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JFIN Stock Chart & Stats
$2.31
-$0.07(-2.94%)
At close: 4:00 PM EDT
$2.31
-$0.07(-2.94%)
Day’s Range― - ―
52-Week Range$1.13 - $10.39
Previous Close$2.63
Volume24.98K
Average Volume (3M)41.25K
Market Cap
$67.77M
Enterprise Value$128.31M
Total Cash (Recent Filing)$503.99M
Total Debt (Recent Filing)$636.89M
Price to Earnings (P/E)1.8
Beta1.17
Next Earnings
Nov 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3761.9%
Share Statistics
EPS (TTM)4.68
Shares Outstanding25,329,546
10 Day Avg. Volume53,123
30 Day Avg. Volume41,249
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.47
Price to Sales (P/S)2.41
P/FCF Ratio3.35
Enterprise Value/Market Cap1.89
Enterprise Value/Revenue0.03
Enterprise Value/Gross Profit0.05
Enterprise Value/Ebitda0.47
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Leverage And Cash GenerationLow leverage and positive operating and free cash flow provide financial flexibility during the business transition. The ability to convert operations into cash can support risk mitigation, technology investment, and overseas expansion without relying as heavily on additional borrowing.
AI And Anti-fraud CapabilityFaster model development and stronger fraud controls can improve underwriting efficiency, protect funding partners, and reduce avoidable losses. These capabilities are embedded in the platform and may support better risk-adjusted growth as Jiayin shifts toward quality and efficiency.
International DiversificationGrowth in Indonesia and Mexico gives Jiayin potential expansion avenues beyond its contracting mainland business. Building overseas platforms can diversify transaction sources, improve borrower acquisition efficiency, and create longer-term scale if asset quality remains controlled.
Bears Say
Severe Transaction And Revenue ContractionThe sharp contraction directly reduces the volume of loans available for facilitation and servicing fees, weakening the platform’s revenue base. Such a large decline also makes it harder to absorb fixed technology and operating costs while the strategic business adjustment is underway.
Operating Loss And Higher Servicing CostsRising guarantee-related servicing costs while transaction activity contracts indicate substantial pressure on unit economics and operating leverage. Continued expense intensity could delay a return to sustainable profitability and make future earnings more sensitive to credit performance.
Tighter Industry Liquidity And Partner CautionMore cautious funding partners can restrict the capital available for platform-originated loans and prolong the decline in transaction volume. This external industry pressure may also require stricter risk controls, lower growth ambitions, and continued investment to rebuild partner confidence.
Jiayin Group News
JFIN FAQ
What was Jiayin Group Inc’s price range in the past 12 months?
Jiayin Group Inc lowest stock price was $1.13 and its highest was $10.39 in the past 12 months.
What is Jiayin Group Inc’s market cap?
Jiayin Group Inc’s market cap is $67.77M.
When is Jiayin Group Inc’s upcoming earnings report date?
Jiayin Group Inc’s upcoming earnings report date is Nov 25, 2026 which is in 32 days.
How were Jiayin Group Inc’s earnings last quarter?
Jiayin Group Inc released its earnings results on Aug 28, 2026. The company reported -$0.515 earnings per share for the quarter.
Is Jiayin Group Inc overvalued?
According to Wall Street analysts Jiayin Group Inc’s price is currently Overvalued.
Does Jiayin Group Inc pay dividends?
Jiayin Group Inc pays a Annually dividend of $0.8 which represents an annual dividend yield of 3761.9%. See more information on Jiayin Group Inc dividends here
What is Jiayin Group Inc’s EPS estimate?
Jiayin Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jiayin Group Inc have?
Jiayin Group Inc has 25,329,546 shares outstanding.
What happened to Jiayin Group Inc’s price movement after its last earnings report?
Jiayin Group Inc reported an EPS of -$0.515 in its last earnings report. Following the earnings report the stock price went down -3.226%.
Which hedge fund is a major shareholder of Jiayin Group Inc?
Currently, no hedge funds are holding shares in JFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jiayin Group Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-86.91%
12-Months-Change
Fundamentals
Return on Equity
5.34%
Trailing 12-Months
Asset Growth
24.50%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Jiayin Group Inc
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
JFIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Negative
The call highlighted meaningful operational progress: a much stronger cash position, international growth (notably Indonesia and Mexico), material technology and AI advancements, measurable anti‑fraud results, and disciplined cost reductions. However, these positives were overshadowed by severe near‑term financial deterioration — transaction volume down ~74.4% YoY, revenue down ~60.9% YoY, a return to a net loss of RMB 183.6 million, a large YoY increase in facilitation and servicing expense (+92.7%), and the suspension of dividends and guidance. While the company is executing a strategic transformation and building long‑term capabilities, the magnitude of the revenue and profitability declines and ongoing industry uncertainty drive a negative near‑term outlook.View all JFIN earnings summariesTechnical Analysis
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Ownership Overview
33.23% Insiders
0.31% Mutual Funds
0.33% Other Institutional Investors
66.03% Public Companies and
Individual Investors