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THFF Stock Chart & Stats
$79.07
$1.39(1.83%)
At close: 4:00 PM EDT
$79.07
$1.39(1.83%)
Day’s Range― - ―
52-Week Range$51.21 - $84.17
Previous Close$77.51
Volume87.91K
Average Volume (3M)94.43K
Market Cap
$1.24B
Enterprise Value$1.43K
Total Cash (Recent Filing)$1.26B
Total Debt (Recent Filing)$601.55M
Price to Earnings (P/E)10.9
Beta0.84
Next Earnings
Oct 27, 2026EPS Estimate
2.03Next Dividend Ex-DateN/A
Dividend Yield2.81%
Share Statistics
EPS (TTM)7.14
Shares Outstanding15,891,457
10 Day Avg. Volume101,000
30 Day Avg. Volume94,428
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.10
Price to Sales (P/S)2.19
P/FCF Ratio8.29
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$87.00Price Target Upside10.03% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)7.77
Revenue Forecast (FY)$294.27M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash GenerationHigh profitability combined with free cash flow above reported net income indicates that earnings are translating into usable financial resources. This supports internal reinvestment, capital returns, and resilience over the next several quarters, while strengthening the bank’s ability to fund growth without relying solely on external capital.
Merger Expands Scale And Funding BaseThe proposed First Illinois transaction would materially expand First Financial’s geographic footprint, branch network, and asset base. Access to Hickory Point’s core deposits and liquidity could strengthen funding capacity, while greater scale may improve the company’s competitive position across its community banking markets after closing.
Positive Earnings And Loan-growth ProfileRecent revenue improvement, better net income, and loan expansion tied to acquisitions and commercial lending point to a business that is still extending its earning-asset base. Continued growth in customer lending can support net interest income and deepen market relationships over the medium term.
Bears Say
Meaningfully Higher LeverageThe sharp increase in debt relative to equity has reduced balance-sheet flexibility and leaves less room to absorb weaker operating conditions. Higher leverage can amplify the effect of credit or interest-rate pressure on earnings and may constrain future capital allocation if conditions deteriorate.
Inconsistent Operating Cash FlowStrong recent free cash flow is encouraging, but uneven operating cash generation creates uncertainty around the consistency of cash conversion. If that variability persists, management may have less predictable internally generated funding for growth, dividends, acquisitions, or balance-sheet strengthening.
Earnings Sensitivity Across The CycleThe prior margin decline demonstrates that profitability is not fully insulated from changes in interest rates and credit conditions. Even with a recent recovery, renewed pressure on loan yields, funding costs, or provisions could reduce earnings quality and limit the durability of current returns.
First Financial Indiana News
THFF FAQ
What was First Financial Corporation Indiana’s price range in the past 12 months?
First Financial Corporation Indiana lowest stock price was $51.21 and its highest was $84.17 in the past 12 months.
What is First Financial Corporation Indiana’s market cap?
First Financial Corporation Indiana’s market cap is $1.24B.
When is First Financial Corporation Indiana’s upcoming earnings report date?
First Financial Corporation Indiana’s upcoming earnings report date is Oct 27, 2026 which is in 45 days.
How were First Financial Corporation Indiana’s earnings last quarter?
First Financial Corporation Indiana released its earnings results on Jul 28, 2026. The company reported $1.91 earnings per share for the quarter, beating the consensus estimate of $1.79 by $0.12.
Is First Financial Corporation Indiana overvalued?
According to Wall Street analysts First Financial Corporation Indiana’s price is currently Undervalued.
Does First Financial Corporation Indiana pay dividends?
First Financial Corporation Indiana pays a Quarterly dividend of $0.56 which represents an annual dividend yield of 2.81%. See more information on First Financial Corporation Indiana dividends here
What is First Financial Corporation Indiana’s EPS estimate?
First Financial Corporation Indiana’s EPS estimate is 2.03.
How many shares outstanding does First Financial Corporation Indiana have?
First Financial Corporation Indiana has 15,891,457 shares outstanding.
What happened to First Financial Corporation Indiana’s price movement after its last earnings report?
First Financial Corporation Indiana reported an EPS of $1.91 in its last earnings report, beating expectations of $1.79. Following the earnings report the stock price went up 2.884%.
Which hedge fund is a major shareholder of First Financial Corporation Indiana?
Currently, no hedge funds are holding shares in THFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Indiana Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$87.00 (10.03% Upside)
$87.00 (10.03% Upside)
Blogger Sentiment
Bullish
THFF Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $6.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.9%
Last 30 Days ▼ 8.6%
Last 30 Days ▼ 8.6%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.03%
12-Months-Change
Fundamentals
Return on Equity
2.81%
Trailing 12-Months
Asset Growth
10.27%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Financial Corporation Indiana
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
THFF Stock 12 Month Forecast
Average Price Target
$87.00
▲(10.03% Upside)
Technical Analysis
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Five Star
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Ownership Overview
0.70% Insiders
16.50% Mutual Funds
12.45% Other Institutional Investors
53.60% Public Companies and
Individual Investors