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JFIN Stock Chart & Stats
$7.20
$0.09(1.32%)
At close: 4:00 PM EST
$7.20
$0.09(1.32%)
Day’s Range― - ―
52-Week Range$2.15 - $15.20
Previous CloseN/A
Volume26.32K
Average Volume (3M)96.20K
Market Cap
$113.03M
Enterprise Value$257.19
Total Cash (Recent Filing)$430.28M
Total Debt (Recent Filing)$691.31M
Price to Earnings (P/E)0.8
Beta1.13
Next Earnings
Aug 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield36.57%
Share Statistics
EPS (TTM)18.00
Shares Outstanding25,329,546
10 Day Avg. Volume73,655
30 Day Avg. Volume96,197
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.47
Price to Sales (P/S)2.41
P/FCF Ratio3.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Repeat-borrower EngagementA 76.3% repeat-borrower mix signals strong customer retention and product stickiness, lowering acquisition costs and stabilizing fee income. Over months, high repeat usage supports predictable origination volumes, stronger unit economics, and partner confidence in underwriting quality and lifetime value.
High Margins And Strong ReturnsVery high gross and operating margins indicate a scalable service-led platform with attractive economics that can sustain profitability even through volume cycles. Strong ROE and historic profitability provide cash generation capacity to fund tech, international expansion, and opportunistic capital returns.
Advanced Tech And Anti-fraud CapabilitiesRobust AI and anti-fraud systems materially improve loss control and underwriting scalability, lowering credit risk and operating costs. Durable improvements in model speed and fraud interception strengthen the platform’s ability to expand tech services to partners and support international growth with differentiated risk management.
Bears Say
Sharp Transaction And Revenue DeclinesSteep volume and revenue contractions materially reduce fee generation and operating leverage, undermining the revenue base that funds margin maintenance and investments. Persisting lower origination levels can weaken funding partner confidence and make returning to prior growth trajectories more difficult over a multi‑month horizon.
Return To Net Loss And Tighter LiquidityA return to net losses alongside a sharply reduced cash balance tightens operational flexibility and constrains the ability to invest or weather cyclical stress. Limited liquidity increases reliance on partner funding or capital markets and heightens the risk that corrective actions will further compress growth in the medium term.
Regulatory And Macro Pressure Raising Credit RiskRegulatory rate caps and a broad market liquidity contraction reduce borrower access and compress market volumes, forcing tighter underwriting and smaller loan book growth. Combined with rising 90+ day delinquency trends, these structural headwinds raise loss and funding risks that can persist across several quarters.
Jiayin Group News
JFIN FAQ
What was Jiayin Group’s price range in the past 12 months?
Jiayin Group lowest stock price was $2.15 and its highest was $15.20 in the past 12 months.
What is Jiayin Group’s market cap?
Jiayin Group’s market cap is $113.03M.
When is Jiayin Group’s upcoming earnings report date?
Jiayin Group’s upcoming earnings report date is Aug 26, 2026 which is in 32 days.
How were Jiayin Group’s earnings last quarter?
Jiayin Group released its earnings results on Jun 23, 2026. The company reported -$0.29 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Jiayin Group overvalued?
According to Wall Street analysts Jiayin Group’s price is currently Overvalued.
Does Jiayin Group pay dividends?
Jiayin Group pays a Annually dividend of $0.79 which represents an annual dividend yield of 36.57%. See more information on Jiayin Group dividends here
What is Jiayin Group’s EPS estimate?
Jiayin Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jiayin Group have?
Jiayin Group has 25,329,546 shares outstanding.
What happened to Jiayin Group’s price movement after its last earnings report?
Jiayin Group reported an EPS of -$0.29 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -28.392%.
Which hedge fund is a major shareholder of Jiayin Group?
Currently, no hedge funds are holding shares in JFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jiayin Group Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bearish
JFIN Sentiment 70%
Sector Average 60%
Sector Average 60%
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.6%
Last 30 Days ▲ 6.9%
Last 30 Days ▲ 6.9%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-86.45%
12-Months-Change
Fundamentals
Return on Equity
36.57%
Trailing 12-Months
Asset Growth
40.33%
Trailing 12-Months
Company Description
Jiayin Group
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
Technical Analysis
Ownership Overview
33.23% Insiders
0.31% Mutual Funds
0.16% Other Institutional Investors
66.20% Public Companies and
Individual Investors