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Peoples Bancorp Inc. (PEBO)
NASDAQ:PEBO
Earnings Data
Report Date
Jul 29, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.77Last Year’s EPS
0.84Same Quarter Last Year
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Date:Apr 22, 2025
|% Change Since: 8.43%
|Next Earnings Date:Jul 29, 2025
Earnings Call Sentiment|Neutral
The earnings call reflected a balanced sentiment, with positive aspects like loan growth, deposit increases, and recognition for workplace excellence and banking performance. However, these were offset by challenges such as a decline in net interest income, increased provisions for credit losses, and persistent issues in the leasing portfolio.Company Guidance
During the first quarter of 2025, Peoples Bancorp Inc. reported various financial metrics that highlighted both challenges and successes. The company saw diluted earnings per share of $0.68, with annualized loan growth exceeding 4%. Improvements were noted in asset quality metrics, including a decline in the annualized net charge-off rate to 52 basis points and a reduction in nonperforming assets by over $3 million. Deposit balances increased by 2%, and core deposit growth was over 3%, despite a $96 million reduction in brokered CDs. The tangible equity to tangible assets ratio improved to 8.34%, and book value per share rose to $31.90. However, net interest income declined by 1% compared to the previous quarter, though on a core basis net interest income grew and the net interest margin expanded by 3 basis points. Fee-based income increased by over 2%, while total noninterest expense rose slightly due to one-time expenses. The provision for credit losses was elevated, primarily due to net charge-offs, which declined by over $2 million from the previous quarter. The company anticipates loan growth of 4% to 6% for the year and has forecasted a full-year net interest margin of between 4% and 4.2%, assuming rate reductions by the Federal Reserve later in the year.Loan Growth and Asset Quality Improvements
Annualized loan growth was over 4%, with improvements in asset quality metrics such as reductions in the annualized net charge-off rate, nonperforming assets, and criticized and classified loans.
Deposit Growth
Deposit balances grew 2% driven by higher money market and governmental deposit account balances, resulting in core deposit growth of over 3%.
Book Value and Tangible Book Value Growth
The book value per share grew 2% to $31.90, while the tangible book value per share improved 4% to $20.68.
Dividend Increase
Announced an increase to the quarterly dividend for the tenth consecutive year.
Recognition and Awards
Received recognition from USA TODAY as a top workplace for the fourth year in a row and by Forbes as one of America's Best Banks in 2025.
PEBO Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PEBO Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 22, 2025 | $27.17 | $27.70 | +1.95% |
Jan 21, 2025 | $30.49 | $30.54 | +0.16% |
Oct 22, 2024 | $29.29 | $29.43 | +0.48% |
Jul 23, 2024 | $31.64 | $31.91 | +0.85% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Peoples Bancorp Inc. (PEBO) report earnings?
Peoples Bancorp Inc. (PEBO) is schdueled to report earning on Jul 29, 2025, TBA Not Confirmed.
What is Peoples Bancorp Inc. (PEBO) earnings time?
Peoples Bancorp Inc. (PEBO) earnings time is at Jul 29, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PEBO EPS forecast?
PEBO EPS forecast for the fiscal quarter 2025 (Q2) is 0.77.