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X Financial (XYF)
NYSE:XYF
XYF Stock Chart & Stats
Day’s Range― - ―
52-Week Range$3.78 - $19.80
Previous CloseN/A
Volume8.56K
Average Volume (3M)365.07K
Market Cap
$768.75M
Enterprise Value$882.04M
Total Cash (Recent Filing)$2.78B
Total Debt (Recent Filing)¥433.50M
Price to Earnings (P/E)3.8
Beta0.30
Next Earnings
Aug 21, 2025EPS EstimateN/A
Next Dividend Ex-Date
Jun 20, 2025Dividend Yield1.85%
Share Statistics
EPS (TTM)1.45
Shares Outstanding25,942,728
10 Day Avg. Volume380,707
30 Day Avg. Volume365,074
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)0.04
Price to Sales (P/S)0.00
P/FCF Ratio0.58
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
X Financial News
PremiumCompany Announcements
X Financial Appoints Deloitte as New Auditor, Replacing KPMG
PremiumCompany Announcements
X Financial Reports Strong Q1 2025 Performance
PremiumCompany Announcements
X Financial Reports Strong Q1 Growth Amid Regulatory Concerns
PremiumCompany Announcements
X Financial Reports Robust Q1 2025 Growth with Increased Loan Facilitation
Options Prices
Currently, No data available
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Ownership Overview
―
Insiders
0.01% Mutual Funds
1.32% Other Institutional Investors
98.66% Public Companies and
Individual Investors
XYF FAQ
What was X Financial’s price range in the past 12 months?
X Financial lowest stock price was $3.78 and its highest was $19.80 in the past 12 months.
What is X Financial’s market cap?
X Financial’s market cap is $768.75M.
When is X Financial’s upcoming earnings report date?
X Financial’s upcoming earnings report date is Aug 21, 2025 which is in 65 days.
How were X Financial’s earnings last quarter?
X Financial released its earnings results on May 19, 2025. The company reported $1.448 earnings per share for the quarter, beating the consensus estimate of N/A by $1.448.
Is X Financial overvalued?
According to Wall Street analysts X Financial’s price is currently Overvalued.
Does X Financial pay dividends?
X Financial pays a Semiannually dividend of $0.25 which represents an annual dividend yield of 1.85%. See more information on X Financial dividends here
What is X Financial’s EPS estimate?
X Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does X Financial have?
X Financial has 25,942,728 shares outstanding.
What happened to X Financial’s price movement after its last earnings report?
X Financial reported an EPS of $1.448 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.6%.
Which hedge fund is a major shareholder of X Financial?
Currently, no hedge funds are holding shares in XYF
X Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
XYF Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 51.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 6.0%
Last 30 Days ▲ 23.4%
Last 30 Days ▲ 23.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
346.92%
12-Months-Change
Fundamentals
Return on Equity
24.00%
Trailing 12-Months
Asset Growth
-0.71%
Trailing 12-Months
Company Description
X Financial
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
XYF Company Deck
XYF Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong financial performance with significant growth in loan originations and revenue, improved delinquency rates, and efficient operational practices. However, there is a cautious note due to potential regulatory impacts and slight upticks in delinquency rates. The highlights significantly outweigh the lowlights, indicating a positive outlook.Read More>