Want to see PEBO full AI Analyst Report?
PEBO Stock Chart & Stats
$34.36
-$0.30(-0.95%)
At close: 4:00 PM EST
$34.36
-$0.30(-0.95%)
Day’s Range― - ―
52-Week Range$27.49 - $40.19
Previous CloseN/A
Volume21.76K
Average Volume (3M)265.68K
Market Cap
$1.42B
Enterprise Value$1.75K
Total Cash (Recent Filing)$112.28M
Total Debt (Recent Filing)$691.29M
Price to Earnings (P/E)12.5
Beta0.73
Next Earnings
Oct 27, 2026EPS Estimate
0.88Next Dividend Ex-DateN/A
Dividend Yield4.19%
Share Statistics
EPS (TTM)3.15
Shares Outstanding35,928,795
10 Day Avg. Volume236,779
30 Day Avg. Volume265,679
Financial Highlights & Ratios
PEG Ratio-1.07
Price to Book (P/B)0.87
Price to Sales (P/S)1.70
P/FCF Ratio8.16
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$39.33Price Target Upside14.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.43
Revenue Forecast (FY)$490.67M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent free cash flow (TTM ~92% of net income) indicates high earnings quality and internal funding capacity. Durable cash generation supports the dividend, funds organic loan growth, builds reserves through cycles, and reduces reliance on external financing for strategic investments.
Healthy Capital And Moderate LeverageModerate leverage (debt-to-equity ~0.57) and improving regulatory capital ratios provide a stable balance-sheet foundation. This structural strength underpins lending capacity, absorbs credit stress, supports regulatory compliance and enables opportunistic M&A without materially increasing financial risk.
Disciplined, Accretive M&A StrategyThe Citizens National acquisition is structured to be immediately accretive with rapid tangible book earn-back and substantial cost saves. Disciplined, scale-enhancing M&A can strengthen the regional franchise, improve efficiency sustainably, and lift long-term returns without relying solely on organic growth.
Bears Say
Elevated Credit LossesHigher provisioning and persistent charge-offs—including $3.8M of small-ticket lease losses—signal ongoing credit stress in parts of the portfolio. Continued elevated net charge-offs will pressure earnings and require larger loan-loss allowances, which can constrain capital deployment and risk appetite over several quarters.
Cooling Revenue GrowthRevenue growth has decelerated to near-flat in 2025 and only modestly positive in the TTM. Slower top-line momentum limits earnings leverage and ROE improvement, forcing reliance on expense reduction, higher margins, or inorganic growth to sustainably boost profitability over the medium term.
Durbin-related Fee Exposure At ScaleCrossing the $10B asset threshold would create a structural pretax Durbin revenue headwind (~$10M), with the Citizens deal adding to that exposure. This regulatory cliff can permanently reduce fee income and net margin as the bank grows, pressuring long-term profitability unless offsets are found.
Peoples Bancorp News
PEBO FAQ
What was Peoples Bancorp’s price range in the past 12 months?
Peoples Bancorp lowest stock price was $27.49 and its highest was $40.19 in the past 12 months.
What is Peoples Bancorp’s market cap?
Peoples Bancorp’s market cap is $1.42B.
When is Peoples Bancorp’s upcoming earnings report date?
Peoples Bancorp’s upcoming earnings report date is Oct 27, 2026 which is in 98 days.
How were Peoples Bancorp’s earnings last quarter?
Peoples Bancorp released its earnings results on Jul 21, 2026. The company reported $0.987 earnings per share for the quarter, beating the consensus estimate of $0.846 by $0.141.
Is Peoples Bancorp overvalued?
According to Wall Street analysts Peoples Bancorp’s price is currently Undervalued.
Does Peoples Bancorp pay dividends?
Peoples Bancorp pays a Quarterly dividend of $0.42 which represents an annual dividend yield of 4.19%. See more information on Peoples Bancorp dividends here
What is Peoples Bancorp’s EPS estimate?
Peoples Bancorp’s EPS estimate is 0.88.
How many shares outstanding does Peoples Bancorp have?
Peoples Bancorp has 35,928,795 shares outstanding.
What happened to Peoples Bancorp’s price movement after its last earnings report?
Peoples Bancorp reported an EPS of $0.987 in its last earnings report, beating expectations of $0.846. Following the earnings report the stock price went down -1.323%.
Which hedge fund is a major shareholder of Peoples Bancorp?
Currently, no hedge funds are holding shares in PEBO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Peoples Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$39.33 (14.47% Upside)
$39.33 (14.47% Upside)
Blogger Sentiment
Bullish
PEBO Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 293.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $34.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 1.5%
Last 30 Days ▼ 1.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.93%
12-Months-Change
Fundamentals
Return on Equity
4.19%
Trailing 12-Months
Asset Growth
4.35%
Trailing 12-Months
Company Description
Peoples Bancorp
Peoples Bancorp Inc. functions as the parent company for Peoples Bank, delivering an extensive array of commercial and retail banking products and services. The institution provides a variety of deposit options, including demand accounts, savings accounts, money market accounts, and certificates of deposit. Its lending portfolio is equally broad, encompassing commercial and industrial financing, commercial and residential real estate loans, construction loans, direct and indirect consumer loans, home equity lines of credit, and overdraft services. Customers also benefit from debit and ATM cards, safe deposit rentals, money orders, cashier's checks, and convenient access to banking through telephone, mobile, and internet platforms. Beyond core banking, Peoples Bancorp Inc. offers a comprehensive suite of additional financial services. These include various life, health, and property and casualty insurance products, along with third-party insurance administration and premium financing. The company is also involved in commercial and technology equipment leasing, fiduciary and trust services, asset management and administration, and the oversight of employee benefit, retirement, and healthcare plans. Furthermore, it facilitates brokerage services through external registered broker-dealers, offers credit cards for individuals and businesses, and handles merchant credit card transaction processing and person-to-person payments. Established in 1902 and based in Marietta, Ohio, Peoples Bancorp Inc. maintains a substantial operational footprint, featuring 135 financial service offices and ATMs, which include 119 full-service branches across Ohio, West Virginia, Kentucky, Virginia, Washington, D.C., and Maryland.
PEBO Stock 12 Month Forecast
Average Price Target
$39.33
▲(14.47% Upside)
Technical Analysis
Oceanfirst Financial
―
Tompkins Financial Corporation
―
Community Bancorp
―
Origin Bancorp
―
FirstSun Capital Bancorp
―
Ownership Overview
3.31% Insiders
15.79% Mutual Funds
0.76% Other Institutional Investors
57.33% Public Companies and
Individual Investors