Kinsale Capital Group (KNSL)
NYSE:KNSL
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KNSL Stock Chart & Stats
$360.78
-$0.98(-0.23%)
At close: 4:00 PM EST
$360.78
-$0.98(-0.23%)
Day’s Range― - ―
52-Week Range$287.20 - $512.76
Previous CloseN/A
Volume64.07K
Average Volume (3M)314.67K
Market Cap
$6.81B
Enterprise Value$7.03B
Total Cash (Recent Filing)$2.79B
Total Debt (Recent Filing)$224.47M
Price to Earnings (P/E)12.9
Beta0.42
Next Earnings
Jul 23, 2026EPS Estimate
5.07Next Dividend Ex-DateN/A
Dividend Yield0.17%
Share Statistics
EPS (TTM)22.82
Shares Outstanding23,062,819
10 Day Avg. Volume243,412
30 Day Avg. Volume314,669
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)4.62
Price to Sales (P/S)4.83
P/FCF Ratio9.14
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue3.67
Enterprise Value/Gross Profit7.86
Enterprise Value/Ebitda10.36
Forecast
1Y Price Target
$348.43Price Target Upside-3.42% Downside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)20.69
Revenue Forecast (FY)$1.64B
Bulls Say, Bears Say
Bulls Say
Cash GenerationSustained, high operating cash flow and sharply higher free cash flow (+239% TTM) give Kinsale durable financial flexibility. Strong cash conversion supports reserve funding, reinsurance buying power, technology investment, and capital returns without relying on external financing during underwriting cycles.
Underwriting Profitability & ROEA sub-80 combined ratio and mid-20s operating ROE reflect disciplined underwriting and risk selection. Durable profitability enables organic capital growth, supports selective underwriting when markets soften, and underpins the firm's ability to sustain margins through underwriting cycles and reserve variability.
Analytics & Technology ConsolidationConsolidating analytics and technology under a single executive institutionalizes data-driven underwriting and AI adoption. This structural shift should deepen predictive pricing, loss selection and operational efficiency, reinforcing a lasting competitive advantage in specialty E&S underwriting and cost structure.
Bears Say
Market Pricing SoftnessPersistent market-wide rate declines reduce earned premium growth and compress future underwriting margins absent offsetting loss improvement. Over months, continued soft pricing can erode average premiums and force tougher risk selection or higher reliance on investment income to meet return targets.
Commercial Property HeadwindsContraction in large commercial property placements and a ~14% drop in average policy premium indicate structural pressure in higher-premium, layered accounts. This can lower portfolio scale, shift mix to smaller risks, and reduce long-term top-line growth and earnings leverage in key segments.
Risk Appetite / Moat ConcernsFocusing on hard-to-place, higher-risk accounts yields growth but increases loss volatility and reputational/regulatory exposure. If competitors or MGAs replicate underwriting models or regulation tightens, Kinsale's selective pricing power and perceived moat could weaken, raising long-term earnings and capital volatility.
Kinsale Capital Group News
KNSL FAQ
What was Kinsale Capital Group’s price range in the past 12 months?
Kinsale Capital Group lowest stock price was $287.20 and its highest was $512.76 in the past 12 months.
What is Kinsale Capital Group’s market cap?
Kinsale Capital Group’s market cap is $6.81B.
When is Kinsale Capital Group’s upcoming earnings report date?
Kinsale Capital Group’s upcoming earnings report date is Jul 23, 2026 which is in 49 days.
How were Kinsale Capital Group’s earnings last quarter?
Kinsale Capital Group released its earnings results on Apr 23, 2026. The company reported $5.11 earnings per share for the quarter, beating the consensus estimate of $4.655 by $0.455.
Is Kinsale Capital Group overvalued?
According to Wall Street analysts Kinsale Capital Group’s price is currently Overvalued.
Does Kinsale Capital Group pay dividends?
Kinsale Capital Group pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 0.17%. See more information on Kinsale Capital Group dividends here
What is Kinsale Capital Group’s EPS estimate?
Kinsale Capital Group’s EPS estimate is 5.07.
How many shares outstanding does Kinsale Capital Group have?
Kinsale Capital Group has 23,062,819 shares outstanding.
What happened to Kinsale Capital Group’s price movement after its last earnings report?
Kinsale Capital Group reported an EPS of $5.11 in its last earnings report, beating expectations of $4.655. Following the earnings report the stock price went down -0.782%.
Which hedge fund is a major shareholder of Kinsale Capital Group?
Currently, no hedge funds are holding shares in KNSL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kinsale Capital Group Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$348.43 (-3.42% Downside)
$348.43 (-3.42% Downside)
Blogger Sentiment
Bullish
KNSL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 128.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $77.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 5.8%
Last 30 Days ▼ 5.8%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-37.42%
12-Months-Change
Fundamentals
Return on Equity
28.05%
Trailing 12-Months
Asset Growth
20.30%
Trailing 12-Months
Company Description
Kinsale Capital Group
Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.
KNSL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong profitability and clear operational advantages: sizable EPS growth (+37.7%), a healthy combined ratio (77.4%), robust investment income (+26.5%), and meaningful new-business momentum (submissions +6%, quotes +8%, binds +9%). These positives were tempered by modest top-line pressure in gross written premium (-0.5%), pronounced weakness in the large Commercial Property segment, average policy premium decline (~14%), and continued market-wide rate softness (Amwins index -3.33%). Management emphasized discipline, technology-driven cost advantages, and a preference for profitability over volume. Overall, the financial and operational highlights outweigh the headwinds described, reflecting a confident but cautious tone.View all KNSL earnings summariesKNSL Stock 12 Month Forecast
Average Price Target
$348.43
▼(-3.42% Downside)
Technical Analysis
Ownership Overview
4.57% Insiders
32.89% Mutual Funds
25.76% Other Institutional Investors
14.44% Public Companies and Individual Investors