RLI demonstrated strong financial performance with significant growth in book value and underwriting profitability, supported by increases in investment income. However, challenges in the property segment and surety premium declines indicate areas of concern.

Company Guidance

During RLI Corp.'s third quarter 2025 earnings call, the management highlighted several key metrics showcasing their financial performance. The company achieved an 85 combined ratio, indicating underwriting profitability across all segments. Year-to-date, the book value per share has increased by 26%, inclusive of dividends, with a return on equity exceeding 20%. Operating earnings per share for the quarter were reported at $0.83, supported by underwriting performance and a 12% rise in investment income. The total combined ratio was 85.1%, an improvement from the previous year's 89.6%, largely due to a benign hurricane season. While the property segment saw an 11% decline in gross premiums, it maintained a strong 60 combined ratio. Meanwhile, the casualty segment grew its gross premiums by 8%, achieving a 98 combined ratio, with notable reserve releases. The surety segment posted an 85 combined ratio despite a modest premium decline. Overall, RLI continues to demonstrate strong financial health by navigating market volatility and maintaining a stable underwriting strategy.

Strong Underwriting Profitability

RLI achieved an 85 combined ratio with underwriting profitability across all segments, contributing to a 20% plus return on equity.

Significant Growth in Book Value

Book value per share has grown 26% year to date inclusive of dividends.

Increase in Net Investment Income

There was a 12% increase in investment income, contributing to the overall financial performance.

Hawaii Homeowners Growth

Premiums in the Hawaii homeowners segment were up 33% in the quarter, with a 16% rate increase.

Improvement in Casualty Segment

Casualty gross premiums advanced 8%, with a 98 combined ratio for Q3.

RLI (RLI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

RLI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Jan 28, 2026	2025 (Q4)	0.79 / -	0.41	―	―	―
Oct 20, 2025	2025 (Q3)	0.71 / 0.83	0.655	26.72% (+0.17)	―
Jul 22, 2025	2025 (Q2)	0.79 / 0.84	0.86	-2.33% (-0.02)
Apr 23, 2025	2025 (Q1)	0.84 / 0.92	0.945	-2.65% (-0.02)	―
Jan 22, 2025	2024 (Q4)	0.52 / 0.41	0.77	-46.75% (-0.36)
Oct 21, 2024	2024 (Q3)	0.48 / 0.66	0.305	114.75% (+0.35)
Jul 22, 2024	2024 (Q2)	0.70 / 0.86	0.58	48.28% (+0.28)
Apr 22, 2024	2024 (Q1)	0.80 / 0.94	0.815	15.95% (+0.13)	―
Jan 24, 2024	2023 (Q4)	0.74 / 0.77	0.765	0.65% (<+0.01)
Oct 23, 2023	2023 (Q3)	0.04 / 0.30	0.25	22.00% (+0.05)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

RLI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Oct 20, 2025	$59.64	―	―
Jul 22, 2025	$69.50	$69.01	-0.71%
Apr 23, 2025	$77.72	$74.88	-3.65%
Jan 22, 2025	$77.57	$71.29	-8.10%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does RLI Corp (RLI) report earnings?

RLI Corp (RLI) is schdueled to report earning on Jan 28, 2026, After Close (Confirmed).

What is RLI Corp (RLI) earnings time?

RLI Corp (RLI) earnings time is at Jan 28, 2026, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is RLI EPS forecast?

RLI EPS forecast for the fiscal quarter 2025 (Q4) is 0.79.

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