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Strategy Inc 9% Perp Stretch PFD Registered Shs Series A (STRC)
NASDAQ:STRC
US Market
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Strategy Inc 9% Perp Stretch PFD Registered Shs Series A (STRC) AI Stock Analysis

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STRC

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A

(NASDAQ:STRC)

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Neutral 60 (OpenAI - 5.2)
Rating:60Neutral
Price Target:
$97.00
▲(3.08% Upside)
Action:Reiterated
Date:08/04/26
The score is held back primarily by weak financial performance—severe TTM losses and negative operating cash flow with volatile free cash flow—despite a currently improved balance sheet. Technicals are supportive (price above key moving averages and positive MACD), and the earnings call tone was strong with records in originations and NII plus improved liquidity, but guidance points to moderating prepayment-driven income and ongoing competitive/expense pressures. Valuation is mixed, with a loss-making P/E offset by a very high dividend yield.
Positive Factors
Balance Sheet Improvement
The company reports a materially improved capital position with moderate leverage (debt-to-equity in mid‑teens) and a large equity base. Combined with recent liquidity actions noted in the quarter, this reduces near-term refinancing pressure and improves resilience to earnings volatility over the next several months.
Negative Factors
Severe and Widening Losses
Despite occasional revenue rebounds, the company has reverted to deep, widening net losses and strongly negative returns. Persistent losses erode retained capital and weaken long‑term profitability prospects, limiting the company's ability to self‑fund and increasing dependency on external capital over the coming months.
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Positive Factors
Negative Factors
Balance Sheet Improvement
The company reports a materially improved capital position with moderate leverage (debt-to-equity in mid‑teens) and a large equity base. Combined with recent liquidity actions noted in the quarter, this reduces near-term refinancing pressure and improves resilience to earnings volatility over the next several months.
Read all positive factors

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A (STRC) vs. SPDR S&P 500 ETF (SPY)

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Business Overview & Revenue Model

Company Description
Strategy Inc, together with its subsidiaries, operates as a bitcoin treasury company in the United States, Europe, the Middle East, Africa, and internationally. It offers investors varying degrees of economic exposure to Bitcoin by offering a rang...
How the Company Makes Money
Strategy Inc. generates revenue primarily from its enterprise software business and related services, including (1) software licenses/subscriptions for its analytics and business intelligence offerings, and (2) associated support, maintenance, and...

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 04, 2026
Earnings Call Sentiment Positive
The call conveyed a strongly positive operating and financial quarter highlighted by record originations, record investment income and NII, AUM growth, improved liquidity and reduced leverage, and ongoing adviser contributions. Credit metrics remain largely stable with very low non-accruals, though management noted a mixed-quality pipeline and increased competition; prepayment-driven revenue is expected to normalize in Q3 which may moderate near-term income. Expense growth tied to variable compensation and a modest shift toward mid-rated credits are items being actively managed.
Positive Updates
Record Originations and Fundings
First half 2026 record originations of $2.74B (up 35.6% YoY) and record fundings of $1.35B (up 8.5% YoY). Q2 commitments >$927M and Q2 fundings >$647M.
Negative Updates
Increased Competitive Pressure
Several banks and non-bank lenders have become very aggressive on new deal structures and competition for opportunities, which the company is monitoring and intends not to chase.
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Q2-2026 Updates
Negative
Record Originations and Fundings
First half 2026 record originations of $2.74B (up 35.6% YoY) and record fundings of $1.35B (up 8.5% YoY). Q2 commitments >$927M and Q2 fundings >$647M.
Read all positive updates
Company Guidance
Hercules guided that for Q3 2026 it expects core yield to be 11.8%–12.0%, prepayments to normalize to $200M–$300M (vs. $572.1M in Q2), interest expense to be broadly stable or up slightly versus Q2, gross SG&A of $25M–$26M with an RIA expense allocation of ~$4.7M and an anticipated RIA dividend of ~$2.0M–$2.5M, noted that ~98% of its debt portfolio is floating‑rate with floors and ~75% of prime‑based loans are at contractual floors, and reiterated that originations are typically seasonally lower and more back‑end weighted in Q3.

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Financial Statement Overview

Summary
Financial statements show major profitability and cash-quality issues: the income statement reflects severe and widening TTM losses after a brief profitable year, and operating cash flow is negative in 2024, 2025, and TTM with highly volatile free cash flow. The balance sheet is better-capitalized recently with moderate leverage, but very negative returns and persistent losses raise durability risk.
Income Statement
12
Very Negative
Balance Sheet
64
Positive
Cash Flow
38
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue498.35M477.23M463.46M496.26M499.26M510.76M
Gross Profit336.89M327.82M333.99M386.32M396.27M418.85M
EBITDA-21.77B-5.44B-1.85B-61.04M-1.26B-770.88M
Net Income-30.41B-3.85B-1.17B429.12M-1.47B-535.48M
Balance Sheet
Total Assets52.56B61.64B25.84B4.76B2.41B3.56B
Cash, Cash Equivalents and Short-Term Investments2.45B2.30B38.12M46.82M43.84M63.36M
Total Debt6.77B8.28B7.26B2.25B2.45B2.23B
Total Liabilities7.24B10.60B7.61B2.60B2.79B2.58B
Stockholders Equity45.33B51.04B18.23B2.16B-383.12M978.96M
Cash Flow
Free Cash Flow11.34B-22.58B-22.14B-1.89B-287.20M-2.54B
Operating Cash Flow-20.09M-67.24M-53.03M12.71M3.21M93.83M
Investing Cash Flow-22.42B-22.51B-22.09B-1.91B-278.59M-2.63B
Financing Cash Flow24.11B24.84B22.13B1.89B265.19M2.54B

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
$6.84B18.5637.43%17.26%
77
Outperform
$12.86B82.305.72%18.82%-66.60%
72
Outperform
$18.08B21.5212.66%1.46%8.57%9.06%
72
Outperform
$39.60B49.8010.41%13.70%76.27%
62
Neutral
$25.63B-121.57-16.70%24.74%49.81%
60
Neutral
$32.69B-0.97-60.79%12.24%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
STRC
Strategy Inc 9% Perp Stretch PFD Registered Shs Series A
94.06
7.35
8.47%
SSNC
SS&C Technologies Holdings
79.84
-5.35
-6.28%
WDAY
Workday
170.24
-50.74
-22.96%
TEAM
Atlassian
110.17
-60.83
-35.57%
ESTC
Elastic
69.95
-6.42
-8.41%
DT
Dynatrace
48.87
2.00
4.27%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026