tiprankstipranks
SHF Holdings (SHFS)
NASDAQ:SHFS
US Market
Want to see SHFS full AI Analyst Report?

SHF Holdings (SHFS) Price & Analysis

55 Followers

SHFS Stock Chart & Stats

$1.03
$0.02(6.30%)
At close: 4:00 PM EST
$1.03
$0.02(6.30%)

Bulls Say, Bears Say

Bulls Say
Compliance-first Niche FocusSHF’s compliance-first platform for state-legal cannabis banking is a durable competitive advantage. By addressing regulatory complexity it creates high switching costs for partner banks, supports recurring program and monitoring fees, and positions SHF to capture long-term structural demand as cannabis financial services normalize.
Expanded Product Ecosystem (lending)The broad lending product rollout diversifies revenue beyond payments and compliance fees, addressing chronic capital-access needs in cannabis. A full-suite lending capability increases client stickiness, creates interest and fee income streams, and builds network effects with lenders—strengthening durable revenue potential if executed prudently.
Modest LeverageLow reported debt relative to equity gives SHF greater financial flexibility versus highly levered peers. Modest leverage reduces bankruptcy risk, preserves headroom for strategic investments or to absorb shocks, and supports the company’s ability to pursue growth initiatives or manage litigation exposure without immediate refinancing pressure.
Bears Say
Negative Operating And Free Cash FlowSustained negative operating and free cash flow (~-$3.36M TTM) indicates ongoing cash burn and limited self-funding capacity. Over a multi-month horizon this pressures liquidity, increases reliance on external financing or equity issuance, and constrains investments needed to scale the business and realize the benefits of product expansion.
Persistent Losses And Revenue WeaknessMulti-year net losses and declining revenue undermine path to profitability. Despite healthy gross margins, the company has not converted that into operating or bottom-line earnings. This structural profitability gap limits reinvestment capacity, increases dilution risk, and makes achieving scale economics a more uncertain multi-quarter objective.
Legal Uncertainty From Abaca RulingThe court ruling on the Abaca acquisition creates material contingency risk and potential cash obligations. Pending damages and payment claims could force near-term cash outflows or additional financing, complicate capital allocation, and heighten partner counterparty concerns, all of which impede strategic execution over the coming months.

SHF Holdings News

SHFS FAQ

What was SHF Holdings’s price range in the past 12 months?
SHF Holdings lowest stock price was $0.38 and its highest was $9.19 in the past 12 months.
    What is SHF Holdings’s market cap?
    SHF Holdings’s market cap is $2.94M.
      When is SHF Holdings’s upcoming earnings report date?
      SHF Holdings’s upcoming earnings report date is Aug 18, 2026 which is in 75 days.
        How were SHF Holdings’s earnings last quarter?
        SHF Holdings released its earnings results on May 18, 2026. The company reported -$0.43 earnings per share for the quarter, missing the consensus estimate of N/A by -$0.43.
          Is SHF Holdings overvalued?
          According to Wall Street analysts SHF Holdings’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SHF Holdings pay dividends?
            SHF Holdings does not currently pay dividends.
            What is SHF Holdings’s EPS estimate?
            SHF Holdings’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does SHF Holdings have?
            SHF Holdings has 6,455,796 shares outstanding.
              What happened to SHF Holdings’s price movement after its last earnings report?
              SHF Holdings reported an EPS of -$0.43 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.456%.
                Which hedge fund is a major shareholder of SHF Holdings?
                Currently, no hedge funds are holding shares in SHFS
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  SHF Holdings

                  SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier services, remote deposit services, automated clearing house payments and origination, and wire payments. Its services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. The company was founded in 2015 and is based in Arvada, Colorado.

                  SHF Holdings (SHFS) Earnings & Revenues

                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Carver Bancorp
                  Glen Burnie Bancorp
                  Kentucky First Federal Bancorp
                  BayFirst Financial Corp
                  Marathon Bancorp

                  Ownership Overview

                  3.11%0.47%7.81%88.49%
                  7.81% Other Institutional Investors
                  88.49% Public Companies and
                  Individual Investors

                  Options Prices

                  Currently, No data available
                  ---
                  Popular Stocks