Want to see LX full AI Analyst Report?
LX Stock Chart & Stats
$1.48
$0.02(1.01%)
At close: 4:00 PM EDT
$1.48
$0.02(1.01%)
Day’s Range― - ―
52-Week Range$1.27 - $6.52
Previous CloseN/A
Volume450.62K
Average Volume (3M)2.45M
Market Cap
$218.74M
Enterprise Value$484.35
Total Cash (Recent Filing)$3.22B
Total Debt (Recent Filing)$4.03B
Price to Earnings (P/E)1.0
Beta1.45
Next Earnings
Aug 31, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield29.38%
Share Statistics
EPS (TTM)8.54
Shares Outstanding146,889,050
10 Day Avg. Volume3,189,800
30 Day Avg. Volume2,449,758
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.8
Revenue Forecast (FY)$12.67B
Bulls Say, Bears Say
Bulls Say
Diversified Ecosystem GrowthGrowth in installment e-commerce, offline inclusive finance and fintech empowerment reduces reliance on online loan facilitation. Their expanding contribution supports a more diversified platform and may improve resilience across credit cycles.
Improving Credit QualityImproving early-stage delinquency and collection metrics, alongside conservative provisioning and strong coverage, can reduce future credit losses. This supports more durable earnings quality as the company grows higher-quality prime segments.
Stronger Cash Flow And LeverageThe 2025 rebound in cash generation and lower leverage strengthen financial flexibility. Greater internally generated liquidity can support technology investment, absorb credit volatility and reduce dependence on external funding.
Bears Say
Online Finance ContractionContraction in the core online consumer finance segment pressures revenue and may dilute operating scale. Although diversification is progressing, the transition could take time and may leave earnings dependent on lower-margin or developing businesses.
Volatile Financial PerformanceRevenue and cash flow have not followed a consistent growth path, limiting confidence in earnings durability. Such volatility can reflect changing credit demand, funding conditions and business mix, making planning and shareholder returns less predictable.
Regulatory And Liquidity RiskConsumer lending remains exposed to policy, compliance and macroeconomic changes that can affect origination, pricing and funding access. A moderate cash balance may also constrain flexibility while the company invests in diversification and customer protection.
Lexinfintech Holdings News
LX FAQ
What was Lexinfintech’s price range in the past 12 months?
Lexinfintech lowest stock price was $1.27 and its highest was $6.52 in the past 12 months.
What is Lexinfintech’s market cap?
Lexinfintech’s market cap is $218.74M.
When is Lexinfintech’s upcoming earnings report date?
Lexinfintech’s upcoming earnings report date is Aug 31, 2026 which is in 5 days.
How were Lexinfintech’s earnings last quarter?
Lexinfintech released its earnings results on May 25, 2026. The company reported $0.089 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Lexinfintech overvalued?
According to Wall Street analysts Lexinfintech’s price is currently Overvalued.
Does Lexinfintech pay dividends?
Lexinfintech pays a Semiannually dividend of $0.188 which represents an annual dividend yield of 29.38%. See more information on Lexinfintech dividends here
What is Lexinfintech’s EPS estimate?
Lexinfintech’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech have?
Lexinfintech has 146,889,050 shares outstanding.
What happened to Lexinfintech’s price movement after its last earnings report?
Lexinfintech reported an EPS of $0.089 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.57%.
Which hedge fund is a major shareholder of Lexinfintech?
Currently, no hedge funds are holding shares in LX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Neutral
LX Sentiment 67%
Sector Average 56%
Sector Average 56%
Hedge Fund Trend
Decreased
By 63.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 0.1%
Last 30 Days ▲ 3.8%
Last 30 Days ▲ 3.8%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-77.01%
12-Months-Change
Fundamentals
Return on Equity
29.38%
Trailing 12-Months
Asset Growth
5.66%
Trailing 12-Months
Company Description
Lexinfintech
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
LX Company Deck
LX Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights a clear and constructive transition toward a more diversified, ecosystem-driven business model with strong user growth, meaningful loan volume expansion, improvements in risk indicators, and rising contribution from fintech empowerment and installment e-commerce. These positives offset near-term headwinds in the traditional online consumer finance segment, a modest sequential decline in net income, higher operating expenses and lingering macro/regulatory uncertainty. Overall, the company portrays operational resilience and cautious optimism while maintaining a prudent posture on capital and risk.View all LX earnings summariesTechnical Analysis
Ownership Overview
0.02% Insiders
3.51% Mutual Funds
4.11% Other Institutional Investors
87.46% Public Companies and
Individual Investors