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SHF Holdings (SHFS)
NASDAQ:SHFS
US Market
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SHF Holdings (SHFS) Price & Analysis

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SHFS Stock Chart & Stats

$1.03
$0.02(6.30%)
At close: 4:00 PM EST
$1.03
$0.02(6.30%)

Bulls Say, Bears Say

Bulls Say
Niche Compliance-first Banking PlatformSHF’s focused compliance-first platform targets a structurally underserved niche: state-legal cannabis businesses. Recurring program, monitoring and transaction fees create stickiness with partner banks, supporting durable revenue per account as regulatory complexity raises switching costs for customers and institutions.
Product Expansion Into Lending And BenefitsAdding commercial real estate, working capital, equipment financing and a pooled 401(k) broadens SHF’s product suite, increasing cross-sell and fee diversification. These services address chronic capital and benefits gaps in the cannabis sector, potentially raising account retention and long-term unit economics.
Modest Leverage And Relative Balance-sheet StabilityLow current leverage gives SHF financial flexibility to fund operations or defend against shocks without heavy interest burden. Compared with prior periods of higher leverage, modest debt reduces insolvency risk and supports the company’s ability to pursue strategic investments or manage contingent liabilities.
Bears Say
Negative Operating And Free Cash FlowPersistent negative operating and free cash flow indicate the business does not currently self-fund growth or obligations, increasing reliance on external capital. Over months this constrains strategic flexibility, makes the firm sensitive to fundraising conditions, and can force dilutive financing or cutbacks if trends persist.
Ongoing Losses And Declining RevenueA multi-year pattern of negative net income and declining revenue shows the company struggles to convert gross profitability into sustainable operating earnings. Negative margins and inconsistent top-line trends undermine scalability and make long-term profitability dependent on execution and sustained revenue recovery.
Legal Overhang From Abaca LitigationThe court finding and a pending damages hearing create material contingent liability and uncertainty. A potential $3M payment combined with constrained ability to fund obligations (equity line and Series B features) raises lasting liquidity and governance risks that could force costly settlements or dilutive financing.

SHF Holdings News

SHFS FAQ

What was SHF Holdings’s price range in the past 12 months?
SHF Holdings lowest stock price was $0.18 and its highest was $9.19 in the past 12 months.
    What is SHF Holdings’s market cap?
    SHF Holdings’s market cap is $1.35M.
      When is SHF Holdings’s upcoming earnings report date?
      SHF Holdings’s upcoming earnings report date is Aug 18, 2026 which is in 28 days.
        How were SHF Holdings’s earnings last quarter?
        SHF Holdings released its earnings results on May 18, 2026. The company reported -$0.43 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is SHF Holdings overvalued?
          According to Wall Street analysts SHF Holdings’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SHF Holdings pay dividends?
            SHF Holdings does not currently pay dividends.
            What is SHF Holdings’s EPS estimate?
            SHF Holdings’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does SHF Holdings have?
            SHF Holdings has 12,332,955 shares outstanding.
              What happened to SHF Holdings’s price movement after its last earnings report?
              SHF Holdings reported an EPS of -$0.43 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.456%.
                Which hedge fund is a major shareholder of SHF Holdings?
                Currently, no hedge funds are holding shares in SHFS
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  SHF Holdings

                  SHF Holdings, Inc., operating through its subsidiaries, specializes in facilitating access to a comprehensive array of banking, lending, and other crucial financial services for institutions that cater to the cannabis industry. Utilizing its exclusive technological platform, the company delivers a diverse set of functionalities. These include corporate checking and savings accounts, treasury management solutions, various savings and investment options, commercial credit facilities, dedicated courier services, convenient remote deposit features, automated clearing house (ACH) payment processing (both initiation and receipt), and secure wire transfers. Ultimately, these offerings provide cannabis-related businesses with vital financial infrastructure and enhanced insights, empowering them to manage their operations more effectively and leverage essential resources via the financial institutions partnered with SHF Holdings. The company was established in 2015 and is headquartered in Arvada, Colorado.

                  SHF Holdings (SHFS) Earnings & Revenues

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                  Ownership Overview

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