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Israel Discount Bank Limited Class A (IL:DSCT)
TASE:DSCT
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Discount (DSCT) Price & Analysis

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DSCT Stock Chart & Stats

3413.00
43.00(1.35%)
At close: 4:00 PM EDT
3413.00
43.00(1.35%)

Bulls Say, Bears Say

Bulls Say
Resilient ProfitabilitySustained mid-to-high teen net margins indicate resilient earnings power despite weaker revenue. This profitability provides an operating cushion over the next several months and suggests the bank retains the ability to convert its business activity into meaningful bottom-line earnings.
Strong Recent Cash GenerationStrong recent operating and free cash flow supports earnings quality and improves internal funding capacity. Free cash flow broadly tracking net income also reduces reliance on accounting profits alone, although historical volatility means this strength should be monitored.
Efficient Use Of CapitalA consistently positive low-to-mid teen return on equity indicates that management has generally used shareholder capital efficiently. This supports the bank’s fundamental earnings profile and provides evidence of an established ability to generate returns from its capital base.
Bears Say
Declining RevenueThe latest revenue contraction points to weakening top-line momentum and limits the company’s ability to grow earnings organically. If the decline persists, it could pressure operating leverage, reduce future profitability growth and constrain the bank’s medium-term expansion.
Leverage VolatilityLarge swings in leverage increase balance-sheet uncertainty for a regional bank and can reduce financial flexibility during adverse conditions. Although the latest period improved, the prior elevated debt load remains a structural risk to capital resilience and future funding capacity.
Uneven Cash ConversionHistorical periods of negative operating and free cash flow show that recent cash strength is not fully consistent across the cycle. This volatility can weaken confidence in earnings conversion and make internally generated funds less dependable for capital needs and shareholder distributions.

Discount News

DSCT FAQ

What was Israel Discount Bank Limited Class A’s price range in the past 12 months?
Israel Discount Bank Limited Class A lowest stock price was 2773.93 and its highest was 3995.78 in the past 12 months.
    What is Israel Discount Bank Limited Class A’s market cap?
    Israel Discount Bank Limited Class A’s market cap is ₪43.78B.
      When is Israel Discount Bank Limited Class A’s upcoming earnings report date?
      Israel Discount Bank Limited Class A’s upcoming earnings report date is Nov 23, 2026 which is in 79 days.
        How were Israel Discount Bank Limited Class A’s earnings last quarter?
        Israel Discount Bank Limited Class A released its earnings results on Aug 13, 2026. The company reported 89 earnings per share for the quarter, missing the consensus estimate of 118.7 by -29.7.
          Is Israel Discount Bank Limited Class A overvalued?
          According to Wall Street analysts Israel Discount Bank Limited Class A’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Israel Discount Bank Limited Class A pay dividends?
            Israel Discount Bank Limited Class A pays a Quarterly dividend of 39.328 which represents an annual dividend yield of 4.43%. See more information on Israel Discount Bank Limited Class A dividends here
              What is Israel Discount Bank Limited Class A’s EPS estimate?
              Israel Discount Bank Limited Class A’s EPS estimate is 107.7.
                How many shares outstanding does Israel Discount Bank Limited Class A have?
                Israel Discount Bank Limited Class A has 1,223,557,700 shares outstanding.
                  What happened to Israel Discount Bank Limited Class A’s price movement after its last earnings report?
                  Israel Discount Bank Limited Class A reported an EPS of 89 in its last earnings report, missing expectations of 118.7. Following the earnings report the stock price went up 0.953%.
                    Which hedge fund is a major shareholder of Israel Discount Bank Limited Class A?
                    Currently, no hedge funds are holding shares in IL:DSCT
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Israel Discount Bank Limited Class A

                      Israel Discount Bank Limited, operating alongside its various subsidiaries, delivers a broad spectrum of banking and financial services throughout Israel, Europe, and North America. The company structures its operations across distinct segments, including Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, and specialized units like Discount Capital, Discount Bancorp, and the Israel Credit Cards Company. For individual clients, the bank offers essential personal banking facilities such as checking and savings accounts, diverse lending and credit options (including mortgages), credit cards, and access to capital market investments. These are supplemented by financial advisory services, family banking programs, and tax exemption assistance. Small and medium-sized businesses benefit from tailored accounts, credit lines, funding solutions, and business-specific credit cards and loans. The bank also caters to a wide range of commercial entities, from factories and workshops to service providers and merchants, providing specialized business products. Its financing expertise extends to corporate ventures, residential and commercial construction, infrastructure development, and rental property investments. Furthermore, it delivers bespoke advisory services to corporations and executives concerning investment strategies, liquidity management, and asset optimization. In the realm of capital markets, the institution provides brokerage and trading services, along with customized solutions for diamond traders. Its comprehensive capital market consulting covers foreign trade, documentary collections and letters of credit, foreign guarantees, export financing, online international trade platforms, anti-money laundering compliance, and mutual fund offerings. Additional services encompass capital market transaction tools, exclusive Israeli private banking, foreign currency exchange, commercial payment processing, securities custody and execution, international banking, and robust online and digital banking platforms. The bank actively manages securities investment portfolios for a diverse clientele, including private individuals, corporate entities, non-profit organizations, and institutional bodies. It also plays a key role in initiating and facilitating both public offerings and private placements, supported by its underwriting and distribution capabilities. Established in Tel Aviv, Israel, in 1935, Israel Discount Bank Limited maintains an extensive domestic presence with 171 branches across the country.

                      Discount (DSCT) Earnings & Revenues

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