Summit Bank (SBKO)

OTHER OTC:SBKO

SBKO

Summit Bank

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Summit Bank (SBKO) Price & Analysis

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SBKO Stock Chart & Stats

$18.45

-$0.19(-1.27%)

At close: Jan 07 4:00 PM EST

$18.45

-$0.19(-1.27%)

Day’s Range― - ―

52-Week Range$13.76 - $22.57

Previous CloseN/A

Volume175.00

Average Volume (3M)3.77K

Market Cap

$168.26M

Enterprise Value$3.68M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$18.50M

Price to Earnings (P/E)10.7

Beta0.09

Next Earnings

Jul 22, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)1.60

Shares Outstanding7,754,000

10 Day Avg. Volume4,095

30 Day Avg. Volume3,765

Financial Highlights & Ratios

PEG Ratio0.38

Price to Book (P/B)1.12

Price to Sales (P/S)1.69

P/FCF Ratio5.11

Enterprise Value/Market Cap0.02

Enterprise Value/Revenue0.05

Enterprise Value/Gross Profit0.08

Enterprise Value/Ebitda0.22

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Leverage And Stronger Equity BaseA materially lower debt-to-equity (~0.19) and steadily built equity provide durable balance-sheet resilience, reducing solvency risk and improving capacity to absorb credit losses or fund growth without heavy reliance on market financing over the next several quarters.

Consistent Cash Generation In 2025Operating and free cash flow parity with net income indicates high earnings quality and internal funding capacity, supporting loan growth, capital needs, and potential dividend or buyback flexibility without recurring external funding dependence.

Improving Revenue Growth And Solid MarginsDouble-digit revenue growth into 2025 alongside healthy EBIT and net margins signals improving top-line momentum and operating leverage, supporting sustainable profitability and the capacity to reinvest in the franchise over a multi-quarter horizon.

Bears Say

Margins And Cash Flows Are VolatileMarked year-to-year swings in margins and cash flow reduce predictability of earnings and free cash flow, complicating capital planning and making future profitability and payout decisions more sensitive to credit and interest-rate cycles over the medium term.

Profitability Below Prior Peak LevelsROE lagging earlier peaks indicates the bank has yet to fully restore its prior profitability, which may reflect structural margin pressure, competitive pricing, or elevated provisioning that can constrain long-run capital returns and investor confidence.

Earnings Sensitive To Rate/credit Cycle And MixExposure of margins to rate and credit cycles and product mix raises the risk that adverse macro or credit trends materially weaken net interest margins and provisioning, producing earnings swings and limiting durable margin expansion prospects.

SBKO FAQ

What was Summit Bank’s price range in the past 12 months?

Summit Bank lowest stock price was $13.76 and its highest was $22.57 in the past 12 months.

What is Summit Bank’s market cap?

Summit Bank’s market cap is $168.26M.

When is Summit Bank’s upcoming earnings report date?

Summit Bank’s upcoming earnings report date is Jul 22, 2026 which is in 46 days.

How were Summit Bank’s earnings last quarter?

Summit Bank released its earnings results on Apr 29, 2026. The company reported $0.58 earnings per share for the quarter, beating the consensus estimate of N/A by $0.58.

Is Summit Bank overvalued?

According to Wall Street analysts Summit Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Summit Bank pay dividends?

Summit Bank does not currently pay dividends.

What is Summit Bank’s EPS estimate?

Summit Bank’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Summit Bank have?

Summit Bank has 7,754,000 shares outstanding.

What happened to Summit Bank’s price movement after its last earnings report?

Summit Bank reported an EPS of $0.58 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.368%.

Which hedge fund is a major shareholder of Summit Bank?

Currently, no hedge funds are holding shares in SBKO

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Summit Bank Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

13.54%

Trailing 12-Months

Asset Growth

5.22%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Summit Bank

Summit Bank Group, Inc. operates as the bank holding company for Summit Bank that provides commercial banking, financing, real estate lending, and other services to personal and business customers in the United States. The company accepts various deposit products. It also offers loan products, including home equity, personal, professional, overdraft protection, commercial, and business lines of credit, as well as standby letters of credit; equipment term loans; auto, boat, and RV loans; commercial real estate, and residential and commercial construction loans; business VISA loans; and small business administration guaranteed loans. In addition, the company provides customized business online banking, ACH and wire transfer, remote deposit, business Visa debit card with ATM access, drive-up banking, corporate credit card, lockbox, and courier services; and free account access and bill pay, bank-by-mail, mobile banking, 24-hour deposit, and customer services. Further, it offers lost or stolen card services, as well as order check services. The company has offices in Eugene, Central Oregon, and the Portland Metropolitan area. Summit Bank Group, Inc. was founded in 2004 and is headquartered in Eugene, Oregon.