(-0.66%)
Day’s Range― - ―
52-Week Range$176.88 - $256.49
Previous CloseN/A
Volume448.51K
Average Volume (3M)2.36M
Market Cap
$100.89B
Enterprise Value$156.85K
Total Cash (Recent Filing)$185.32B
Total Debt (Recent Filing)$66.67B
Price to Earnings (P/E)27.4
Beta0.88
Next Earnings
Oct 15, 2026EPS Estimate
4.91Next Dividend Ex-DateN/A
Dividend Yield2.81%
Share Statistics
EPS (TTM)17.23
Shares Outstanding399,000,000
10 Day Avg. Volume2,322,568
30 Day Avg. Volume2,361,140
Financial Highlights & Ratios
PEG Ratio0.60
Price to Book (P/B)1.36
Price to Sales (P/S)2.62
P/FCF Ratio18.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$280.56Price Target Upside24.80% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering18
EPS Forecast (FY)18.96
Revenue Forecast (FY)$26.26B
Bulls Say, Bears Say
Bulls Say
Cash Generation And Margin ConversionPNC’s free cash flow surged to roughly $6.8B and converts about 1.0x of net income into cash. Durable, strong cash conversion supports ongoing dividends, buybacks and reinvestment capacity, improving financial flexibility across the next several quarters.
Franchise Expansion And Loan GrowthThe FirstBank acquisition and successful conversion materially expand PNC’s footprint in growing Colorado and Arizona markets, adding customers, branches and local C&I/mortgage opportunities. This structurally enlarges the deposit and loan base and creates cross-sell scale over 2–6 months and beyond.
Diversified Revenue Mix And Constructive GuidanceManagement’s guidance targets strong NII growth and broad-based fee gains, reflecting diversified income sources (lending, treasury, asset management). Sustained NII expansion plus fee diversification enhances revenue resilience and supports margin sustainability over the medium term.
Bears Say
Declining Revenue TrendDespite margin improvement, trailing revenue has contracted (~-5.7% TTM). A weakening top line can limit long-run earnings upside, making continued margin and cash conversion gains the primary drivers of performance rather than durable organic revenue expansion.
Leverage And Limited OCF Coverage Of DebtOperating cash flow covers only a small fraction of total debt (~1.3% OCF-to-debt), leaving limited internal capacity for debt paydown. That structural funding sensitivity increases reliance on capital markets and raises vulnerability to tighter liquidity or higher funding costs over the medium term.
Integration Friction And Funding Mix ShiftIntegration costs and slower-than-expected digital adoption at FirstBank drove operational friction and higher expenses. At the same time, borrowings rose materially to fund growth, shifting funding mix toward wholesale sources and creating execution and cost risks while integration completes over coming quarters.
PNC Financial News
PNC FAQ
What was PNC Financial Services’s price range in the past 12 months?
PNC Financial Services lowest stock price was $176.88 and its highest was $256.49 in the past 12 months.
What is PNC Financial Services’s market cap?
PNC Financial Services’s market cap is $100.89B.
When is PNC Financial Services’s upcoming earnings report date?
PNC Financial Services’s upcoming earnings report date is Oct 15, 2026 which is in 86 days.
How were PNC Financial Services’s earnings last quarter?
PNC Financial Services released its earnings results on Jul 15, 2026. The company reported $4.81 earnings per share for the quarter, beating the consensus estimate of $4.463 by $0.347.
Is PNC Financial Services overvalued?
According to Wall Street analysts PNC Financial Services’s price is currently Undervalued.
Does PNC Financial Services pay dividends?
PNC Financial Services pays a Quarterly dividend of $2 which represents an annual dividend yield of 2.81%. See more information on PNC Financial Services dividends here
What is PNC Financial Services’s EPS estimate?
PNC Financial Services’s EPS estimate is 4.91.
How many shares outstanding does PNC Financial Services have?
PNC Financial Services has 399,000,000 shares outstanding.
What happened to PNC Financial Services’s price movement after its last earnings report?
PNC Financial Services reported an EPS of $4.81 in its last earnings report, beating expectations of $4.463. Following the earnings report the stock price went up 0.901%.
Which hedge fund is a major shareholder of PNC Financial Services?
Currently, no hedge funds are holding shares in PNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PNC Financial Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$280.56 (24.80% Upside)
$280.56 (24.80% Upside)
Blogger Sentiment
Bullish
PNC Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 4.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $10.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.5%
Last 30 Days ▲ 32.6%
Last 30 Days ▲ 32.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.20%
12-Months-Change
Fundamentals
Return on Equity
2.81%
Trailing 12-Months
Asset Growth
10.18%
Trailing 12-Months
Company Description
PNC Financial Services
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
PNC Revenue Breakdown
62.38% Net interest income
37.62% Noninterest income
PNC Stock 12 Month Forecast
Average Price Target
$280.56
▲(24.80% Upside)
Technical Analysis
Ownership Overview
0.27% Insiders
24.95% Mutual Funds
0.76% Other Institutional Investors
51.15% Public Companies and Individual Investors