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INTR Stock Chart & Stats
$5.53
-$0.17(-3.11%)
At close: 4:00 PM EDT
$5.53
-$0.17(-3.11%)
Day’s Range― - ―
52-Week Range$4.97 - $10.36
Previous CloseN/A
Volume3.11M
Average Volume (3M)8.01M
Market Cap
$3.11B
Enterprise Value$6.75B
Total Cash (Recent Filing)$10.40B
Total Debt (Recent Filing)$32.60B
Price to Earnings (P/E)10.2
Beta0.65
Next Earnings
Nov 12, 2026EPS Estimate
0.19Next Dividend Ex-DateN/A
Dividend Yield1.6%
Share Statistics
EPS (TTM)3.50
Shares Outstanding324,284,550
10 Day Avg. Volume11,861,972
30 Day Avg. Volume8,006,653
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)2.01
Price to Sales (P/S)1.42
P/FCF Ratio6.82
Enterprise Value/Market Cap2.17
Enterprise Value/Revenue0.40
Enterprise Value/Gross Profit1.00
Enterprise Value/Ebitda2.96
Forecast
1Y Price Target
$10.33Price Target Upside86.86% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.77
Revenue Forecast (FY)$2.11B
Bulls Say, Bears Say
Bulls Say
Revenue And NII GrowthSustained revenue and net interest income growth indicates broadening customer monetization and continued demand for Inter’s financial products. The duration across eight quarters makes the trend more durable, supporting reinvestment, operating leverage, and stronger earnings capacity over coming periods.
Platform Scale And EngagementA large and increasingly active customer base strengthens Inter’s ecosystem economics by creating more opportunities to cross-sell banking, payments, credit, investments, insurance, and marketplace services. Higher engagement can deepen relationships and support monetization without equivalent customer-acquisition growth.
Funding And Capital StrengthGrowing funding and excess holding-company capital provide resources to support loan expansion and product investment. Management’s statement that the business now generates more capital than it consumes suggests improving self-sustainability, while the funding franchise can reduce reliance on externally raised capital.
Bears Say
Higher LeverageThe sharp increase in leverage raises sensitivity to credit losses, funding conditions, and capital requirements. Although leverage can amplify returns during favorable periods, it reduces the margin for error and may constrain strategic flexibility if portfolio performance or the broader Brazilian credit environment deteriorates.
Private Payroll Credit QualityConcentrated deterioration in private payroll lending creates a direct risk to future provisions and earnings quality, particularly while the product is still scaling. The lower coverage ratio provides less loss absorption than previously, making successful relinkage, underwriting, and collection improvements important to sustained growth.
Weaker Cash-Flow MomentumDecelerating operating and free cash flow reduces the company’s financial flexibility even though TTM free cash flow remains close to net income. If the step-down persists alongside rapid loan growth, Inter may have less internally generated capacity to absorb credit costs or fund expansion.
INTR FAQ
What was Inter & Company Incorporation Class A’s price range in the past 12 months?
Inter & Company Incorporation Class A lowest stock price was $4.97 and its highest was $10.36 in the past 12 months.
What is Inter & Company Incorporation Class A’s market cap?
Inter & Company Incorporation Class A’s market cap is $3.11B.
When is Inter & Company Incorporation Class A’s upcoming earnings report date?
Inter & Company Incorporation Class A’s upcoming earnings report date is Nov 12, 2026 which is in 20 days.
How were Inter & Company Incorporation Class A’s earnings last quarter?
Inter & Company Incorporation Class A released its earnings results on Aug 05, 2026. The company reported $0.188 earnings per share for the quarter, beating the consensus estimate of $0.181 by $0.007.
Is Inter & Company Incorporation Class A overvalued?
According to Wall Street analysts Inter & Company Incorporation Class A’s price is currently Undervalued.
Does Inter & Company Incorporation Class A pay dividends?
Inter & Company Incorporation Class A pays a Annually dividend of $0.113 which represents an annual dividend yield of 1.6%. See more information on Inter & Company Incorporation Class A dividends here
What is Inter & Company Incorporation Class A’s EPS estimate?
Inter & Company Incorporation Class A’s EPS estimate is 0.19.
How many shares outstanding does Inter & Company Incorporation Class A have?
Inter & Company Incorporation Class A has 324,284,550 shares outstanding.
What happened to Inter & Company Incorporation Class A’s price movement after its last earnings report?
Inter & Company Incorporation Class A reported an EPS of $0.188 in its last earnings report, beating expectations of $0.181. Following the earnings report the stock price went up 0.175%.
Which hedge fund is a major shareholder of Inter & Company Incorporation Class A?
Currently, no hedge funds are holding shares in INTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Inter & Company Incorporation Class A Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$10.33 (86.86% Upside)
$10.33 (86.86% Upside)
Blogger Sentiment
Bullish
INTR Sentiment 83%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 486.4K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.9%
Last 30 Days ▼ 3.3%
Last 30 Days ▼ 3.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.29%
12-Months-Change
Fundamentals
Return on Equity
15.20%
Trailing 12-Months
Asset Growth
28.07%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Inter & Company Incorporation Class A
Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.
INTR Company Deck
INTR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong execution: sustained double-digit revenue growth (32% YoY), record profitability (net income BRL 421m, ROE 16.3%), NIM expansion to 10.1% and clear operational leverage (revenues +32% vs expenses +19%), alongside market share gains, rapid client engagement and a strengthened funding franchise. Offsetting these positives were elevated delinquencies concentrated in private payroll loans, a falling coverage ratio to ~134%, quarter-to-quarter NIM volatility from inflation-hedge timing and securities income, increased leverage (6.7x to 9.7x), and continuing amortization expense from Super App investments. Management presented concrete remediation actions for private payroll (relinkage, credit insurance launch, policy tuning) and maintained guidance on cost-of-risk and NIM trajectory, indicating confidence in returning trends. Overall, highlights materially outweighed the lowlights, though the latter merit monitoring in coming quarters.View all INTR earnings summariesINTR Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$10.33
▲(86.86% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
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Insiders
2.68% Mutual Funds
0.03% Other Institutional Investors
94.50% Public Companies and
Individual Investors











