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South Atlantic Bancshares (SABK) Stock Price & Analysis

9 Followers

SABK Stock Chart & Stats

$24.40$0.15(0.62%)
At close: 4:00 PM EST
$24$24.5$25$25.5Aug 13Aug 24Sep 8Sep 22Oct 5Oct 20Nov 2
Day’s Range
$24.05 - $24.40
52-Week Range
$18.80 - $26.39
Previous Close
$24.25
Volume
N/A
Average Volume (3M)
1,187
Market Cap
$185.16M
Enterprise Value
$259.93M
Total Cash (Recent Filing)
$72.71M
Total Debt (Recent Filing)
$177.00M
Price to Earnings (P/E)
9.6
Beta
-0.04
Next Earnings
Jan 28, 2027 (Est.)
EPS Estimate
0.64
Last Dividend Ex-Date
Feb 13, 2026
Dividend Yield
0.41%

Bulls Say, Bears Say

Bulls Say

Revenue Growth

Sustained revenue re-acceleration to ~$102.3M in 2025 indicates durable demand for the bank's commercial and consumer lending services and fee income. A steady top-line trend supports long-term earnings power and gives management scope to invest in branches and digital channels.

Improving Profitability

Material net income growth and margin expansion to ~15.8% show the bank can convert revenue into lasting profits. Stronger margins enhance internal capital generation and resilience to rate cycles, enabling dividend support and reinvestment without immediate reliance on external funding.

Stronger Equity & ROE

Rising equity and improved ROE to ~12.3% reflect healthier capital cushions and better returns on shareholder capital. This improves long-term loss-absorbing capacity and strategic flexibility for loan growth, capital deployment, or regulatory stress without immediate dilution.

Bears Say

Elevated Leverage

Debt-to-equity of ~1.59, while improved, remains elevated versus earlier years, increasing sensitivity to credit and interest-rate shocks. Higher leverage constrains capital flexibility, raises funding risk and could force tighter underwriting or higher loan-loss provisions in downturns.

Uneven Cash Conversion

Although 2025 free cash flow covered ~75% of net income, historical volatility in operating cash flow signals inconsistent internal funding. That intermittency can limit sustained dividend funding, capital spending or loan growth without tapping volatile external financing.

Margin Sustainability Risk

Net margin recovery to ~15.8% is constructive, yet margins remain under prior peak years, highlighting earnings sensitivity to loan mix, deposit costs and fee income. This structural variability means profits could revert if interest spreads compress or credit costs rise.

South Atlantic Bancshares News

SABK FAQ

What was South Atlantic Bancshares’s price range in the past 12 months?
South Atlantic Bancshares lowest stock price was $18.80 and its highest was $26.39 in the past 12 months.
What is South Atlantic Bancshares’s market cap?
South Atlantic Bancshares’s market cap is $185.16M.
When is South Atlantic Bancshares’s upcoming earnings report date?
South Atlantic Bancshares’s next earnings report is estimated for Jan 28, 2027 (not yet confirmed), which is in 83 days.
How were South Atlantic Bancshares’s earnings last quarter?
South Atlantic Bancshares released its earnings results on Oct 22, 2026. The company reported $0.67 earnings per share for the quarter, beating the consensus estimate of $0.62 by $0.05.
Is South Atlantic Bancshares overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does South Atlantic Bancshares pay dividends?
South Atlantic Bancshares pays a Annually dividend of $0.1 which represents an annual dividend yield of 0.41%. See more information on South Atlantic Bancshares dividends here
What is South Atlantic Bancshares’s EPS estimate?
South Atlantic Bancshares’s EPS estimate is 0.64.
How many shares outstanding does South Atlantic Bancshares have?
South Atlantic Bancshares has 7,635,292 shares outstanding.
What happened to South Atlantic Bancshares’s price movement after its last earnings report?
South Atlantic Bancshares reported an EPS of $0.67 in its last earnings report, beating expectations of $0.62. Following the earnings report the stock price went up 0.124%.
Which hedge fund is a major shareholder of South Atlantic Bancshares?
Currently, no hedge funds are holding shares in SABK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology