Qifu Technology, Inc (QFIN)
NASDAQ:QFIN
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QFIN Stock Chart & Stats
$14.13
$0.47(1.28%)
At close: 4:00 PM EST
$14.13
$0.47(1.28%)
Day’s Range― - ―
52-Week Range$11.31 - $46.18
Previous CloseN/A
Volume292.48K
Average Volume (3M)1.57M
Market Cap
$2.15B
Enterprise Value$7.44B
Total Cash (Recent Filing)$7.55B
Total Debt (Recent Filing)$3.82B
Price to Earnings (P/E)1.2
Beta1.36
Next Earnings
Aug 13, 2026EPS Estimate
0.87Next Dividend Ex-DateN/A
Dividend Yield7.3%
Share Statistics
EPS (TTM)52.24
Shares Outstanding141,509,640
10 Day Avg. Volume2,618,202
30 Day Avg. Volume1,574,092
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)0.37
Price to Sales (P/S)0.48
P/FCF Ratio0.83
Enterprise Value/Market Cap3.46
Enterprise Value/Revenue0.42
Enterprise Value/Gross Profit0.57
Enterprise Value/Ebitda0.93
Forecast
1Y Price Target
$17.35Price Target Upside22.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)27.69
Revenue Forecast (FY)$14.51B
Bulls Say, Bears Say
Bulls Say
Funding Cost AdvantageLow funding costs through asset-backed securities and note programs support reasonable profitability even if lending yields moderate, helping protect margins.
Market Share OpportunityIndustry consolidation could enable Qifu Technology to capture market share from smaller micro-lenders and loan facilitators, supporting revenue expansion.
Valuation AttractivenessA low single-digit forward price-to-earnings multiple combined with strong shareholder returns may make the stock appealing given Qifu's ability to sustain leading loan margins.
Bears Say
Business Model ShiftRepricing of on-balance-sheet loans above permitted caps may push the firm toward a loan facilitation model that typically generates lower fee income and weaker earnings.
Regulatory UncertaintyUnclear boundaries between lending rate caps for different types of lenders could force yield adjustments and increase volatility in net take rates, pressuring overall profitability.
Regulatory Yield CapCaps on micro-loan yields are likely to compress Qifu Technology's take rate, directly reducing interest income earned on loans.
Qifu Technology News
QFIN FAQ
What was Qifu Technology, Inc’s price range in the past 12 months?
Qifu Technology, Inc lowest stock price was $11.31 and its highest was $46.18 in the past 12 months.
What is Qifu Technology, Inc’s market cap?
Qifu Technology, Inc’s market cap is $2.15B.
When is Qifu Technology, Inc’s upcoming earnings report date?
Qifu Technology, Inc’s upcoming earnings report date is Aug 13, 2026 which is in 69 days.
How were Qifu Technology, Inc’s earnings last quarter?
Qifu Technology, Inc released its earnings results on May 26, 2026. The company reported $1.056 earnings per share for the quarter, beating the consensus estimate of $0.966 by $0.09.
Is Qifu Technology, Inc overvalued?
According to Wall Street analysts Qifu Technology, Inc’s price is currently Undervalued.
Does Qifu Technology, Inc pay dividends?
Qifu Technology, Inc pays a Semiannually dividend of $0.75 which represents an annual dividend yield of 7.3%. See more information on Qifu Technology, Inc dividends here
What is Qifu Technology, Inc’s EPS estimate?
Qifu Technology, Inc’s EPS estimate is 0.87.
How many shares outstanding does Qifu Technology, Inc have?
Qifu Technology, Inc has 141,509,640 shares outstanding.
What happened to Qifu Technology, Inc’s price movement after its last earnings report?
Qifu Technology, Inc reported an EPS of $1.056 in its last earnings report, beating expectations of $0.966. Following the earnings report the stock price went up 25.02%.
Which hedge fund is a major shareholder of Qifu Technology, Inc?
Currently, no hedge funds are holding shares in QFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Qifu Technology Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$17.35 (22.79% Upside)
$17.35 (22.79% Upside)
Blogger Sentiment
Bullish
QFIN Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 976.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $3.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 4.4%
Last 30 Days ▼ 4.4%
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-59.40%
12-Months-Change
Fundamentals
Return on Equity
20.86%
Trailing 12-Months
Asset Growth
2.15%
Trailing 12-Months
Company Description
Qifu Technology, Inc
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
QFIN Company Deck
QFIN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call reflects a balanced message: management reported meaningful improvements in risk metrics, collection efficiency, tech-driven growth (notably 7x YoY in tech-solutions loan volume), funding optimization and active capital management, but these operational gains were accompanied by notable declines in revenue, origination volume, margins, and profitability. Management reiterated a conservative posture given regulatory and macro uncertainty and guided materially lower YoY profit for Q2.View all QFIN earnings summariesQFIN Stock 12 Month Forecast
Average Price Target
$17.35
▲(22.79% Upside)
Technical Analysis
Ownership Overview
0.14% Insiders
5.36% Mutual Funds
24.13% Other Institutional Investors
58.62% Public Companies and
Individual Investors