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KNSL Stock Chart & Stats
$387.95
$16.82(5.06%)
At close: 4:00 PM EDT
$387.95
$16.82(5.06%)
Day’s Range― - ―
52-Week Range$287.20 - $438.74
Previous CloseN/A
Volume575.31K
Average Volume (3M)217.26K
Market Cap
$8.20B
Enterprise Value$7.49B
Total Cash (Recent Filing)$5.44B
Total Debt (Recent Filing)$224.60M
Price to Earnings (P/E)15.8
Beta0.35
Next Earnings
Feb 18, 2027EPS Estimate
5.67Next Dividend Ex-DateN/A
Dividend Yield0.25%
Share Statistics
EPS (TTM)23.00
Shares Outstanding22,778,425
10 Day Avg. Volume207,249
30 Day Avg. Volume217,264
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)4.62
Price to Sales (P/S)4.83
P/FCF Ratio9.14
Enterprise Value/Market Cap0.91
Enterprise Value/Revenue3.83
Enterprise Value/Gross Profit7.51
Enterprise Value/Ebitda11.07
Forecast
1Y Price Target
$351.29Price Target Upside-9.45% Downside
Rating ConsensusHold
Number of Analyst Covering7
EPS Forecast (FY)21.34
Revenue Forecast (FY)$1.63B
Bulls Say, Bears Say
Bulls Say
Underwriting ProfitabilityA 75.4% combined ratio and operating ROE above 25% demonstrate strong underwriting economics and disciplined risk selection. Sustaining these results would support internal capital generation, reinforce Kinsale’s specialty-market position, and provide resilience as pricing conditions normalize.
Technology And Analytics AdvantageA proprietary platform combining long operating data history, automation, and pricing analytics can create a durable execution advantage in E&S insurance. Lower costs and faster decisions may help Kinsale select risks more precisely, serve brokers better, and protect margins over multiple quarters.
Conservative Balance Sheet And Cash GenerationLow leverage and strong conversion of earnings into free cash flow give Kinsale financial flexibility to retain underwriting capacity, invest in growth, and return capital. This balance-sheet strength reduces dependence on external funding and supports stability through changing insurance cycles.
Bears Say
Premium Growth SlowdownDeclining written premium indicates that recent underwriting strength is not yet translating into expanding volume. If the slowdown persists, slower premium growth could limit operating leverage, reduce future investment float growth, and make it harder to sustain earnings momentum despite strong margins.
Long-tail Growth ConstraintsConservative long-tail reserving protects against tort, inflation, and claims uncertainty but can make Kinsale less competitive on price than carriers using more aggressive assumptions. That discipline may constrain volume and market share in long-tail lines over the next several quarters.
Commercial Property CompetitionPersistent commercial property competition can pressure both premium volume and risk-adjusted pricing, particularly in large accounts where submissions and hit rates are weakening. Kinsale may need to remain selective, limiting growth opportunities while competitors accept less attractive economics.
Kinsale Capital Group News
KNSL FAQ
What was Kinsale Capital Group’s price range in the past 12 months?
Kinsale Capital Group lowest stock price was $287.20 and its highest was $438.74 in the past 12 months.
What is Kinsale Capital Group’s market cap?
Kinsale Capital Group’s market cap is $8.20B.
When is Kinsale Capital Group’s upcoming earnings report date?
Kinsale Capital Group’s upcoming earnings report date is Feb 18, 2027 which is in 117 days.
How were Kinsale Capital Group’s earnings last quarter?
Kinsale Capital Group released its earnings results on Oct 22, 2026. The company reported $5.7 earnings per share for the quarter, beating the consensus estimate of $5.108 by $0.592.
Is Kinsale Capital Group overvalued?
According to Wall Street analysts Kinsale Capital Group’s price is currently Overvalued.
Does Kinsale Capital Group pay dividends?
Kinsale Capital Group pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 0.25%. See more information on Kinsale Capital Group dividends here
What is Kinsale Capital Group’s EPS estimate?
Kinsale Capital Group’s EPS estimate is 5.67.
How many shares outstanding does Kinsale Capital Group have?
Kinsale Capital Group has 22,778,425 shares outstanding.
What happened to Kinsale Capital Group’s price movement after its last earnings report?
Kinsale Capital Group reported an EPS of $5.7 in its last earnings report, beating expectations of $5.108. Following the earnings report the stock price went down -6.694%.
Which hedge fund is a major shareholder of Kinsale Capital Group?
Currently, no hedge funds are holding shares in KNSL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kinsale Capital Group Stock Smart Score
Neutral
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$351.29 (-9.45% Downside)
$351.29 (-9.45% Downside)
Blogger Sentiment
Neutral
KNSL Sentiment 58%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 8.9K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 0.2%
Last 30 Days ▼ 0.9%
Last 30 Days ▼ 0.9%
News Sentiment
Very Bullish
Bullish news 80%
Bearish news 20%
Bearish news 20%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-19.35%
12-Months-Change
Fundamentals
Return on Equity
26.66%
Trailing 12-Months
Asset Growth
10.58%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Kinsale Capital Group
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
KNSL Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: operating earnings, ROE, underwriting profitability, investment income, capital returns, technology, and submission activity were strong, while management emphasized disciplined growth and pricing. The principal challenges were declining written premium, a soft and highly competitive E&S market, pressure in Commercial Property and large accounts, a GAAP earnings decline caused by investment repositioning, and competition in personal lines. Management characterized the premium decline as a temporary mix shift and remained confident in the company's operating model.View all KNSL earnings summariesKNSL Stock 12 Month Forecast
Average Price Target
$351.29
▼(-9.45% Downside)
Technical Analysis
Markel
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RLI
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W. R. Berkley Corporation
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Palomar Holdings
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Skyward Specialty Insurance Group, Inc.
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Ownership Overview
4.65% Insiders
33.52% Mutual Funds
4.58% Other Institutional Investors
34.21% Public Companies and Individual Investors