Want to see SBKO full AI Analyst Report?
SBKO Stock Chart & Stats
$25.50
-$0.12(-0.51%)
At close: 4:00 PM EDT
$25.50
-$0.12(-0.51%)
Day’s Range― - ―
52-Week Range$15.66 - $25.53
Previous CloseN/A
Volume800.00
Average Volume (3M)859.00
Market Cap
$199.11M
Enterprise Value$72.98
Total Cash (Recent Filing)$177.68M
Total Debt (Recent Filing)$18.53M
Price to Earnings (P/E)11.7
Beta0.18
Next Earnings
Oct 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.05
Shares Outstanding7,894,939
10 Day Avg. Volume532
30 Day Avg. Volume859
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.12
Price to Sales (P/S)1.69
P/FCF Ratio5.11
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving Revenue GrowthThe return to strong revenue growth indicates improving demand for Summit Bank’s banking services and a healthier operating trajectory. Continued top-line expansion would support investment in lending capacity, technology, and customer relationships while providing a foundation for future earnings growth.
Conservative LeverageLower leverage and steadily growing equity strengthen the balance sheet and improve resilience against credit or earnings pressure. This gives Summit Bank greater flexibility to absorb volatility, support lending activity, and fund operations without relying as heavily on debt or external capital.
Strong 2025 Cash GenerationOperating and free cash flow that broadly match net income provide evidence that reported earnings are converting into cash. Strong cash realization can support capital retention, loan growth, technology investment, and other strategic needs without depending entirely on new financing.
Bears Say
Volatile Profit MarginsMargin volatility makes future earnings less predictable because profitability has changed materially across the reporting period. Sensitivity to the rate and credit cycle or to business mix could constrain earnings durability and make it harder for management to plan capital deployment consistently.
Inconsistent Cash-Flow ConversionAlthough cash generation was strong in 2025, the uneven historical relationship between cash flow and earnings reduces confidence that this performance will remain consistent. Timing or mix effects may continue to produce irregular cash realization, complicating liquidity planning and capital allocation.
ROE Below Prior PeaksA return on equity below prior peak levels indicates that profitability has not fully recovered relative to the bank’s earlier performance. If this gap persists, Summit Bank may generate less earnings from its capital base, limiting internal growth capacity and shareholder return potential.
SBKO FAQ
What was Summit Bank’s price range in the past 12 months?
Summit Bank lowest stock price was $15.66 and its highest was $25.53 in the past 12 months.
What is Summit Bank’s market cap?
Summit Bank’s market cap is $199.11M.
When is Summit Bank’s upcoming earnings report date?
Summit Bank’s upcoming earnings report date is Oct 21, 2026 which is in 39 days.
How were Summit Bank’s earnings last quarter?
Summit Bank released its earnings results on Jul 22, 2026. The company reported $0.52 earnings per share for the quarter.
Is Summit Bank overvalued?
According to Wall Street analysts Summit Bank’s price is currently Overvalued.
Does Summit Bank pay dividends?
Summit Bank does not currently pay dividends.
What is Summit Bank’s EPS estimate?
Summit Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Summit Bank have?
Summit Bank has 7,894,939 shares outstanding.
What happened to Summit Bank’s price movement after its last earnings report?
Summit Bank reported an EPS of $0.52 in its last earnings report. Following the earnings report the stock price went up 0.311%.
Which hedge fund is a major shareholder of Summit Bank?
Currently, no hedge funds are holding shares in SBKO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Summit Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
57.88%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
6.55%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Summit Bank
Summit Bank Group, Inc., together with its subsidiaries, commercial banking, financing, real estate lending, and other services in Lane, Deschutes, Multnomah, and Washington counties in Oregon. It accepts various deposit products; certificate of deposit and money market accounts; and offers loan products, including commercial real estate, multi-family real estate, commercial and industrial, and secured and unsecured consumer loans, as well as real estate acquisition, development, and construction loans. The company also provides retail lockbox, online and mobile banking, remote deposit capture, and debit and credit card services. The company was founded in 2004 and is based in Eugene, Oregon.
Technical Analysis
Ownership Overview
―
Insiders
―
Mutual Funds
3.10% Other Institutional Investors
96.90% Public Companies and
Individual Investors