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LX Stock Chart & Stats
$3.30
-$0.06(-0.95%)
At close: 4:00 PM EST
$3.30
-$0.06(-0.95%)
Day’s Range― - ―
52-Week Range$1.54 - $7.99
Previous CloseN/A
Volume541.32K
Average Volume (3M)1.63M
Market Cap
$268.38M
Enterprise Value$3.20B
Total Cash (Recent Filing)$3.22B
Total Debt (Recent Filing)$4.03B
Price to Earnings (P/E)1.3
Beta1.49
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.86%
Share Statistics
EPS (TTM)8.54
Shares Outstanding146,889,050
10 Day Avg. Volume1,968,361
30 Day Avg. Volume1,633,675
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market Cap11.92
Enterprise Value/Revenue0.24
Enterprise Value/Gross Profit0.46
Enterprise Value/Ebitda1.84
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)5.12
Revenue Forecast (FY)$12.67B
Bulls Say, Bears Say
Bulls Say
Improved Balance Sheet / Lower LeverageA materially lower debt-to-equity (~0.40 in 2025) meaningfully reduces financial risk versus prior years, improving funding optionality and resilience to shocks. Structurally, this strengthens the firm's ability to invest, weather cycles, and support operations without excessive refinancing strain.
Rebounding Cash GenerationA strong cash-flow rebound in 2025 (OCF ~RMB3.6B, FCF ~RMB3.3B) signals improved core cash conversion and internal funding capacity. Sustained cash generation reduces reliance on external capital, supports reinvestment into growth initiatives, and underpins durability of operations over the medium term.
Diversified Ecosystem & New Revenue StreamsShifting mix toward installment e‑commerce, offline inclusive finance and fintech empowerment (nearly 50% of GMV) reduces dependency on traditional online lending. This structural diversification broadens revenue sources, cushions performance across cycles, and enables cross-sell and higher-margin tech/servicing revenue over time.
Bears Say
Revenue Contraction & VolatilityAn ~8.7% revenue decline in 2025 and multi-year swings show persistent top-line pressure. Structural revenue weakness limits economies of scale, makes margin sustainability harder to rely on, and reduces predictability of earnings and cash flows over the 2–6 month horizon and beyond.
Asset-Quality VariabilityRising longer-dated delinquencies and mixed early-payment metrics increase provisioning uncertainty and credit costs. Persistent variability in asset quality forces conservative underwriting or higher reserves, which can depress returns and constrain origination growth as the firm balances risk and market share.
Macro/Regulatory Uncertainty & Moderate LiquidityOngoing macro and regulatory uncertainty, coupled with a moderate cash balance (~RMB3.3B), constrains strategic flexibility. This environment can limit marketing, platform investments, and balance-sheet deployment while elevating the cost of capital and forcing conservative capital allocation decisions.
Lexinfintech Holdings News
LX FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was $1.54 and its highest was $7.99 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is $268.38M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is Sep 01, 2026 which is in 51 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on May 25, 2026. The company reported $0.089 earnings per share for the quarter, beating the consensus estimate of N/A by $0.089.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Overvalued.
Does Lexinfintech pay dividends?
Lexinfintech pays a Semiannually dividend of $0.188 which represents an annual dividend yield of 8.86%. See more information on Lexinfintech dividends here
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 146,889,050 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of $0.089 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.57%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in LX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
1
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5
6
7
8
9
10
Blogger Sentiment
Neutral
LX Sentiment 50%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 63.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 10.8%
Last 30 Days ▼ 10.8%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-75.13%
12-Months-Change
Fundamentals
Return on Equity
12.17%
Trailing 12-Months
Asset Growth
5.66%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
LX Company Deck
LX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights a clear and constructive transition toward a more diversified, ecosystem-driven business model with strong user growth, meaningful loan volume expansion, improvements in risk indicators, and rising contribution from fintech empowerment and installment e-commerce. These positives offset near-term headwinds in the traditional online consumer finance segment, a modest sequential decline in net income, higher operating expenses and lingering macro/regulatory uncertainty. Overall, the company portrays operational resilience and cautious optimism while maintaining a prudent posture on capital and risk.View all LX earnings summariesTechnical Analysis
Ownership Overview
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Insiders
3.51% Mutual Funds
<0.01% Other Institutional Investors
91.18% Public Companies and
Individual Investors