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NRIM Stock Chart & Stats
$25.54
-$0.39(-1.44%)
At close: 4:00 PM EDT
$25.54
-$0.39(-1.44%)
Day’s Range― - ―
52-Week Range$19.60 - $30.82
Previous CloseN/A
Volume29.65K
Average Volume (3M)197.58K
Market Cap
$568.24M
Enterprise Value$676.47
Total Cash (Recent Filing)$626.32M
Total Debt (Recent Filing)$93.03M
Price to Earnings (P/E)8.3
Beta0.91
Next Earnings
Oct 28, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend Yield2.5%
Share Statistics
EPS (TTM)3.10
Shares Outstanding22,244,766
10 Day Avg. Volume164,803
30 Day Avg. Volume197,576
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.80
Price to Sales (P/S)2.42
P/FCF Ratio4.39
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$30.00Price Target Upside17.46% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.59
Revenue Forecast (FY)$209.60M
Bulls Say, Bears Say
Bulls Say
Strong And Improving ProfitabilityExpanding margins and a high, improving return on equity indicate effective deployment of capital and strong earnings power. Sustained profitability gives Northrim greater capacity to absorb credit costs, invest in operations, and support growth.
Robust Current Cash GenerationStrong operating and free cash flow closely aligned with net income supports earnings quality and internal funding capacity. This can help finance lending growth, technology investment, dividends, and integration without relying heavily on external capital.
Strategic Footprint ExpansionThe proposed acquisition broadens Northrim beyond Alaska, adds an established Oregon branch network, and increases scale in loans and deposits. Geographic diversification could expand customer reach and reduce dependence on one regional economy over time.
Bears Say
Merger Approval And Integration RiskThe planned expansion introduces execution risk before benefits are realized, including approval delays, systems integration, cultural alignment, and possible cost overruns. These issues could temporarily pressure efficiency and distract management from core banking operations.
Revenue Growth SustainabilityRecent revenue acceleration is impressive but unusually large for a mature regional bank and may reflect factors that do not repeat. A normalization in growth could reduce operating leverage and make future earnings expansion less predictable.
Cash-flow Volatility And Rising DebtAlthough current cash generation is strong and leverage remains manageable, the prior cash-flow swing shows uneven conversion across periods. Rising debt also warrants monitoring as assets and the proposed business footprint expand, especially under changing credit conditions.
Northrim Bancorp News
NRIM FAQ
What was Northrim Bancorp Inc’s price range in the past 12 months?
Northrim Bancorp Inc lowest stock price was $19.60 and its highest was $30.82 in the past 12 months.
What is Northrim Bancorp Inc’s market cap?
Northrim Bancorp Inc’s market cap is $568.24M.
When is Northrim Bancorp Inc’s upcoming earnings report date?
Northrim Bancorp Inc’s upcoming earnings report date is Oct 28, 2026 which is in 62 days.
How were Northrim Bancorp Inc’s earnings last quarter?
Northrim Bancorp Inc released its earnings results on Jul 22, 2026. The company reported $0.68 earnings per share for the quarter, beating the consensus estimate of $0.61 by $0.07.
Is Northrim Bancorp Inc overvalued?
According to Wall Street analysts Northrim Bancorp Inc’s price is currently Undervalued.
Does Northrim Bancorp Inc pay dividends?
Northrim Bancorp Inc pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.5%. See more information on Northrim Bancorp Inc dividends here
What is Northrim Bancorp Inc’s EPS estimate?
Northrim Bancorp Inc’s EPS estimate is 0.7.
How many shares outstanding does Northrim Bancorp Inc have?
Northrim Bancorp Inc has 22,244,766 shares outstanding.
What happened to Northrim Bancorp Inc’s price movement after its last earnings report?
Northrim Bancorp Inc reported an EPS of $0.68 in its last earnings report, beating expectations of $0.61. Following the earnings report the stock price went down -1.452%.
Which hedge fund is a major shareholder of Northrim Bancorp Inc?
Currently, no hedge funds are holding shares in NRIM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northrim Bancorp Stock Smart Score
Underperform
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10
Analyst Consensus
Hold
Average Price Target:
$30.00 (17.46% Upside)
$30.00 (17.46% Upside)
Blogger Sentiment
Bullish
NRIM Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 17.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $463.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 1.4%
Last 30 Days ▼ 1.4%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.91%
12-Months-Change
Fundamentals
Return on Equity
2.50%
Trailing 12-Months
Asset Growth
5.29%
Trailing 12-Months
Company Description
Northrim Bancorp Inc
Northrim BanCorp, Inc. functions as the parent entity for Northrim Bank, which delivers a comprehensive range of commercial banking products and services primarily to businesses and professional clients. Its operations are divided into two main divisions: Community Banking and Home Mortgage Lending. The bank offers a diverse suite of deposit accounts, including noninterest-bearing checking accounts, interest-bearing time deposits, standard checking and savings accounts, individual retirement accounts (IRAs), money market deposit accounts, certificates of deposit (CDs), and specialized business sweep accounts. For lending needs, it provides various short and medium-term commercial loans, commercial lines of credit, construction and real estate financing, consumer loans, and solutions for short-term working capital. Customers benefit from extensive digital and convenience services such as consumer and business online banking, a mobile app with mobile deposit capabilities, mobile web and text banking, online account opening, personal finance management tools, digital document access, and a variety of debit and credit card offerings. Further convenience is provided through telebanking and automated teller machines (ATMs). Northrim also facilitates numerous financial transactions and business solutions, including personalized checks, overdraft protection via savings accounts, commercial drive-up banking, automated transfers and payments, peer-to-peer payments (People Pay), external and wire transfers, Bill Pay, direct payroll deposits, electronic tax payments, and comprehensive Automated Clearing House (ACH) origination and receipt services. Advanced business tools include remote deposit capture, account reconciliation, positive pay for fraud prevention, merchant services, and robust cash management solutions. Additionally, it offers annuity products and long-term investment portfolio management. Beyond traditional banking, the company extends its services to include investment advisory, trust services, wealth management, factoring, and mortgage brokerage. As of January 28, 2022, Northrim BanCorp operated 17 branches situated in key Alaskan locations: Anchorage (where its headquarters are located), the Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan, and Sitka. The company was established in 1990.
NRIM Stock 12 Month Forecast
Average Price Target
$30.00
▲(17.46% Upside)
Technical Analysis
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Ownership Overview
2.04% Insiders
21.43% Mutual Funds
11.49% Other Institutional Investors
45.25% Public Companies and
Individual Investors