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Synchrony Financial (SYF) Stock Forecast & Price Target
2,145 Followers
SYF Analyst Ratings
Moderate Buy
7Buy7Hold0Sell
Based on 14 analysts giving stock ratings to Synchrony Financial in the past 3 months
SYF Stock 12 Month Forecast
Average Price Target
$86.08â–²(16.22% Upside)Based on 14 Wall Street analysts offering 12 month price targets for Synchrony Financial in the last 3 months. The average price target is $86.08 with a high forecast of $98.00 and a low forecast of $77.00. The average price target represents a 16.22% change from the last price of $74.07.
Past 12 Months12 Month ForecastJan2026Oct2026
High$98.00
Average$86.08
Low$77.00
Highest Price TargetHighest$98.00Average Price Target$86.08Lowest Price TargetLowest$77.00
Detailed List of Analyst Forecasts​
Analyst Type
Ranks
Analyst Rating
Upside/ Downside
Action
| Price Target | Follow | Article | ||||||
|---|---|---|---|---|---|---|---|---|
| Erika Najarian | UBS | $81→$80 | hold | 8.01%Upside | Reiterated | 11/02/26 | ||
| Jeffrey Adelson | Morgan Stanley | $83 | hold | 12.06%Upside | Assigned | 10/21/26 | ||
| Sanjay Sakhrani | KBW | $98 | buy | 32.31%Upside | Reiterated | 10/21/26 | ||
| Andrew Bauch | BMO Capital | $81 | hold | 9.36%Upside | Reiterated | 10/21/26 | ||
| Richard Shane | J.P. Morgan | $74→$77 | hold | 3.96%Upside | Assigned | 10/21/26 | ||
| Moshe Orenbuch | TD Cowen | $86 | buy | 16.11%Upside | Reiterated | 10/21/26 | ||
| John Pancari | Evercore ISI | ― | hold | ― | Downgraded | 10/21/26 | ||
| Mihir Bhatia | Bank of America Securities | $89 | buy | 20.16%Upside | Reiterated | 10/20/26 | ||
| Terry Ma | Barclays | $93→$94 | buy | 26.91%Upside | Reiterated | 10/20/26 | ||
| Donald Fandetti | Wells Fargo | $88 | buy | 18.81%Upside | Reiterated | 10/20/26 | ||
| Jon Arfstrom | RBC Capital | $80 | hold | 8.01%Upside | Reiterated | 10/20/26 | ||
 Unknown AnalystNot Ranked | Goldman Sachs | $87 | buy | 17.46%Upside | Reiterated | 09/22/26 | ||
| Vincent Caintic | BTIG | ― | hold | ― | Reiterated | 09/14/26 | ||
| Darrin Peller | Wolfe Research | $85→$90 | buy | 21.51%Upside | Reiterated | 08/25/26 | ||
| Brian Foran | Truist Financial | $80 | hold | 8.01%Upside | Reiterated | 07/28/26 |
| Rating | Follow | Article | |||
|---|---|---|---|---|---|
| Erika NajarianUBS | HoldReiterated$81→$80 | 11/02/26 | 8.01%Upside | ||
| Jeffrey AdelsonMorgan Stanley | HoldAssigned$83 | 10/21/26 | 12.06%Upside | ||
| Sanjay SakhraniKBW | BuyReiterated$98 | 10/21/26 | 32.31%Upside | ||
| Andrew BauchBMO Capital | HoldReiterated$81 | 10/21/26 | 9.36%Upside | ||
| Richard ShaneJ.P. Morgan | HoldAssigned$74→$77 | 10/21/26 | 3.96%Upside | ||
| Moshe OrenbuchTD Cowen | BuyReiterated$86 | 10/21/26 | 16.11%Upside | ||
| John PancariEvercore ISI | HoldDowngraded | 10/21/26 | ― | ||
| Mihir BhatiaBank of America Securities | BuyReiterated$89 | 10/20/26 | 20.16%Upside | ||
| Terry MaBarclays | BuyReiterated$93→$94 | 10/20/26 | 26.91%Upside | ||
| Donald FandettiWells Fargo | BuyReiterated$88 | 10/20/26 | 18.81%Upside | ||
| Jon ArfstromRBC Capital | HoldReiterated$80 | 10/20/26 | 8.01%Upside | ||
| Unknown AnalystGoldman SachsNot Ranked | BuyReiterated$87 | 09/22/26 | 17.46%Upside | ||
| Vincent CainticBTIG | HoldReiterated | 09/14/26 | ― | ||
| Darrin PellerWolfe Research | BuyReiterated$85→$90 | 08/25/26 | 21.51%Upside | ||
| Brian ForanTruist Financial | HoldReiterated$80 | 07/28/26 | 8.01%Upside |
Stocks with the Highest Top Analyst Consensus in the Financial Sector
Best Analysts Covering Synchrony Financial
3 Months
Success Rate17/21 ratings generated profit
81%
Average Return
+6.94%
Copying Ryan Nash's trades and holding each position for 3 Months would result in 80.95% of your transactions generating a profit, with an average return of +6.94% per trade.
1 Year
Success Rate30/34 ratings generated profit
88%
Average Return
+15.88%
Copying Sanjay Sakhrani's trades and holding each position for 1 Year would result in 88.24% of your transactions generating a profit, with an average return of +15.88% per trade.
2 Years
Success Rate18/21 ratings generated profit
86%
Average Return
+34.00%
Copying Ryan Nash's trades and holding each position for 2 Years would result in 85.71% of your transactions generating a profit, with an average return of +34.00% per trade.
SYF Analyst Recommendation Trends
| Rating | Jun 26 | Jul 26 | Aug 26 | Sep 26 | Oct 26 |
|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 0 | 0 | 0 |
| Buy | 22 | 25 | 27 | 22 | 16 |
| Hold | 12 | 12 | 11 | 12 | 12 |
| Sell | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 |
| total | 34 | 37 | 38 | 34 | 28 |
In the current month, SYF has received 16 Buy Ratings, 12 Hold Ratings, and 0 Sell Ratings. SYF average Analyst price target in the past 3 months is 86.08.
SYF Financial Forecast
High$2.03
Consensus$1.97
Low$1.90
SYF Earnings Forecast
Next quarter’s earnings estimate for SYF is $1.97 with a range of $1.90 to $2.03. The previous quarter’s EPS was $2.68. Its overall industry beat the EPS estimate 81.82% of the time in the past 12 months.
High$4.05B
Consensus$3.9B
Low$3.83B
SYF Sales Forecast
Next quarter’s sales forecast for SYF is $3.90B with a range of $3.83B to $4.05B. The previous quarter’s sales results were $4.80B. Its overall industry beat sales estimates 93.33% of the time in the past 12 months.
SYF Stock Forecast FAQ
What is SYF’s average 12-month price target, according to analysts?
Based on analyst ratings, Synchrony Financial’s 12-month average price target is $86.08.
What is SYF’s upside potential, based on the analysts’ average price target?
Synchrony Financial has 16.22% upside potential, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is SYF a Buy, Sell or Hold?
Synchrony Financial has a consensus rating of Moderate Buy which is based on 7 buy ratings, 7 hold ratings and 0 sell ratings.
What is Synchrony Financial’s price target?
The average price target for Synchrony Financial is $86.08. This is based on 14 12-month price targets, issued in the past 3 months. The highest analyst price target is $98.00, the lowest forecast is $77.00. The average price target represents a 16.22% increase from the current price of $74.07.
What do analysts say about Synchrony Financial?
Synchrony Financial’s analyst rating consensus is a Moderate Buy. This is based on the ratings of 14 Wall Street analysts.
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