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KFFB Stock Chart & Stats
$4.45
>-$0.01(-0.16%)
At close: 4:00 PM EST
$4.45
>-$0.01(-0.16%)
Day’s Range― - ―
52-Week Range$2.93 - $5.48
Previous CloseN/A
Volume1.00
Average Volume (3M)28.24K
Market Cap
$40.43M
Enterprise Value$66.38M
Total Cash (Recent Filing)$2.29M
Total Debt (Recent Filing)$48.94M
Price to Earnings (P/E)28.3
Beta0.19
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding8,086,715
10 Day Avg. Volume79,943
30 Day Avg. Volume28,242
Financial Highlights & Ratios
PEG Ratio-1.18
Price to Book (P/B)0.49
Price to Sales (P/S)1.20
P/FCF Ratio-100.29
Enterprise Value/Market Cap1.64
Enterprise Value/Revenue3.16
Enterprise Value/Gross Profit6.13
Enterprise Value/Ebitda32.79
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthA sustained TTM revenue rebound and ~10% reported revenue growth indicate expanding loan originations and/or deposit-related income. For a community bank, persistent top-line growth supports scalable net interest income and strengthens the base for future margin recovery and capital accumulation.
Improving Cash GenerationTTM positive operating and free cash flow that covers most net income improves financial flexibility. Durable cash generation allows the bank to fund loan growth, build reserves, and reduce reliance on volatile wholesale funding, enhancing resilience through economic cycles if the trend persists.
Community Banking FranchiseA local retail and small-business focus yields sticky core deposits and cross-sell opportunities in mortgages and consumer banking. This structural business model provides stable, low-cost funding and close customer relationships that support steady deposit volumes and fee income over the medium term.
Bears Say
Earnings VolatilityHistorical swings including a meaningful FY2024 loss show earnings are not yet stable. Persistent volatility undermines planning for credit provisioning and capital allocation, increases the likelihood of earnings shocks, and makes it harder to rely on recurring profits to support growth or dividends.
Low Return On EquitySubdued ROE implies the bank generates limited profit versus its equity base, constraining its ability to create shareholder value. Persistently low ROE limits retained earnings growth, reduces capacity to absorb credit losses, and weakens competitive positioning against higher-return peers.
Leverage & Cash Flow InconsistencyIntermittent negative operating and free cash flows combined with leverage that is "manageable but not conservative" reduce the buffer for stress. Inconsistent cash conversion and moderate leverage heighten funding and liquidity risk, limiting flexibility for lending or absorbing credit deterioration.
Kentucky First Federal Bancorp News
KFFB FAQ
What was Kentucky First Federal Bancorp’s price range in the past 12 months?
Kentucky First Federal Bancorp lowest stock price was $2.93 and its highest was $5.48 in the past 12 months.
What is Kentucky First Federal Bancorp’s market cap?
Kentucky First Federal Bancorp’s market cap is $40.43M.
When is Kentucky First Federal Bancorp’s upcoming earnings report date?
Kentucky First Federal Bancorp’s upcoming earnings report date is Sep 17, 2026 which is in 66 days.
How were Kentucky First Federal Bancorp’s earnings last quarter?
Kentucky First Federal Bancorp released its earnings results on May 11, 2026. The company reported $0.072 earnings per share for the quarter, beating the consensus estimate of N/A by $0.072.
Is Kentucky First Federal Bancorp overvalued?
According to Wall Street analysts Kentucky First Federal Bancorp’s price is currently Overvalued.
Does Kentucky First Federal Bancorp pay dividends?
Kentucky First Federal Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of N/A. See more information on Kentucky First Federal Bancorp dividends here
What is Kentucky First Federal Bancorp’s EPS estimate?
Kentucky First Federal Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Kentucky First Federal Bancorp have?
Kentucky First Federal Bancorp has 8,086,715 shares outstanding.
What happened to Kentucky First Federal Bancorp’s price movement after its last earnings report?
Kentucky First Federal Bancorp reported an EPS of $0.072 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 7.356%.
Which hedge fund is a major shareholder of Kentucky First Federal Bancorp?
Currently, no hedge funds are holding shares in KFFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Kentucky First Federal Bancorp
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credit options. These range from home equity lines of credit (HELOCs) and loans secured by savings deposits to automobile loans and unsecured personal financing. Beyond direct lending, KFFB also invests in mortgage-backed securities. The company operates through a network of seven branch locations. Established in 2005, its headquarters are located in Hazard, Kentucky. Kentucky First Federal Bancorp itself is a subsidiary of First Federal MHC.
Technical Analysis
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Ownership Overview
― Insiders
1.54% Mutual Funds
0.15% Other Institutional Investors
96.88% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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