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KNSL Stock Chart & Stats
$360.78
-$0.98(-0.23%)
At close: 4:00 PM EST
$360.78
-$0.98(-0.23%)
Day’s Range― - ―
52-Week Range$287.20 - $512.76
Previous CloseN/A
Volume64.07K
Average Volume (3M)316.04K
Market Cap
$8.07B
Enterprise Value$8.10K
Total Cash (Recent Filing)$2.79B
Total Debt (Recent Filing)$224.47M
Price to Earnings (P/E)15.3
Beta0.38
Next Earnings
Jul 23, 2026EPS Estimate
5.11Next Dividend Ex-DateN/A
Dividend Yield0.25%
Share Statistics
EPS (TTM)22.82
Shares Outstanding23,062,819
10 Day Avg. Volume268,148
30 Day Avg. Volume316,036
Financial Highlights & Ratios
PEG Ratio0.84
Price to Book (P/B)4.62
Price to Sales (P/S)4.83
P/FCF Ratio9.14
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$355.86Price Target Upside-1.36% Downside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)20.78
Revenue Forecast (FY)$1.63B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationVery strong and improving operating cash flow and free cash flow (TTM FCF growth cited at +239%) provides durable financial flexibility. Persistent high cash conversion supports reinvestment in underwriting, higher reinsurance retentions when attractive, portfolio investment, and capacity to absorb underwriting volatility.
High Underwriting ProfitabilityA sustained combined ratio in the mid-70s signals disciplined underwriting and effective pricing/claims management. Over 2-6 months this supports high underwriting margins, continued operating ROE in the low‑20s, and the ability to prioritize profitability over volume when market rates soften.
Conservative Balance Sheet And High ROELow leverage and expanding equity, combined with consistently high ROE, indicate capital adequacy and efficient capital deployment. This durability allows Kinsale to underwrite through cycles, maintain reinsurance flexibility, and pursue selective growth without compromising solvency or financial flexibility.
Bears Say
Commercial Property WeaknessConcentration in large Commercial Property placements exposes top-line volatility: weaker participation and competition on large accounts reduced GWP and shifted mix toward smaller, lower-premium risks. Over months this can compress premium volume and reduce scale benefits in that segment.
Market-wide Pricing SoftnessStructural softening in E&S pricing (Amwins index -3.33%) pressures rate adequacy across product lines. Persistent downward pricing trends can erode underwriting margins and require tighter selection, reducing growth opportunities and forcing trade-offs between share and profitability over the medium term.
Rising Expense And Commission PressuresAn increasing expense ratio and higher net commission burden reduce underwriting margin sustainability. If elevated commission and acquisition costs persist—particularly while shifting reinsurance retentions—profitability could face structural pressure absent offsetting pricing or efficiency gains.
KNSL FAQ
What was Kinsale Capital Group’s price range in the past 12 months?
Kinsale Capital Group lowest stock price was $287.20 and its highest was $512.76 in the past 12 months.
What is Kinsale Capital Group’s market cap?
Kinsale Capital Group’s market cap is $8.07B.
When is Kinsale Capital Group’s upcoming earnings report date?
Kinsale Capital Group’s upcoming earnings report date is Jul 23, 2026 which is tomorrow.
How were Kinsale Capital Group’s earnings last quarter?
Kinsale Capital Group released its earnings results on Apr 23, 2026. The company reported $5.11 earnings per share for the quarter, beating the consensus estimate of $4.655 by $0.455.
Is Kinsale Capital Group overvalued?
According to Wall Street analysts Kinsale Capital Group’s price is currently Overvalued.
Does Kinsale Capital Group pay dividends?
Kinsale Capital Group pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 0.25%. See more information on Kinsale Capital Group dividends here
What is Kinsale Capital Group’s EPS estimate?
Kinsale Capital Group’s EPS estimate is 5.11.
How many shares outstanding does Kinsale Capital Group have?
Kinsale Capital Group has 23,062,819 shares outstanding.
What happened to Kinsale Capital Group’s price movement after its last earnings report?
Kinsale Capital Group reported an EPS of $5.11 in its last earnings report, beating expectations of $4.655. Following the earnings report the stock price went down -0.782%.
Which hedge fund is a major shareholder of Kinsale Capital Group?
Currently, no hedge funds are holding shares in KNSL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kinsale Capital Group Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$355.86 (-1.36% Downside)
$355.86 (-1.36% Downside)
Blogger Sentiment
Bullish
KNSL Sentiment 70%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Increased
By 128.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $22.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 2.2%
Last 30 Days ▲ 5.1%
Last 30 Days ▲ 5.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.91%
12-Months-Change
Fundamentals
Return on Equity
0.25%
Trailing 12-Months
Asset Growth
20.30%
Trailing 12-Months
Company Description
Kinsale Capital Group
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
KNSL Stock 12 Month Forecast
Average Price Target
$355.86
▼(-1.36% Downside)
Technical Analysis
Ownership Overview
4.59% Insiders
33.10% Mutual Funds
1.59% Other Institutional Investors
38.53% Public Companies and Individual Investors










