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Total Valuation
South Atlantic Bancshares has a market cap or net worth of $185.42M. The enterprise value is $274.67.
Market Cap$185.42M
Enterprise Value$274.67
Share Statistics
South Atlantic Bancshares has 7,568,111 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,568,111
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
South Atlantic Bancshares’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 3.30%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.30%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee601.49K
Profits Per Employee95.10K
Employee Count170
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of South Atlantic Bancshares is 10.0. South Atlantic Bancshares’s PEG ratio is 0.15.
PE Ratio10.0
PS Ratio1.45
PB Ratio1.10
Price to Fair Value1.10
Price to FCF17.01
Price to Operating Cash Flow0.00
PEG Ratio0.15
Income Statement
In the last 12 months, South Atlantic Bancshares had revenue of 102.25M and earned 16.17M in profits. Earnings per share was 2.15.
Revenue102.25M
Gross Profit60.15M
Operating Income20.31M
Pretax Income20.31M
Net Income16.17M
EBITDA20.31M
Earnings Per Share (EPS)2.15
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
South Atlantic Bancshares pays an annual dividend of $0.1, resulting in a dividend yield of 0.41%
Dividend Per Share$0.1
Dividend Yield0.41%
Payout Ratio4.20%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.05
52-Week Price Change51.94%
50-Day Moving Average25.16
200-Day Moving Average21.99
Relative Strength Index (RSI)46.40
Average Volume (3m)3.87K
Important Dates
South Atlantic Bancshares upcoming earnings date is Oct 22, 2026, After Close (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
South Atlantic Bancshares as a current ratio of 0.05, with Debt / Equity ratio of 97.11%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap2.24
Net Debt to EBITDA7.39
Interest Coverage Ratio0.51
Taxes
In the past 12 months, South Atlantic Bancshares has paid 4.14M in taxes.
Income Tax4.14M
Effective Tax Rate0.20
Enterprise Valuation
South Atlantic Bancshares EV to EBITDA ratio is 14.70, with an EV/FCF ratio of 34.18.
EV to Sales2.92
EV to EBITDA14.70
EV to Free Cash Flow34.18
EV to Operating Cash Flow25.48
Balance Sheet
South Atlantic Bancshares has $72.71M in cash and marketable securities with $177.00M in debt, giving a net cash position of -$104.29M billion.
Cash & Marketable Securities$72.71M
Total Debt$177.00M
Net Cash-$104.29M
Net Cash Per Share-$13.78
Tangible Book Value Per Share$16.80
Margins
Gross margin is 60.95%, with operating margin of 19.86%, and net profit margin of 15.81%.
Gross Margin60.95%
Operating Margin19.86%
Pretax Margin19.86%
Net Profit Margin15.81%
EBITDA Margin19.86%
EBIT Margin19.86%
Analyst Forecast
The average price target for South Atlantic Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.99%
EPS Growth Forecast44.27%