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SBKO Stock Chart & Stats
$18.45
-$0.19(-1.27%)
At close: 4:00 PM EST
$18.45
-$0.19(-1.27%)
Day’s Range― - ―
52-Week Range$14.75 - $23.10
Previous CloseN/A
Volume175.00
Average Volume (3M)3.77K
Market Cap
$179.12M
Enterprise Value$72.98
Total Cash (Recent Filing)$177.68M
Total Debt (Recent Filing)$18.53M
Price to Earnings (P/E)10.7
Beta0.11
Next Earnings
Oct 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.05
Shares Outstanding7,754,000
10 Day Avg. Volume4,095
30 Day Avg. Volume3,765
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.12
Price to Sales (P/S)1.69
P/FCF Ratio5.11
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Leverage / Stronger Capital BaseMaterially reduced leverage and steadily built equity improve balance-sheet resilience. A low debt-to-equity ratio provides durable capital buffer to absorb credit losses, supports continued lending and regulatory flexibility, and underpins stability across economic cycles over the next several months.
Strong Cash Generation And FCF QualityConsistent operating cash flow and free cash flow roughly equal to net income indicate high earnings quality and internal funding capacity. Durable cash generation reduces reliance on external borrowing, supports loan origination and provisioning, and gives management flexibility for investments or capital needs over 2–6 months.
Improving Revenue Growth And Solid MarginsReaccelerating revenue with double-digit YoY growth and healthy EBIT/net margins shows the business model is generating scalable earnings. Durable top-line momentum combined with mid-teens net margins supports sustainable earnings power and capital accumulation absent adverse credit shocks.
Bears Say
Margin Volatility And CyclicalityHistorical margin swings indicate sensitivity to interest rate and credit cycles, making net interest margin and fee income less predictable. Persistent volatility can compress long-run earnings, hinder forecasting accuracy, and complicate pricing and balance-sheet management over a multi-month horizon.
Year-to-year Cash-flow VariabilityWide swings in operating and free cash flow reduce confidence in recurring cash conversion. This variability can limit reliable internal funding for growth, increase dependence on market funding during weak years, and raise execution risk for multi-quarter investment or dividend plans.
Returns Below Prior Peak LevelsROE remaining below earlier peak levels signals the bank has not fully recovered prior profitability. Persistently lower returns can constrain capital returns, slow equity growth, and pressure management to either accept lower reinvestment returns or pursue higher-risk activities to restore past performance.
SBKO FAQ
What was Summit Bank’s price range in the past 12 months?
Summit Bank lowest stock price was $14.75 and its highest was $23.10 in the past 12 months.
What is Summit Bank’s market cap?
Summit Bank’s market cap is $179.12M.
When is Summit Bank’s upcoming earnings report date?
Summit Bank’s upcoming earnings report date is Oct 21, 2026 which is in 86 days.
How were Summit Bank’s earnings last quarter?
Summit Bank released its earnings results on Jul 22, 2026. The company reported $0.52 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Summit Bank overvalued?
According to Wall Street analysts Summit Bank’s price is currently Overvalued.
Does Summit Bank pay dividends?
Summit Bank does not currently pay dividends.
What is Summit Bank’s EPS estimate?
Summit Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Summit Bank have?
Summit Bank has 7,754,000 shares outstanding.
What happened to Summit Bank’s price movement after its last earnings report?
Summit Bank reported an EPS of $0.52 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.311%.
Which hedge fund is a major shareholder of Summit Bank?
Currently, no hedge funds are holding shares in SBKO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Summit Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.07%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.22%
Trailing 12-Months
Company Description
Summit Bank
Summit Bank Group, Inc., together with its subsidiaries, commercial banking, financing, real estate lending, and other services in Lane, Deschutes, Multnomah, and Washington counties in Oregon. It accepts various deposit products; certificate of deposit and money market accounts; and offers loan products, including commercial real estate, multi-family real estate, commercial and industrial, and secured and unsecured consumer loans, as well as real estate acquisition, development, and construction loans. The company also provides retail lockbox, online and mobile banking, remote deposit capture, and debit and credit card services. The company was founded in 2004 and is based in Eugene, Oregon.
Technical Analysis
SB Financial Group
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Bogota Financial
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SR Bancorp, Inc.
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Ownership Overview
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Insiders
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Mutual Funds
0.78% Other Institutional Investors
99.22% Public Companies and
Individual Investors