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RLI Stock Chart & Stats
$64.86
$1.68(2.71%)
At close: 4:00 PM EDT
$64.86
$1.68(2.71%)
Day’s Range― - ―
52-Week Range$47.26 - $67.12
Previous CloseN/A
Volume65.98K
Average Volume (3M)774.09K
Market Cap
$5.62B
Enterprise Value$5.76B
Total Cash (Recent Filing)$238.22M
Total Debt (Recent Filing)$296.97M
Price to Earnings (P/E)14.6
Beta0.07
Next Earnings
Jan 27, 2027EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield7.46%
Share Statistics
EPS (TTM)4.76
Shares Outstanding91,772,970
10 Day Avg. Volume927,875
30 Day Avg. Volume774,090
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)3.32
Price to Sales (P/S)3.13
P/FCF Ratio9.69
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue2.92
Enterprise Value/Gross Profit6.15
Enterprise Value/Ebitda10.02
Forecast
1Y Price Target
$59.50Price Target Upside-8.26% Downside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.89
Revenue Forecast (FY)$2.10B
Bulls Say, Bears Say
Bulls Say
Disciplined Underwriting ProfitabilityRLI continues to generate strong underwriting profits, demonstrating effective risk selection, pricing discipline, and expense control across its specialty portfolio. A combined ratio well below 100% supports durable earnings quality and gives management flexibility to withdraw from markets when returns are inadequate.
Investment Income And Cash GenerationGrowing investment income complements underwriting results by monetizing RLI’s insurance float, while strong operating cash flow supports capital needs and shareholder returns. New investment purchases focused on investment-grade fixed income, reinforcing the recurring nature and quality of this earnings contribution.
Conservative Balance SheetLow leverage and expanding shareholders’ equity give RLI financial resilience during adverse loss periods and preserve capacity to invest, underwrite selectively, and return capital. Strong TTM ROE of roughly 22% also indicates that management is using its capital base efficiently.
Bears Say
Competitive Pressure In Key LinesAdditional capacity from MGAs, standard carriers, and other market participants is reducing renewal retention and premium volume in important specialty lines. Persistent competition can limit pricing power, slow premium growth, and force RLI to accept lower volumes even when underwriting discipline remains strong.
Modest Underwriting DeteriorationAlthough underwriting remains profitable, rising combined and loss ratios indicate some erosion in margin quality. If claims costs continue to increase faster than pricing or expense improvements, the company could experience lower underwriting earnings and greater dependence on investment income to sustain total profitability.
Cyclical Earnings And Softer Cash-flow GrowthRLI’s results can vary materially with underwriting conditions and investment-market outcomes, as shown by normalization from the 2022 peak. Recent free-cash-flow softness suggests that earnings growth is not advancing uniformly, which may make future capital returns and expansion more dependent on cycle conditions.
RLI News
RLI FAQ
What was RLI Corp’s price range in the past 12 months?
RLI Corp lowest stock price was $47.26 and its highest was $67.12 in the past 12 months.
What is RLI Corp’s market cap?
RLI Corp’s market cap is $5.62B.
When is RLI Corp’s upcoming earnings report date?
RLI Corp’s upcoming earnings report date is Jan 27, 2027 which is in 98 days.
How were RLI Corp’s earnings last quarter?
RLI Corp released its earnings results on Oct 19, 2026. The company reported $0.86 earnings per share for the quarter, beating the consensus estimate of $0.536 by $0.324.
Is RLI Corp overvalued?
According to Wall Street analysts RLI Corp’s price is currently Overvalued.
Does RLI Corp pay dividends?
RLI Corp pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 7.46%. See more information on RLI Corp dividends here
What is RLI Corp’s EPS estimate?
RLI Corp’s EPS estimate is 0.69.
How many shares outstanding does RLI Corp have?
RLI Corp has 91,772,970 shares outstanding.
What happened to RLI Corp’s price movement after its last earnings report?
RLI Corp reported an EPS of $0.86 in its last earnings report, beating expectations of $0.536. Following the earnings report the stock price went up 2.467%.
Which hedge fund is a major shareholder of RLI Corp?
Currently, no hedge funds are holding shares in RLI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
RLI Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$59.50 (-8.26% Downside)
$59.50 (-8.26% Downside)
Blogger Sentiment
Neutral
RLI Sentiment 50%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Increased
By 1.9M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 6.7%
Last 30 Days ▲ 6.7%
News Sentiment
Bullish
Bullish news 71%
Bearish news 29%
Bearish news 29%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.24%
12-Months-Change
Fundamentals
Return on Equity
13.42%
Trailing 12-Months
Asset Growth
4.48%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
RLI Corp
RLI Corp. is an insurance holding company that underwrites a comprehensive portfolio of property and casualty (P&C) insurance products, operating across the United States and internationally. Its business is primarily structured into three segments: The Casualty segment offers a diverse range of commercial and personal coverage. This includes general liability policies for commercial clients like manufacturers, contractors, apartments, and retail businesses, protecting them from third-party claims. It also provides specialized liability coverages for security guards, onshore energy-related operations, and environmental risks, such as underground storage tanks, asbestos removal, and remediation specialists. Professional liability (Errors & Omissions) insurance is tailored for small to medium-sized design, technical, computer, and various other professional firms. Furthermore, this segment provides commercial automobile liability and physical damage insurance for truckers (local, intermediate, and long-haul), public transportation entities, and other niche commercial auto risks. Additional offerings within Casualty encompass incidental and related insurance products, inland marine coverages, management liability (including Directors & Officers, fiduciary, and employment practice liability for public and private businesses), healthcare liability, and home business insurance. The Property segment provides a variety of property insurance solutions. This includes commercial property coverage, various marine insurance products (cargo, hull, protection and indemnity, marine liability, inland marine), homeowners' policies, dwelling fire insurance, and other property-related coverages. The Surety segment issues a range of surety bonds. These include commercial surety bonds designed for medium to large businesses, smaller bonds for individuals and businesses, and bonds specifically for small to medium-sized contractors. Beyond these direct insurance offerings, RLI Corp. also engages in underwriting various reinsurance coverages. The company distributes its products through a multi-channel network, which includes its own branch offices, brokers, carrier partners, and both underwriting and independent agents. RLI Corp. was established in 1965 and is headquartered in Peoria, Illinois.
RLI Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive, supported by consistent underwriting profitability, 2% premium growth, strong investment income growth, capital returns, favorable reserve development, and management's confidence in its diversified portfolio and 2026 finish. However, GAAP earnings and comprehensive earnings declined, the combined and loss ratios deteriorated modestly, and several businesses faced meaningful competitive pressure and premium declines. The positive operating results and management outlook significantly outweighed the challenges.View all RLI earnings summariesRLI Stock 12 Month Forecast
Average Price Target
$59.50
▼(-8.26% Downside)
Technical Analysis
Global Indemnity
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Kinsale Capital Group
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Palomar Holdings
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Skyward Specialty Insurance Group, Inc.
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Bowhead Specialty Holdings Inc.
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Ownership Overview
1.40% Insiders
18.94% Mutual Funds
5.30% Other Institutional Investors
46.15% Public Companies and
Individual Investors