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SRCE Stock Chart & Stats
$74.65
-$0.28(-0.49%)
At close: 4:00 PM EST
$74.65
-$0.28(-0.49%)
Day’s Range― - ―
52-Week Range$56.89 - $86.64
Previous CloseN/A
Volume11.79K
Average Volume (3M)139.95K
Market Cap
$1.96B
Enterprise Value$2.16B
Total Cash (Recent Filing)$1.30B
Total Debt (Recent Filing)$383.45M
Price to Earnings (P/E)12.4
Beta0.69
Next Earnings
Jul 16, 2026EPS Estimate
1.71Next Dividend Ex-DateN/A
Dividend Yield2.37%
Share Statistics
EPS (TTM)6.56
Shares Outstanding24,068,892
10 Day Avg. Volume117,272
30 Day Avg. Volume139,947
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.20
Price to Sales (P/S)2.54
P/FCF Ratio7.15
Enterprise Value/Market Cap1.10
Enterprise Value/Revenue3.58
Enterprise Value/Gross Profit5.05
Enterprise Value/Ebitda9.91
Forecast
1Y Price Target
$81.00Price Target Upside8.51% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)6.8
Revenue Forecast (FY)$459.34M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And ReturnsSustained high margins and mid-teens ROE provide durable internal capital generation and buffer against credit or funding stress. Consistent profitability supports dividends, reinvestment in digital and lending platforms, and long-run return stability even if growth moderates.
Diversified Franchise And Renewable Lending GrowthA diversified business mix—community banking, specialty equipment finance, and expanding renewable energy lending—reduces single-market exposure. Growth in sustainable infrastructure lending and stronger digital payments adoption supports stable fee income and national niche lending over the medium term.
Conservative Balance Sheet And Cash ConversionLow leverage and near-1:1 cash conversion indicate prudent funding and real cash profitability. This conservatism preserves capacity to underwrite loans, absorb losses, and maintain capital distributions, supporting resilience and strategic flexibility across business cycles.
Bears Say
Top-line Weakness/declining RevenueA persistent revenue decline reduces operating leverage and limits room to expand margins or invest in growth. If top-line pressure continues, it could force cost trade-offs, constrain loan growth funding, and slow expansion of specialty and digital initiatives over the next several quarters.
Free Cash Flow VolatilitySignificant FCF decline versus the prior period raises questions about timing of loan funding, provisioning, or operating cash swings. Volatile cash generation can limit consistent capital returns, slow strategic investments, and increase reliance on deposits or wholesale funding to support growth.
Expanded Equity Compensation / Dilution RiskMaterial expansion of equity award pools increases potential long-term share count and can dilute EPS and per-share returns. While intended to align incentives, larger fixed grants could modestly depress shareholder economics and complicate capital allocation if not offset by stronger earnings.
1St Source News
SRCE FAQ
What was 1st Source Corporation’s price range in the past 12 months?
1st Source Corporation lowest stock price was $56.89 and its highest was $86.64 in the past 12 months.
What is 1st Source Corporation’s market cap?
1st Source Corporation’s market cap is $1.96B.
When is 1st Source Corporation’s upcoming earnings report date?
1st Source Corporation’s upcoming earnings report date is Jul 16, 2026 which is in 3 days.
How were 1st Source Corporation’s earnings last quarter?
1st Source Corporation released its earnings results on Apr 23, 2026. The company reported $1.63 earnings per share for the quarter, the consensus estimate of $1.63 by $0.
Is 1st Source Corporation overvalued?
According to Wall Street analysts 1st Source Corporation’s price is currently Undervalued.
Does 1st Source Corporation pay dividends?
1st Source Corporation pays a Quarterly dividend of $0.43 which represents an annual dividend yield of 2.37%. See more information on 1st Source Corporation dividends here
What is 1st Source Corporation’s EPS estimate?
1st Source Corporation’s EPS estimate is 1.71.
How many shares outstanding does 1st Source Corporation have?
1st Source Corporation has 24,068,892 shares outstanding.
What happened to 1st Source Corporation’s price movement after its last earnings report?
1st Source Corporation reported an EPS of $1.63 in its last earnings report, expectations of $1.63. Following the earnings report the stock price went up 0.956%.
Which hedge fund is a major shareholder of 1st Source Corporation?
Currently, no hedge funds are holding shares in SRCE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
1St Source Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$81.00 (8.51% Upside)
$81.00 (8.51% Upside)
Blogger Sentiment
Neutral
SRCE Sentiment 50%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 5.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 11.0%
Last 30 Days ▲ 34.5%
Last 30 Days ▲ 34.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
28.19%
12-Months-Change
Fundamentals
Return on Equity
12.89%
Trailing 12-Months
Asset Growth
1.68%
Trailing 12-Months
Company Description
1st Source Corporation
As the parent company of 1st Source Bank, 1st Source Corporation delivers a comprehensive suite of financial solutions, encompassing commercial and retail banking, wealth management, and insurance offerings, to both individual and corporate customers. For individual clients, the bank provides essential services such as checking, savings, certificates of deposit, and individual retirement accounts, complemented by digital conveniences like online and mobile banking. Various lending options are available, including personal loans, home mortgages, and home equity lines of credit, along with financial planning, literacy programs, consultative support, and debit and credit card facilities. Businesses benefit from a range of financial products, including commercial, small business, agricultural, and real estate loans, which support diverse corporate needs from acquiring properties and equipment to financing accounts receivables and renewable energy projects. Additionally, the corporation provides commercial leasing, sophisticated treasury management, and retirement planning solutions. Through its wealth advisory segment, the company delivers trust, investment, agency, and custodial services, encompassing the administration of estates and personal trusts, along with the professional management of investment portfolios for individuals, employee benefit plans, and charitable organizations. A specialized focus includes financing and leasing a wide variety of equipment, such as construction machinery, new and used aircraft, various truck types (light, medium, heavy-duty, step vans, vocational work trucks), motor coaches, shuttle buses, funeral vehicles, and automobiles, among other specialized equipment. The company also offers a full spectrum of insurance solutions, spanning corporate and personal property, casualty coverage, and individual or group health and life policies. As of December 31, 2021, 1st Source Corporation maintained 79 banking branches across 18 counties in Indiana and Michigan, alongside a presence in Sarasota County, Florida. Established in 1863, its corporate headquarters are located in South Bend, Indiana.
SRCE Stock 12 Month Forecast
Average Price Target
$81.00
▲(8.51% Upside)
Technical Analysis
Ownership Overview
38.98% Insiders
15.26% Mutual Funds
0.04% Other Institutional Investors
28.02% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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