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Helios Underwriting (HUW) AI Stock Analysis
Helios Underwriting
(LSE:HUW)
The score is primarily supported by attractive valuation (low P/E and a ~3.1% dividend yield) and constructive technical trend (price above major moving averages with positive MACD). Offsetting these positives, financial performance is less reliable due to pronounced volatility in revenue, assets, and cash generation, including multiple years of negative operating cash flow.
Helios Underwriting (HUW) vs. iShares MSCI United Kingdom ETF (EWC)
- Market Cap
- GBP 177.86M
- Dividend Yield
- 2.69%
- Average Volume (3M)
- 33.84K
- Price to Earnings (P/E)
- 6.7
- Beta (1Y)
- 0.45
- Revenue Growth
- ―
- EPS Growth
- ―
- Country
- UK
- Employees
- 9
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Insurance - Diversified
Helios Underwriting Business Overview & Revenue Model
Company Description
Helios Underwriting plc offers its shareholders a means of limited liability investment within the distinguished Lloyd's insurance market in the United Kingdom. The company's operations are divided into three principal areas: Syndicate Participation,...
How the Company Makes Money
null
Helios Underwriting Financial Statement Overview
Summary
Profitability has improved versus earlier loss years with solid positive earnings recently, and leverage appears moderate with a growing equity base. However, revenue, assets, and cash flows are highly volatile (including multiple years of negative operating cash flow and inconsistent free cash flow), which reduces confidence in earnings durability and cash conversion.
Income Statement
63PositiveBalance Sheet
74PositiveCash Flow
46Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 11.25M | 1.31M | 36.00M | 209.36M | 149.39M | 70.58M |
| Gross Profit | 11.25M | 1.31M | 36.00M | 214.75M | 111.65M | 52.64M |
| EBITDA | 33.81M | 27.02M | 26.99M | 24.30M | -4.21M | 868.00K |
| Net Income | 27.11M | 20.55M | 18.57M | 16.37M | -2.10M | -434.00K |
Balance Sheet | ||||||
| Total Assets | 251.19M | 249.14M | 243.01M | 756.60M | 490.49M | 341.63M |
| Cash, Cash Equivalents and Short-Term Investments | 20.52M | 28.99M | 28.93M | 40.91M | 25.30M | 24.62M |
| Total Debt | 55.26M | 54.34M | 58.46M | 59.05M | 15.00M | 0 |
| Total Liabilities | 67.04M | 68.86M | 69.89M | 616.50M | 373.31M | 233.88M |
| Stockholders Equity | 184.15M | 180.28M | 173.12M | 140.10M | 117.18M | 107.75M |
Cash Flow | ||||||
| Free Cash Flow | -5.67M | 18.32M | -3.68M | 2.70M | -25.66M | -20.01M |
| Operating Cash Flow | -5.67M | 19.51M | -3.68M | 3.20M | -24.96M | -17.02M |
| Investing Cash Flow | -4.50M | -1.20M | -1.52M | 1.06M | -107.00K | -14.43M |
| Financing Cash Flow | -18.86M | -18.26M | -7.98M | 37.25M | 25.75M | 47.58M |
Helios Underwriting Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:HUW, the sentiment is Positive. The current price of 260.00 is above the 20-day moving average (MA) of 255.25, above the 50-day MA of 240.63, and above the 200-day MA of 215.50, indicating a bullish trend. The MACD of 5.46 indicates Positive momentum. The RSI at 71.02 is Negative, neither overbought nor oversold. The STOCH value of 75.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:HUW.
Helios Underwriting Peers Comparison
Overall Rating
GB:LRE83Outperform
GB:ADM74Outperform
GB:SBRE72Outperform
GB:HUW70Outperform
GB:HSX67Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| 83Outperform | GBP 1.67B | 7.18 | 21.73% | 16.14% | -1.60% | 36.00% | |
| 74Outperform | GBP 11.83B | 17.29 | 45.59% | 4.14% | 0.12% | -15.35% | |
| 72Outperform | GBP 415.75M | 11.37 | 14.67% | 8.25% | -10.22% | -5.62% | |
| 70Outperform | GBP 170.90M | 6.67 | 14.88% | 2.69% | ― | ― | |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| 67Neutral | GBP 5.91B | 12.91 | 16.17% | 2.08% | 4.50% | 7.58% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| GB:HUW | Helios Underwriting | 260.00 | 47.98 | 22.63% | |
| GB:ADM | Admiral Group plc | 3874.00 | 762.36 | 24.50% | |
| GB:LRE | Lancashire Holdings | 686.50 | 141.73 | 26.02% | |
| GB:HSX | Hiscox (OTC) | 1879.00 | 547.01 | 41.07% | |
| GB:SBRE | Sabre Insurance Group plc | 172.20 | 50.34 | 41.31% |
Helios Underwriting Corporate Events
Helios Updates Share Capital and Voting Rights Structure
NeutralHelios Underwriting has confirmed that as of 30 September 2026 its issued share capital comprised 76,040,011 ordinary shares of £0.10 each, of which 6,534,046 are held in treasury. This leaves 69,505,965 voting rights in issue, a key figure for...
