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USB Stock Chart & Stats
$62.41
$0.44(0.69%)
At close: 4:00 PM EDT
$62.41
$0.44(0.69%)
Day’s Range― - ―
52-Week Range$45.02 - $66.08
Previous CloseN/A
Volume83.75K
Average Volume (3M)8.24M
Market Cap
$91.50B
Enterprise Value$120.84B
Total Cash (Recent Filing)$66.49B
Total Debt (Recent Filing)$96.01B
Price to Earnings (P/E)11.4
Beta1.05
Next Earnings
Jan 19, 2027EPS Estimate
1.4Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)5.01
Shares Outstanding1,558,051,400
10 Day Avg. Volume8,950,162
30 Day Avg. Volume8,235,021
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.27
Price to Sales (P/S)1.94
P/FCF Ratio10.41
Enterprise Value/Market Cap1.32
Enterprise Value/Revenue2.76
Enterprise Value/Gross Profit4.33
Enterprise Value/Ebitda10.93
Forecast
1Y Price Target
$68.50Price Target Upside9.76% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering16
EPS Forecast (FY)5.28
Revenue Forecast (FY)$31.06B
Bulls Say, Bears Say
Bulls Say
Diversified Fee RevenueFees contributed 44% of quarterly revenue and increased 14.9% year over year, demonstrating meaningful diversification beyond lending income. A broad fee base can support recurring client relationships, reduce dependence on net interest income, and create several durable avenues for revenue growth.
Strong Cash GenerationOperating cash flow and free cash flow both rebounded to $13.7 billion in the trailing period, with free cash flow matching net income. This conversion strengthens internal funding capacity for technology, growth initiatives, capital rebuilding, and shareholder distributions without relying solely on external funding.
Capital Markets ExpansionBTIG contributed $226 million of quarterly fee revenue and helped drive 69% year-over-year capital-markets growth. Its integration with U.S. Bancorp creates broader capabilities and cross-selling opportunities, supporting management’s multi-year objective to make capital markets a larger share of company revenue.
Bears Say
Rising LeverageDebt-to-equity increased to about 1.42 from 1.20 in 2025, while total debt reached $96.0 billion. Higher leverage increases balance-sheet sensitivity and can constrain flexibility to absorb credit or interest-rate stress while continuing to fund loan growth, investments, and distributions.
Capital Ratio PressureThe AOCI-adjusted CET1 ratio declined 30 basis points to 9.1% as risk-weighted assets grew by $12 billion and market factors affected capital. Continued balance-sheet expansion or regulatory changes could require more capital retention, limiting distributions and reducing financial flexibility.
Expense Growth BurdenNoninterest expense rose 7.1% year over year and still increased 2.0% excluding BTIG, reflecting technology, marketing, compensation, and growth investments. These costs require sustained revenue execution; weaker fee or lending growth could reduce operating leverage and pressure profitability.
US Bancorp News
USB FAQ
What was US Bancorp’s price range in the past 12 months?
US Bancorp lowest stock price was $45.02 and its highest was $66.08 in the past 12 months.
What is US Bancorp’s market cap?
US Bancorp’s market cap is $91.50B.
When is US Bancorp’s upcoming earnings report date?
US Bancorp’s upcoming earnings report date is Jan 19, 2027 which is in 91 days.
How were US Bancorp’s earnings last quarter?
US Bancorp released its earnings results on Oct 15, 2026. The company reported $1.34 earnings per share for the quarter, beating the consensus estimate of $1.319 by $0.021.
Is US Bancorp overvalued?
According to Wall Street analysts US Bancorp’s price is currently Undervalued.
Does US Bancorp pay dividends?
US Bancorp pays a Quarterly dividend of $0.54 which represents an annual dividend yield of 3.58%. See more information on US Bancorp dividends here
What is US Bancorp’s EPS estimate?
US Bancorp’s EPS estimate is 1.4.
How many shares outstanding does US Bancorp have?
US Bancorp has 1,558,051,400 shares outstanding.
What happened to US Bancorp’s price movement after its last earnings report?
US Bancorp reported an EPS of $1.34 in its last earnings report, beating expectations of $1.319. Following the earnings report the stock price went up 2.009%.
Which hedge fund is a major shareholder of US Bancorp?
Currently, no hedge funds are holding shares in USB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
US Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$68.50 (9.76% Upside)
$68.50 (9.76% Upside)
Blogger Sentiment
Bullish
USB Sentiment 68%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 3.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▲ 0.3%
Last 30 Days ▼ 0.6%
Last 30 Days ▼ 0.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.60%
12-Months-Change
Fundamentals
Return on Equity
12.65%
Trailing 12-Months
Asset Growth
1.09%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
US Bancorp
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
USB Company Deck
USB Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive overall. Management reported record revenue, double-digit EPS growth, broad-based fee growth, expanding net interest margin, healthy credit metrics, improved operating-leverage guidance, and constructive loan and deposit trends. The principal challenges were the reserve build, higher expenses tied partly to investments and BTIG, the decline in AOCI-adjusted CET1, a temporary pause in share repurchases, muted mortgage and commercial real estate activity, and regulatory and interest-rate uncertainty. Highlights significantly outweighed the lowlights.View all USB earnings summariesUSB Stock 12 Month Forecast
Average Price Target
$68.50
▲(9.76% Upside)
Technical Analysis
Ownership Overview
0.20% Insiders
21.64% Mutual Funds
1.02% Other Institutional Investors
51.22% Public Companies and Individual Investors