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LX Stock Chart & Stats
$1.30
$0.02(1.01%)
At close: 4:00 PM EDT
$1.30
$0.02(1.01%)
Day’s Range― - ―
52-Week Range$0.68 - $5.94
Previous CloseN/A
Volume450.62K
Average Volume (3M)4.20M
Market Cap
$118.41M
Enterprise Value$510.93M
Total Cash (Recent Filing)$2.45B
Total Debt (Recent Filing)$3.69B
Price to Earnings (P/E)0.8
Beta1.59
Next Earnings
Nov 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield54.34%
Share Statistics
EPS (TTM)6.16
Shares Outstanding146,889,050
10 Day Avg. Volume1,175,037
30 Day Avg. Volume4,199,269
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.32
Price to Sales (P/S)0.30
P/FCF Ratio1.19
Enterprise Value/Market Cap4.31
Enterprise Value/Revenue0.04
Enterprise Value/Gross Profit0.07
Enterprise Value/Ebitda0.35
Forecast
1Y Price Target
$1.20Price Target Upside-7.69% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)-0.58
Revenue Forecast (FY)$10.78B
Bulls Say, Bears Say
Bulls Say
Improved Balance SheetThe substantial reduction in leverage improves financial flexibility and lowers balance-sheet pressure compared with prior years. Greater equity support and improved returns on equity should help Lexin absorb industry volatility, maintain operations, and fund its transformation with less reliance on debt.
Rebounded Cash GenerationThe strong 2025 recovery in operating and free cash flow demonstrates that the platform can generate meaningful internal liquidity when operating conditions improve. This supports capital preservation, risk provisioning, technology investment, and continued operations during periods of tighter external funding.
Growth In Fintech EmpowermentGrowth and profitability in fintech empowerment provide a constructive path away from greater reliance on legacy consumer-credit facilitation. Serving licensed institutions with technology and risk capabilities could support a more scalable, compliant revenue mix as Lexin advances its technology-enabled model.
Bears Say
Persistent Funding ConstraintsTighter funding availability directly limits loan origination capacity, which is central to Lexin's facilitation and service-fee economics. If constrained supply persists, lower balances and volumes can suppress revenue, reduce operating leverage, and delay recovery in the core credit business.
Worsening Credit IndicatorsRising delinquency and credit costs indicate increasing stress in the outstanding portfolio and raise the resources needed for provisions and collections. Continued deterioration could pressure profitability and cash generation, even though management has tightened underwriting and maintained substantial provision coverage.
Declining Core Revenue And EarningsThe sharp contraction in credit-business revenue and earnings shows that the core model is under material pressure from lower volumes, funding costs, and provisioning. This weakens near-term earnings capacity and makes successful diversification and cost restructuring more important to sustaining profitability.
Lexinfintech Holdings News
LX FAQ
What was Lexinfintech Holdings Ltd’s price range in the past 12 months?
Lexinfintech Holdings Ltd lowest stock price was $0.68 and its highest was $5.94 in the past 12 months.
What is Lexinfintech Holdings Ltd’s market cap?
Lexinfintech Holdings Ltd’s market cap is $118.41M.
When is Lexinfintech Holdings Ltd’s upcoming earnings report date?
Lexinfintech Holdings Ltd’s upcoming earnings report date is Nov 30, 2026 which is in 49 days.
How were Lexinfintech Holdings Ltd’s earnings last quarter?
Lexinfintech Holdings Ltd released its earnings results on Aug 31, 2026. The company reported $0.045 earnings per share for the quarter.
Is Lexinfintech Holdings Ltd overvalued?
According to Wall Street analysts Lexinfintech Holdings Ltd’s price is currently Overvalued.
Does Lexinfintech Holdings Ltd pay dividends?
Lexinfintech Holdings Ltd pays a Semiannually dividend of $0.188 which represents an annual dividend yield of 54.34%. See more information on Lexinfintech Holdings Ltd dividends here
What is Lexinfintech Holdings Ltd’s EPS estimate?
Lexinfintech Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Lexinfintech Holdings Ltd have?
Lexinfintech Holdings Ltd has 146,889,050 shares outstanding.
What happened to Lexinfintech Holdings Ltd’s price movement after its last earnings report?
Lexinfintech Holdings Ltd reported an EPS of $0.045 in its last earnings report. Following the earnings report the stock price went down -9.322%.
Which hedge fund is a major shareholder of Lexinfintech Holdings Ltd?
Currently, no hedge funds are holding shares in LX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lexinfintech Holdings Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$1.20 (-7.69% Downside)
$1.20 (-7.69% Downside)
Blogger Sentiment
Neutral
LX Sentiment 75%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 63.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 0.6%
Last 30 Days ▼ 0.6%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-85.48%
12-Months-Change
Fundamentals
Return on Equity
8.64%
Trailing 12-Months
Asset Growth
4.98%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Lexinfintech Holdings Ltd
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
LX Company Deck
LX Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Negative
The call was dominated by significant industry-wide funding constraints, rising delinquency and credit costs, declining credit-business revenue and an expected third-quarter net loss. The company highlighted strong liquidity, compliance, cost reductions, AI capabilities, e-commerce profitability and progress toward a technology-empowered model, but these positives were outweighed by near-term financial pressure and limited visibility.View all LX earnings summariesLX Stock 12 Month Forecast
Average Price Target
$1.20
▼(-7.69% Downside)
Technical Analysis
Ownership Overview
0.02% Insiders
3.51% Mutual Funds
4.11% Other Institutional Investors
88.24% Public Companies and
Individual Investors