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SABK Stock Chart & Stats
$24.50
-$0.31(-1.27%)
At close: 4:00 PM EDT
$24.50
-$0.31(-1.27%)
Day’s Range― - ―
52-Week Range$15.90 - $26.39
Previous CloseN/A
Volume207.00
Average Volume (3M)3.87K
Market Cap
$183.07M
Enterprise Value$274.67
Total Cash (Recent Filing)$72.71M
Total Debt (Recent Filing)$177.00M
Price to Earnings (P/E)10.0
Beta-0.04
Next Earnings
Oct 22, 2026EPS Estimate
0.62Next Dividend Ex-DateN/A
Dividend Yield0.4%
Share Statistics
EPS (TTM)2.31
Shares Outstanding7,568,111
10 Day Avg. Volume2,779
30 Day Avg. Volume3,867
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)1.10
Price to Sales (P/S)1.45
P/FCF Ratio17.01
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.39
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Re-accelerating Revenue And ProfitSABK's 2025 top-line re-acceleration and margin expansion point to improving core banking economics. Steadier revenue and higher margins create a more durable earnings base to support loan growth, reinvestment in digital/branches, and ongoing cash generation over the medium term.
Stronger Equity And Higher ROERising equity and meaningful ROE improvement enhance capital buffers and return profiles. Stronger capital supports safer lending expansion, regulatory resilience, and the ability to absorb credit losses while maintaining strategic flexibility for organic growth over the next several quarters.
Improved Cash Generation And FCF CoverageHigher free cash flow and improved coverage of earnings indicate better cash conversion and internal funding capacity. This strengthens the bank's ability to pay dividends, fund loan originations, and reduce reliance on external financing across the medium term, supporting sustainability.
Bears Say
Elevated Leverage Relative To Historical LevelsSustained higher leverage increases sensitivity to credit losses and interest-rate shifts, limiting balance-sheet flexibility. For a regional bank this elevates funding and capital risk, potentially constraining loan growth or forcing capital raises if economic or credit conditions deteriorate over the next 2–6 months.
Volatile Historical Cash-flow ConversionInconsistent operating cash flow undermines predictability of internal funding for dividends, loan growth, and reserves. That volatility increases the chance of liquidity strain or reliance on external funding in stress periods, weakening resilience across economic cycles in the medium term.
Margins Remain Below Prior Peak LevelsAlthough margins improved in 2025, they have not returned to earlier peak levels, suggesting earnings depend on cycle-sensitive spreads and loan mix. This raises uncertainty about margin sustainability and long-run return potential, making earnings more vulnerable to rate or credit shifts.
South Atlantic Bancshares News
SABK FAQ
What was South Atlantic Bancshares Inc’s price range in the past 12 months?
South Atlantic Bancshares Inc lowest stock price was $15.90 and its highest was $26.39 in the past 12 months.
What is South Atlantic Bancshares Inc’s market cap?
South Atlantic Bancshares Inc’s market cap is $183.07M.
When is South Atlantic Bancshares Inc’s upcoming earnings report date?
South Atlantic Bancshares Inc’s upcoming earnings report date is Oct 22, 2026 which is in 83 days.
How were South Atlantic Bancshares Inc’s earnings last quarter?
South Atlantic Bancshares Inc released its earnings results on Jul 23, 2026. The company reported $0.61 earnings per share for the quarter, beating the consensus estimate of $0.58 by $0.03.
Is South Atlantic Bancshares Inc overvalued?
According to Wall Street analysts South Atlantic Bancshares Inc’s price is currently Overvalued.
Does South Atlantic Bancshares Inc pay dividends?
South Atlantic Bancshares Inc pays a Annually dividend of $0.1 which represents an annual dividend yield of 0.4%. See more information on South Atlantic Bancshares Inc dividends here
What is South Atlantic Bancshares Inc’s EPS estimate?
South Atlantic Bancshares Inc’s EPS estimate is 0.62.
How many shares outstanding does South Atlantic Bancshares Inc have?
South Atlantic Bancshares Inc has 7,568,111 shares outstanding.
What happened to South Atlantic Bancshares Inc’s price movement after its last earnings report?
South Atlantic Bancshares Inc reported an EPS of $0.61 in its last earnings report, beating expectations of $0.58. Following the earnings report the stock price went up 0.745%.
Which hedge fund is a major shareholder of South Atlantic Bancshares Inc?
Currently, no hedge funds are holding shares in SABK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
South Atlantic Bancshares Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.01%
12-Months-Change
Fundamentals
Return on Equity
0.40%
Trailing 12-Months
Asset Growth
3.45%
Trailing 12-Months
Company Description
South Atlantic Bancshares Inc
South Atlantic Bancshares, Inc. operates as the bank holding company for South Atlantic Bank that provides various banking products and services to individuals and small businesses in the United States. The company offers checking, money market, and savings accounts, as well as certificates of deposit, individual retirement accounts, and health savings accounts. It also provides personal, auto, and recreation loans, as well as home equity and ready reserve overdraft line of credits, and commercial lending products; and credit cards. In addition, the company provides cash management and merchant card services; remote deposit capture and automated clearing house services; online, mobile, and telephone banking services; personal and business checks; mortgage products and services; and wealth management services. The company operates offices in Myrtle Beach, Carolina Forest, North Myrtle Beach, Murrells Inlet, Pawleys Island, Georgetown, Mount Pleasant, Charleston, Bluffton, Hilton Head Island, and Beaufort, South Carolina. Atlantic Bancshares, Inc. was founded in 2007 and is headquartered in Myrtle Beach, South Carolina.
Technical Analysis
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Ownership Overview
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Insiders
0.08% Mutual Funds
2.37% Other Institutional Investors
97.55% Public Companies and
Individual Investors