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KFFB Stock Chart & Stats
$6.19
$0.04(0.73%)
At close: 4:00 PM EDT
$6.19
$0.04(0.73%)
Day’s Range― - ―
52-Week Range$2.97 - $6.46
Previous Close$5.35
Volume3.10K
Average Volume (3M)9.21K
Market Cap
$46.50M
Enterprise Value$86.95M
Total Cash (Recent Filing)$16.48M
Total Debt (Recent Filing)$48.59M
Price to Earnings (P/E)24.4
Beta0.25
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.87%
Share Statistics
EPS (TTM)0.24
Shares Outstanding8,086,715
10 Day Avg. Volume9,009
30 Day Avg. Volume9,211
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.82
Price to Sales (P/S)1.92
P/FCF Ratio36.98
Enterprise Value/Market Cap1.87
Enterprise Value/Revenue4.06
Enterprise Value/Gross Profit7.56
Enterprise Value/Ebitda32.12
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profit RecoveryThe rebound in revenue and profitability indicates improving operating performance and renewed earnings capacity. If maintained, stronger sales and a recovered margin can support internal reinvestment, resilience, and more dependable results over the coming quarters.
Improved Cash GenerationPositive operating and free cash flow provides tangible support for the reported earnings recovery and improves financial flexibility. Cash conversion near net income suggests the 2026 improvement was not solely accounting-driven, although continued consistency remains important.
Minority Shareholder Dividend AccessThe waiver directs a larger share of declared dividends to public minority shareholders despite the mutual holding company owning 58.5% of common stock. This supports shareholder distributions and reinforces the company’s established capital policy.
Bears Say
Volatile Earnings HistoryThe movement from solid profits to a loss and then a recovery shows that earnings power has not yet demonstrated consistent durability. Such volatility can complicate capital planning and makes future profitability more sensitive to changes in banking conditions.
Modest Return On EquityA modest return on equity indicates that the company is generating limited earnings relative to its capital base, even after the 2026 recovery. Persistently low returns can constrain retained capital growth and signal that profitability has not fully normalized.
Limited Balance Sheet GrowthA flat or contracting asset base limits the expansion of loans, securities, and other earning assets that can drive longer-term banking revenue. Without renewed balance sheet growth, the company may have fewer avenues to compound earnings beyond recovery effects.
Kentucky First Federal Bancorp News
KFFB FAQ
What was Kentucky First Federal Bancorp’s price range in the past 12 months?
Kentucky First Federal Bancorp lowest stock price was $2.97 and its highest was $6.46 in the past 12 months.
What is Kentucky First Federal Bancorp’s market cap?
Kentucky First Federal Bancorp’s market cap is $46.50M.
When is Kentucky First Federal Bancorp’s upcoming earnings report date?
Kentucky First Federal Bancorp’s upcoming earnings report date is Nov 06, 2026 which is in 24 days.
How were Kentucky First Federal Bancorp’s earnings last quarter?
Kentucky First Federal Bancorp released its earnings results on Aug 07, 2026. The company reported $0.084 earnings per share for the quarter.
Is Kentucky First Federal Bancorp overvalued?
According to Wall Street analysts Kentucky First Federal Bancorp’s price is currently Overvalued.
Does Kentucky First Federal Bancorp pay dividends?
Kentucky First Federal Bancorp pays a Notavailable dividend of $0.05 which represents an annual dividend yield of 0.87%. See more information on Kentucky First Federal Bancorp dividends here
What is Kentucky First Federal Bancorp’s EPS estimate?
Kentucky First Federal Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kentucky First Federal Bancorp have?
Kentucky First Federal Bancorp has 8,086,715 shares outstanding.
What happened to Kentucky First Federal Bancorp’s price movement after its last earnings report?
Kentucky First Federal Bancorp reported an EPS of $0.084 in its last earnings report. Following the earnings report the stock price went down -1.238%.
Which hedge fund is a major shareholder of Kentucky First Federal Bancorp?
Currently, no hedge funds are holding shares in KFFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kentucky First Federal Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
49.04%
12-Months-Change
Fundamentals
Return on Equity
3.86%
Trailing 12-Months
Asset Growth
-2.38%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Kentucky First Federal Bancorp
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.
Technical Analysis
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Ownership Overview
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Insiders
1.54% Mutual Funds
1.48% Other Institutional Investors
95.45% Public Companies and
Individual Investors