TipRanks
Gateway Bank FSB (GWBK)
OTHER OTC:GWBK
US Market
Want to see GWBK full AI Analyst Report?

Gateway Bank FSB (GWBK) Price & Analysis

3 Followers

GWBK Stock Chart & Stats

$0.08
$0.03(46.40%)
At close: 4:00 PM EST
$0.08
$0.03(46.40%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthContinued revenue expansion shows that Gateway Bank is still generating top-line momentum despite broader profitability challenges. If maintained, this growth can support operating scale and provide a foundation for improving earnings once the company addresses its cost and credit pressures.
Equity BaseA sizable equity base provides Gateway Bank with an important capital foundation relative to its operations and can help absorb losses while management works to restore profitability. This supports financial resilience, although the benefit is weakened by rising leverage and negative returns.
Gross Margin ImprovementImprovement in gross margin is an encouraging sign that the economics of the business moved in a favorable direction year over year. Sustaining this progress could help convert revenue growth into stronger operating results, though profitability remains deeply negative overall.
Bears Say
Persistent LossesRepeated annual losses indicate that Gateway Bank has not yet established a durable path to profitability. The approximately -30% net margin in 2025 shows that revenue growth and improved gross margin are currently insufficient to offset the company’s broader cost and operating pressures.
Negative Cash GenerationNegative operating and free cash flow point to ongoing cash burn and limited capacity to fund operations or investment internally. Persistent cash deficits can increase reliance on external financing and make it harder to strengthen the business while profitability remains weak.
Sharp Leverage IncreaseThe sharp increase in debt relative to equity represents a major deterioration in financial flexibility. Higher leverage can amplify the impact of continued losses, increase pressure on cash resources, and constrain management’s ability to fund growth or absorb further operating setbacks.

GWBK FAQ

What was Gateway Bank FSB’s price range in the past 12 months?
Gateway Bank FSB lowest stock price was $0.05 and its highest was $0.10 in the past 12 months.
    What is Gateway Bank FSB’s market cap?
    Gateway Bank FSB’s market cap is $22.54M.
      When is Gateway Bank FSB’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Gateway Bank FSB’s earnings last quarter?
      Currently, no data Available
      Is Gateway Bank FSB overvalued?
      According to Wall Street analysts Gateway Bank FSB’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Gateway Bank FSB pay dividends?
        Gateway Bank FSB does not currently pay dividends.
        What is Gateway Bank FSB’s EPS estimate?
        Gateway Bank FSB’s EPS estimate for its next earnings report is not yet available.
        How many shares outstanding does Gateway Bank FSB have?
        Gateway Bank FSB has 269,912,600 shares outstanding.
          What happened to Gateway Bank FSB’s price movement after its last earnings report?
          Currently, no data Available
          Which hedge fund is a major shareholder of Gateway Bank FSB?
          Currently, no hedge funds are holding shares in GWBK
          What is the TipRanks Smart Score and how is it calculated?
          Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

            Company Description

            Gateway Bank FSB

            Gateway Bank, F.S.B., a financial institution with operations spanning California, provides a full spectrum of banking products and services tailored for both individual consumers and commercial entities. For its personal clientele, the bank offers standard checking and savings accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs), alongside convenient online banking features. On the commercial side, it delivers a range of solutions including checking, savings, and money market accounts, CDs, and dedicated merchant banking services. Established in 1990 and headquartered in Oakland, California, the bank officially adopted its present name, Gateway Bank, F.S.B., in October 2010, having previously been known as Gateway Bank FSB. It operates as a controlled entity under the ownership of SK&LLWANG, LLC.

            Gateway Bank FSB (GWBK) Earnings & Revenues

            Similar Stocks
            Company
            Price & Change
            Follow
            Carver Bancorp
            Glen Burnie Bancorp
            Kentucky First Federal Bancorp
            BayFirst Financial Corp
            SHF Holdings

            Ownership Overview

            1.11%98.89%
            Insiders
            Mutual Funds
            1.11% Other Institutional Investors
            98.89% Public Companies and
            Individual Investors
            Popular Stocks