Want to see JFIN full AI Analyst Report?
JFIN Stock Chart & Stats
$2.31
-$0.07(-2.94%)
At close: 4:00 PM EDT
$2.31
-$0.07(-2.94%)
Day’s Range― - ―
52-Week Range$1.42 - $11.64
Previous Close$2.63
Volume24.98K
Average Volume (3M)54.59K
Market Cap
$77.97M
Enterprise Value$128.31
Total Cash (Recent Filing)$503.99M
Total Debt (Recent Filing)$636.89M
Price to Earnings (P/E)2.1
Beta1.15
Next Earnings
Nov 25, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3761.9%
Share Statistics
EPS (TTM)4.68
Shares Outstanding25,329,546
10 Day Avg. Volume60,125
30 Day Avg. Volume54,590
Financial Highlights & Ratios
PEG Ratio-0.12
Price to Book (P/B)0.47
Price to Sales (P/S)2.41
P/FCF Ratio3.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetCurrent leverage is conservative and equity has expanded, giving Jiayin financial flexibility while it adjusts its business model. Strong recent returns on equity also indicate that the platform has historically generated attractive earnings from its capital base, despite prior volatility.
AI And Risk-Control CapabilityFaster model iteration and improved risk accuracy can strengthen underwriting, fraud detection, and servicing economics over time. These capabilities support Jiayin’s shift toward quality and efficiency, potentially improving partner value and helping the platform manage credit risk more effectively.
International ExpansionGrowth in Indonesia and Mexico provides Jiayin with geographic diversification while its mainland business is being recalibrated. Early overseas momentum could create additional origination opportunities and reduce reliance on one market if the company can scale these operations with disciplined risk controls.
Bears Say
Severe Revenue And Volume ContractionThe sharp contraction in facilitated volume and revenue demonstrates that Jiayin’s near-term earnings base has weakened materially. A smaller origination pipeline can reduce fee income, limit operating leverage, and make it harder for international expansion and transformation efforts to offset the mainland slowdown.
Operating Cost And Credit PressureHigher servicing costs and increased allowances are compressing the economics of the platform while activity is declining. The combination suggests greater costs tied to guaranteed services and credit performance, which can keep margins under pressure and weaken the durability of reported profitability.
Risk Oversight TransitionA temporary vacancy in the chief risk officer role is a meaningful governance and execution concern for a consumer-finance platform. Risk oversight is central to underwriting, fraud controls, partner confidence, and regulatory discipline, so the transition could complicate the company’s transformation until leadership is restored.
Jiayin Group News
JFIN FAQ
What was Jiayin Group Inc’s price range in the past 12 months?
Jiayin Group Inc lowest stock price was $1.42 and its highest was $11.64 in the past 12 months.
What is Jiayin Group Inc’s market cap?
Jiayin Group Inc’s market cap is $77.97M.
When is Jiayin Group Inc’s upcoming earnings report date?
Jiayin Group Inc’s upcoming earnings report date is Nov 25, 2026 which is in 67 days.
How were Jiayin Group Inc’s earnings last quarter?
Jiayin Group Inc released its earnings results on Aug 28, 2026. The company reported -$0.515 earnings per share for the quarter.
Is Jiayin Group Inc overvalued?
According to Wall Street analysts Jiayin Group Inc’s price is currently Overvalued.
Does Jiayin Group Inc pay dividends?
Jiayin Group Inc pays a Annually dividend of $0.8 which represents an annual dividend yield of 3761.9%. See more information on Jiayin Group Inc dividends here
What is Jiayin Group Inc’s EPS estimate?
Jiayin Group Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jiayin Group Inc have?
Jiayin Group Inc has 25,329,546 shares outstanding.
What happened to Jiayin Group Inc’s price movement after its last earnings report?
Jiayin Group Inc reported an EPS of -$0.515 in its last earnings report. Following the earnings report the stock price went down -3.226%.
Which hedge fund is a major shareholder of Jiayin Group Inc?
Currently, no hedge funds are holding shares in JFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jiayin Group Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-86.91%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
24.50%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Jiayin Group Inc
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
JFIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Negative
The call highlighted meaningful operational progress: a much stronger cash position, international growth (notably Indonesia and Mexico), material technology and AI advancements, measurable anti‑fraud results, and disciplined cost reductions. However, these positives were overshadowed by severe near‑term financial deterioration — transaction volume down ~74.4% YoY, revenue down ~60.9% YoY, a return to a net loss of RMB 183.6 million, a large YoY increase in facilitation and servicing expense (+92.7%), and the suspension of dividends and guidance. While the company is executing a strategic transformation and building long‑term capabilities, the magnitude of the revenue and profitability declines and ongoing industry uncertainty drive a negative near‑term outlook.View all JFIN earnings summariesTechnical Analysis
Yiren Digital
―
FinVolution Group
―
Lexinfintech Holdings
―
X Financial
―
Qifu Technology
―
Ownership Overview
33.23% Insiders
0.31% Mutual Funds
0.43% Other Institutional Investors
65.90% Public Companies and
Individual Investors