Want to see QFIN full AI Analyst Report?
QFIN Stock Chart & Stats
$14.13
$0.47(1.28%)
At close: 4:00 PM EST
$14.13
$0.47(1.28%)
Day’s Range― - ―
52-Week Range$11.31 - $40.81
Previous CloseN/A
Volume292.48K
Average Volume (3M)1.40M
Market Cap
$1.61B
Enterprise Value$491.31
Total Cash (Recent Filing)$6.55B
Total Debt (Recent Filing)$2.19B
Price to Earnings (P/E)1.6
Beta1.32
Next Earnings
Aug 13, 2026EPS Estimate
0.81Next Dividend Ex-DateN/A
Dividend Yield11.68%
Share Statistics
EPS (TTM)53.92
Shares Outstanding141,509,640
10 Day Avg. Volume1,485,486
30 Day Avg. Volume1,395,651
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)0.37
Price to Sales (P/S)0.48
P/FCF Ratio0.83
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$14.15Price Target Upside0.14% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)27.34
Revenue Forecast (FY)$14.40B
Bulls Say, Bears Say
Bulls Say
Funding Cost AdvantageLow funding costs through asset-backed securities and note programs support reasonable profitability even if lending yields moderate, helping protect margins.
Market Share OpportunityIndustry consolidation could enable Qifu Technology to capture market share from smaller micro-lenders and loan facilitators, supporting revenue expansion.
Valuation AttractivenessA low single-digit forward price-to-earnings multiple combined with strong shareholder returns may make the stock appealing given Qifu's ability to sustain leading loan margins.
Bears Say
Business Model ShiftRepricing of on-balance-sheet loans above permitted caps may push the firm toward a loan facilitation model that typically generates lower fee income and weaker earnings.
Regulatory UncertaintyUnclear boundaries between lending rate caps for different types of lenders could force yield adjustments and increase volatility in net take rates, pressuring overall profitability.
Regulatory Yield CapCaps on micro-loan yields are likely to compress Qifu Technology's take rate, directly reducing interest income earned on loans.
Qifu Technology News
QFIN FAQ
What was Qifu Technology, Inc’s price range in the past 12 months?
Qifu Technology, Inc lowest stock price was $11.31 and its highest was $40.81 in the past 12 months.
What is Qifu Technology, Inc’s market cap?
Qifu Technology, Inc’s market cap is $1.61B.
When is Qifu Technology, Inc’s upcoming earnings report date?
Qifu Technology, Inc’s upcoming earnings report date is Aug 13, 2026 which is in 21 days.
How were Qifu Technology, Inc’s earnings last quarter?
Qifu Technology, Inc released its earnings results on May 26, 2026. The company reported $1.057 earnings per share for the quarter, beating the consensus estimate of $0.967 by $0.09.
Is Qifu Technology, Inc overvalued?
According to Wall Street analysts Qifu Technology, Inc’s price is currently Undervalued.
Does Qifu Technology, Inc pay dividends?
Qifu Technology, Inc pays a Semiannually dividend of $0.78 which represents an annual dividend yield of 11.68%. See more information on Qifu Technology, Inc dividends here
What is Qifu Technology, Inc’s EPS estimate?
Qifu Technology, Inc’s EPS estimate is 0.81.
How many shares outstanding does Qifu Technology, Inc have?
Qifu Technology, Inc has 141,509,640 shares outstanding.
What happened to Qifu Technology, Inc’s price movement after its last earnings report?
Qifu Technology, Inc reported an EPS of $1.057 in its last earnings report, beating expectations of $0.967. Following the earnings report the stock price went up 25.02%.
Which hedge fund is a major shareholder of Qifu Technology, Inc?
Currently, no hedge funds are holding shares in QFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Qifu Technology Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$14.15 (0.14% Upside)
$14.15 (0.14% Upside)
Blogger Sentiment
Bullish
QFIN Sentiment 70%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 976.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $57.6K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 5.3%
Last 30 Days ▼ 5.3%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-65.68%
12-Months-Change
Fundamentals
Return on Equity
11.68%
Trailing 12-Months
Asset Growth
2.15%
Trailing 12-Months
Company Description
Qifu Technology, Inc
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.
QFIN Stock 12 Month Forecast
Average Price Target
$14.15
▲(0.14% Upside)
Technical Analysis
Ownership Overview
0.19% Insiders
4.90% Mutual Funds
0.03% Other Institutional Investors
83.55% Public Companies and
Individual Investors