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USB Stock Chart & Stats
$56.93
-$0.33(-0.68%)
At close: 4:00 PM EST
$56.93
-$0.33(-0.68%)
Day’s Range― - ―
52-Week Range$43.46 - $64.84
Previous CloseN/A
Volume1.38M
Average Volume (3M)9.10M
Market Cap
$98.36B
Enterprise Value$130.71K
Total Cash (Recent Filing)$217.33B
Total Debt (Recent Filing)$79.22B
Price to Earnings (P/E)13.2
Beta1.05
Next Earnings
Oct 15, 2026EPS Estimate
1.3Next Dividend Ex-DateN/A
Dividend Yield3.29%
Share Statistics
EPS (TTM)4.77
Shares Outstanding1,557,731,700
10 Day Avg. Volume8,187,440
30 Day Avg. Volume9,097,174
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.27
Price to Sales (P/S)1.94
P/FCF Ratio10.41
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$69.62Price Target Upside22.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
EPS Forecast (FY)5.19
Revenue Forecast (FY)$30.92B
Bulls Say, Bears Say
Bulls Say
Diversified Fee IncomeSustained double-digit fee growth and fees making up 44% of revenue signal durable revenue diversification away from pure interest spread reliance. A large, recurring fee base (payments, treasury, wealth, capital markets) lowers sensitivity to short-term rate swings and supports stable earnings and cross-sell over 2–6 months.
Loan GrowthBroad‑based loan growth across C&I, CRE and card shows durable franchise demand and provides a structural source of net interest income. Sustained loan book expansion supports NII and margin stability if credit remains healthy, enabling organic revenue compounding and stronger cash generation over the medium term.
Capital And Shareholder FlexibilityHealthy regulatory capital (CET1 ~10.8%) with remaining buyback capacity and a contemplated dividend increase provide long‑term financial flexibility. Strong capital buffers support measured M&A/investment execution and allow a balanced approach to returns while maintaining resilience under regulatory stress tests.
Bears Say
Moderate LeverageDebt at ~1.2x equity is elevated for a diversified regional bank and increases sensitivity to adverse credit cycles or funding shocks. Higher leverage compresses the cushion for losses and can limit capital allocation flexibility, making strategic investments or aggressive buybacks more conditional on continued strong earnings.
Choppy Operating Cash FlowVolatile operating cash flow and low coverage versus obligations weaken the company’s short‑term buffer for funding acquisitions, reserves, or accelerated share returns. Less predictable cash conversion raises reliance on capital markets or deposit repricing to fund growth, reducing margin of safety during stress periods.
BTIG Fee Variability & Integration RiskCapital‑markets revenue from BTIG is lumpy and seasonal, introducing earnings volatility as the bank scales that business. Integration execution and assumed contribution margins (and separate ~$60M of integration costs noted in guidance) create near‑term expense and guidance sensitivity, affecting medium‑term predictability.
US Bancorp News
USB FAQ
What was U.S. Bancorp’s price range in the past 12 months?
U.S. Bancorp lowest stock price was $43.46 and its highest was $64.84 in the past 12 months.
What is U.S. Bancorp’s market cap?
U.S. Bancorp’s market cap is $98.36B.
When is U.S. Bancorp’s upcoming earnings report date?
U.S. Bancorp’s upcoming earnings report date is Oct 15, 2026 which is in 87 days.
How were U.S. Bancorp’s earnings last quarter?
U.S. Bancorp released its earnings results on Jul 16, 2026. The company reported $1.35 earnings per share for the quarter, beating the consensus estimate of $1.277 by $0.073.
Is U.S. Bancorp overvalued?
According to Wall Street analysts U.S. Bancorp’s price is currently Undervalued.
Does U.S. Bancorp pay dividends?
U.S. Bancorp pays a Quarterly dividend of $0.52 which represents an annual dividend yield of 3.29%. See more information on U.S. Bancorp dividends here
What is U.S. Bancorp’s EPS estimate?
U.S. Bancorp’s EPS estimate is 1.3.
How many shares outstanding does U.S. Bancorp have?
U.S. Bancorp has 1,557,731,700 shares outstanding.
What happened to U.S. Bancorp’s price movement after its last earnings report?
U.S. Bancorp reported an EPS of $1.35 in its last earnings report, beating expectations of $1.277. Following the earnings report the stock price went up 1.587%.
Which hedge fund is a major shareholder of U.S. Bancorp?
Currently, no hedge funds are holding shares in USB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
US Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$69.62 (22.29% Upside)
$69.62 (22.29% Upside)
Blogger Sentiment
Bullish
USB Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 870.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.3%
Last 30 Days ▲ 11.8%
Last 30 Days ▲ 11.8%
News Sentiment
Very Bullish
Bullish news 96%
Bearish news 4%
Bearish news 4%
Technicals
SMA
Positive
20 days / 200 days
Momentum
45.22%
12-Months-Change
Fundamentals
Return on Equity
3.29%
Trailing 12-Months
Asset Growth
5.76%
Trailing 12-Months
Company Description
U.S. Bancorp
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
USB Stock 12 Month Forecast
Average Price Target
$69.62
▲(22.29% Upside)
Technical Analysis
Ownership Overview
0.21% Insiders
21.65% Mutual Funds
0.68% Other Institutional Investors
52.77% Public Companies and Individual Investors