Helios Underwriting Chairman Restructures Shareholding via Bed and SIPP
NeutralHelios Underwriting plc disclosed that Non-Executive Chairman John Chambers executed a “Bed and SIPP” transaction on 29 September 2026 involving 150,000 ordinary shares. He sold the shares via Fairburn Continuation Limited and immediately...
Helios Underwriting Plans £7.2m Capital Return via Premium Tender Offer
PositiveHelios Underwriting plc has announced a proposed return of up to £7.2 million to shareholders via a tender offer priced at 269 pence per share, representing a 17.7% premium to the previous day’s middle market closing price. The board, citi...
Helios Underwriting lifts NAV and boosts capital returns on strong Lloyd’s profits
PositiveHelios Underwriting reported strong interim results for the six months to 30 June 2026, with net asset value total return up 6.5% to 270p per share after a 10p dividend, and profit before tax rising to £11.0m from £4.4m. The company is retu...
Helios Underwriting Buys Back Shares, Tightens Free Float at Lloyd’s-Focused Vehicle
PositiveHelios Underwriting Plc, the only publicly traded vehicle offering instant access to a diverse portfolio of Lloyd’s of London syndicates, operates as a limited liability investment into the Lloyd’s insurance market. Listed on AIM under ti...
Helios Underwriting Tightens Free Float with Latest Share Buyback
PositiveHelios Underwriting has repurchased 88,297 ordinary shares on AIM between 7 and 11 September 2026 as part of its ongoing share buyback programme, at prices ranging from 227.85p to 233.50p and a volume-weighted average price of 229.34p. The company pl...
Helios Underwriting Adds to Treasury Stock in Ongoing Share Buyback
PositiveHelios Underwriting has continued its share buyback activity, repurchasing 23,935 ordinary shares between 1 and 4 September 2026 at a volume-weighted average price of 227.70 pence, with trades executed via AIM through Peel Hunt. The shares will be he...
Helios Underwriting Corrects Director Shareholding Disclosure, Confirms Holdings Unchanged
NeutralHelios Underwriting, the only publicly traded company providing instant access to a diversified portfolio of Lloyd’s of London syndicates, said it offers investors exposure to the world’s largest insurance market through a limited liabili...
Helios updates share capital and voting rights at Lloyd’s-focused investment vehicle
NeutralHelios Underwriting, the only publicly traded vehicle providing instant access to a diversified portfolio of Lloyd’s of London syndicates, reaffirmed its position as a gateway for investors to the global wholesale and reinsurance markets. The c...
Helios Underwriting Adds to Treasury Stock in Latest Share Buyback
PositiveHelios Underwriting, the only publicly listed vehicle giving instant access to a diversified portfolio of Lloyd’s of London syndicates, operates as an AIM-quoted provider of limited liability investments in US and international wholesale and re...
Helios Underwriting Adds to Treasury Stock in Ongoing Buyback
NeutralHelios Underwriting Plc has continued its share buyback programme, purchasing 23,500 ordinary shares between 17 and 21 August 2026 at a volume-weighted average price of 224.37 pence through Peel Hunt. The shares will be placed into treasury, leaving...
Helios Underwriting Lifts Capacity of Share Buyback Programme to £2.5m
PositiveHelios Underwriting Plc has increased the maximum aggregate consideration for its ongoing share buyback programme from £2.0 million to £2.5 million, reinforcing its capital management strategy and potential support for the share price. The...
Helios Underwriting boosts treasury stock with latest share buyback
PositiveHelios Underwriting has continued its share buyback programme, repurchasing 4,440 ordinary shares between 10 and 14 August 2026 at a price of 222.20 pence per share, with all acquired stock to be held in treasury. Following this transaction, the comp...
Helios Underwriting Adds to Treasury Stock in Latest Share Buyback
PositiveHelios Underwriting has repurchased 51,510 ordinary shares at prices between 222p and 223p under its ongoing buyback programme, executing the trades via Peel Hunt on AIM. The company intends to hold these shares in treasury, reinforcing capital manag...
Helios updates share capital and voting rights at Lloyd’s-focused investment platform
NeutralHelios Underwriting plc, the only publicly traded vehicle offering instant access to a diversified portfolio of Lloyd’s of London syndicates, operates as a limited liability investment platform quoted on AIM and primarily targets US and interna...
Helios Underwriting boosts treasury stock with latest share buyback
PositiveHelios Underwriting has repurchased 97,648 of its own ordinary shares on AIM between 27 and 31 July 2026, at prices ranging from 222p to 223p and a volume-weighted average price of 222.77p. The company plans to hold these shares in treasury, leaving...
Helios Underwriting Expands Treasury Stock with Latest Share Buyback
PositiveHelios Underwriting has continued its share buyback programme, repurchasing 97,648 ordinary shares between 27 and 31 July at prices between 222p and 223p, with a volume-weighted average price of 222.77p. The company plans to hold these shares in trea...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 24, 2026