Mizrahi Tefahot Bank Ltd (IL:MZTF)
TASE:MZTF
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MZTF Stock Chart & Stats
24110.00
-1.10(-0.68%)
At close: 4:00 PM EST
24110.00
-1.10(-0.68%)
Day’s Range― - ―
52-Week Range17,487.01 - 25,504.25
Previous CloseN/A
Volume353.60K
Average Volume (3M)409.64K
Market Cap
₪52.30B
Enterprise Value26.12B
Total Cash (Recent Filing)₪74.96B
Total Debt (Recent Filing)₪44.72B
Price to Earnings (P/E)9.4
Beta1.10
Next Earnings
Aug 17, 2026EPS Estimate
498.6Next Dividend Ex-DateN/A
Dividend Yield4.11%
Share Statistics
EPS (TTM)21.47
Shares Outstanding260,091,220
10 Day Avg. Volume420,187
30 Day Avg. Volume409,640
Financial Highlights & Ratios
PEG Ratio3.80
Price to Book (P/B)1.66
Price to Sales (P/S)1.95
P/FCF Ratio3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₪25,500.00Price Target Upside5.77% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)21.89
Revenue Forecast (FY)₪14.93B
Bulls Say, Bears Say
Bulls Say
Revenue Growth & ProfitabilitySustained TTM revenue acceleration and mid-teens+ profitability indicate the bank is expanding core lending and fee businesses while maintaining healthy margins. This durable revenue and profit profile supports internal capital generation and competitive reinvestment over the medium term.
Residential Mortgage FranchiseA strong, well-known mortgage franchise provides long-term loan book stability, customer stickiness, and predictable interest income. Mortgage specialization supports scale advantages in origination and servicing, bolstering durable net interest income and cross-sell opportunities to retail clients.
Cash Conversion QualityHigh free cash flow conversion relative to net income signals earnings quality and the ability to fund dividends, reserves, or growth without relying solely on external capital. Over 2–6 months this underpins financial flexibility and resilience to moderate shocks.
Bears Say
Meaningful LeverageLeverage near 1.3x equity, while typical for banks, raises sensitivity to credit and market stress and constrains capital buffers. This structural leverage level can amplify earnings volatility in downturns and limits rapid capital deployment without regulatory or funding consequences.
Cash Flow VolatilitySignificant swings in operating and free cash flow reduce predictability of internal funding for lending, provisioning, and dividends. Persistent volatility complicates planning and raises the need for conservatively sized liquidity and capital buffers over the medium term.
Margin NormalizationDownward margin trend versus prior years suggests normalization from earlier peaks, possibly from competitive pricing or funding cost pressure. If sustained, margin compression could erode return on assets and require higher volumes or cost efficiencies to maintain profitability.
Mizrahi Tefahot News
MZTF FAQ
What was Mizrahi Tefahot Bank Ltd’s price range in the past 12 months?
Mizrahi Tefahot Bank Ltd lowest stock price was 17487.01 and its highest was 25504.25 in the past 12 months.
What is Mizrahi Tefahot Bank Ltd’s market cap?
Mizrahi Tefahot Bank Ltd’s market cap is ₪52.30B.
When is Mizrahi Tefahot Bank Ltd’s upcoming earnings report date?
Mizrahi Tefahot Bank Ltd’s upcoming earnings report date is Aug 17, 2026 which is in 65 days.
How were Mizrahi Tefahot Bank Ltd’s earnings last quarter?
Mizrahi Tefahot Bank Ltd released its earnings results on May 27, 2026. The company reported 475.7 earnings per share for the quarter, the consensus estimate of 475.7 by 0.
Is Mizrahi Tefahot Bank Ltd overvalued?
According to Wall Street analysts Mizrahi Tefahot Bank Ltd’s price is currently Undervalued.
Does Mizrahi Tefahot Bank Ltd pay dividends?
Mizrahi Tefahot Bank Ltd pays a Quarterly dividend of 237.995 which represents an annual dividend yield of 4.11%. See more information on Mizrahi Tefahot Bank Ltd dividends here
What is Mizrahi Tefahot Bank Ltd’s EPS estimate?
Mizrahi Tefahot Bank Ltd’s EPS estimate is 498.6.
How many shares outstanding does Mizrahi Tefahot Bank Ltd have?
Mizrahi Tefahot Bank Ltd has 260,091,220 shares outstanding.
What happened to Mizrahi Tefahot Bank Ltd’s price movement after its last earnings report?
Mizrahi Tefahot Bank Ltd reported an EPS of 475.7 in its last earnings report, expectations of 475.7. Following the earnings report the stock price went up 0.445%.
Which hedge fund is a major shareholder of Mizrahi Tefahot Bank Ltd?
Currently, no hedge funds are holding shares in IL:MZTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mizrahi Tefahot Bank Ltd
Established in 1923 and headquartered in Ramat Gan, Israel, Mizrahi Tefahot Bank Ltd. operates as a full-service financial institution, delivering a broad spectrum of international, commercial, domestic, and personal banking solutions. It caters to both individual and corporate clients within Israel, Switzerland, and various international markets. The bank structures its diverse activities across six primary divisions: Household, Small Business, Private Banking, Commercial Banking, Business Banking, and Financial Management. Its core offerings encompass essential banking products such as checking, savings, and deposit accounts, complemented by a wide range of loan options including instant, home renovation, automotive, general-purpose, student, and business loans, alongside mortgages. Credit card services are also a part of its portfolio. Beyond traditional banking, Mizrahi Tefahot provides specialized services such as foreign trade support (covering import, export, and documentary credit), bank guarantees, and foreign currency management, which includes trading in derivative instruments and factoring services, as well as investments in deposits and securities. The bank also finances real estate and construction projects, offers advisory services for mergers and acquisitions, and provides both private and online banking platforms. In the capital markets, the company delivers consultancy, distributes mutual funds, manages client securities portfolios, and offers pension and trust advisory services. It is also involved in operating provident and mutual funds, providing insurance related to mortgages, participating in syndication transactions, and conducting various credit operations. As of December 31, 2021, the bank boasted a substantial network of 225 branches and business centers across Israel, incorporating 52 Bank Yahav and 29 Union Bank locations, in addition to two international bank affiliates. The company changed its name from United Mizrahi Bank Limited to Mizrahi Tefahot Bank Ltd. in November 2005.
MZTF Stock 12 Month Forecast
Average Price Target
25,500.00
▲(5.77% Upside)