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THFF Stock Chart & Stats
$79.07
$1.39(1.83%)
At close: 4:00 PM EDT
$79.07
$1.39(1.83%)
Day’s Range― - ―
52-Week Range$52.45 - $84.17
Previous Close$77.51
Volume87.91K
Average Volume (3M)125.04K
Market Cap
$924.95M
Enterprise Value$1.25B
Total Cash (Recent Filing)$1.26B
Total Debt (Recent Filing)$601.55M
Price to Earnings (P/E)10.1
Beta0.81
Next Earnings
Feb 02, 2027EPS Estimate
2.05Next Dividend Ex-DateN/A
Dividend Yield2.88%
Share Statistics
EPS (TTM)7.14
Shares Outstanding11,891,896
10 Day Avg. Volume136,385
30 Day Avg. Volume125,038
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.10
Price to Sales (P/S)2.19
P/FCF Ratio8.29
Enterprise Value/Market Cap1.35
Enterprise Value/Revenue3.78
Enterprise Value/Gross Profit4.83
Enterprise Value/Ebitda11.88
Forecast
1Y Price Target
$86.33Price Target Upside9.19% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)7.77
Revenue Forecast (FY)$296.77M
Bulls Say, Bears Say
Bulls Say
Profitability And Cash GenerationStrong profitability combined with free cash flow above reported net income indicates effective earnings conversion and internal funding capacity. This supports reinvestment in lending, technology, and customer relationships while providing a durable foundation for dividends and balance-sheet management.
Franchise ExpansionThe announced merger could materially expand First Financial’s Illinois presence, customer reach, and core deposit base. A larger community-banking franchise may improve operating scale and diversify growth opportunities, while the stock component limits the transaction’s cash funding burden.
Leadership ContinuityA planned CFO transition with an internally familiar successor and prior financial-institution CFO experience reduces disruption in financial oversight. The documented succession process supports continuity in capital planning, reporting, and execution of the bank’s broader strategy.
Bears Say
Rising LeverageThe substantial increase in debt relative to equity reduces financial flexibility compared with prior years. Higher leverage can make it harder to absorb credit or interest-rate stress and may constrain future lending growth, acquisitions, or other capital-allocation decisions.
Margin And Earnings SensitivityAlthough current margins remain healthy, the prior decline from peak profitability demonstrates that earnings are not fully stable across the banking cycle. Sensitivity to rates and credit conditions could pressure net interest income, provisions, and returns over the next several quarters.
Merger Execution RiskThe planned acquisition has not yet closed and depends on regulatory and shareholder approval, creating execution uncertainty. Integration of branches, deposits, systems, and operations could delay expected benefits or require additional resources before the enlarged franchise reaches its potential.
First Financial Indiana News
THFF FAQ
What was First Financial Corporation Indiana’s price range in the past 12 months?
First Financial Corporation Indiana lowest stock price was $52.45 and its highest was $84.17 in the past 12 months.
What is First Financial Corporation Indiana’s market cap?
First Financial Corporation Indiana’s market cap is $924.95M.
When is First Financial Corporation Indiana’s upcoming earnings report date?
First Financial Corporation Indiana’s upcoming earnings report date is Feb 02, 2027 which is in 97 days.
How were First Financial Corporation Indiana’s earnings last quarter?
First Financial Corporation Indiana released its earnings results on Oct 27, 2026. The company reported $2.31 earnings per share for the quarter, beating the consensus estimate of $2.025 by $0.285.
Is First Financial Corporation Indiana overvalued?
According to Wall Street analysts First Financial Corporation Indiana’s price is currently Undervalued.
Does First Financial Corporation Indiana pay dividends?
First Financial Corporation Indiana pays a Quarterly dividend of $0.56 which represents an annual dividend yield of 2.88%. See more information on First Financial Corporation Indiana dividends here
What is First Financial Corporation Indiana’s EPS estimate?
First Financial Corporation Indiana’s EPS estimate is 2.05.
How many shares outstanding does First Financial Corporation Indiana have?
First Financial Corporation Indiana has 11,891,896 shares outstanding.
What happened to First Financial Corporation Indiana’s price movement after its last earnings report?
First Financial Corporation Indiana reported an EPS of $2.31 in its last earnings report, beating expectations of $2.025. Following the earnings report the stock price went up 1.726%.
Which hedge fund is a major shareholder of First Financial Corporation Indiana?
Currently, no hedge funds are holding shares in THFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Indiana Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$86.33 (9.19% Upside)
$86.33 (9.19% Upside)
Blogger Sentiment
Bullish
THFF Sentiment 83%
Sector Average 58%
Sector Average 58%
Hedge Fund Trend
Decreased
By 1.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $6.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 10.1%
Last 30 Days ▼ 10.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
47.47%
12-Months-Change
Fundamentals
Return on Equity
13.84%
Trailing 12-Months
Asset Growth
10.27%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Financial Corporation Indiana
First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
THFF Stock 12 Month Forecast
Average Price Target
$86.33
▲(9.19% Upside)
Technical Analysis
1St Source
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German American Bancorp
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Horizon Bancorp
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Lakeland Financial
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Old Second Bancorp
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Ownership Overview
0.94% Insiders
22.05% Mutual Funds
5.85% Other Institutional Investors
46.19% Public Companies and
Individual Investors












