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Conduit Holdings Ltd (GB:CRE)
LSE:CRE
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Conduit Holdings Ltd (CRE) AI Stock Analysis

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GB:CRE

Conduit Holdings Ltd

(LSE:CRE)

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Outperform 79 (OpenAI - 5.2)
Rating:79Outperform
Price Target:
506.00 p
â–²(11.58% Upside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by strong financial quality (minimal leverage, solid and consistent cash generation) and very attractive valuation (low P/E and high dividend yield). Offsetting these positives are only neutral technical conditions (slightly negative MACD with otherwise flat momentum) and the observed decline in profitability since 2023.
Positive Factors
Balance Sheet Strength
Extremely low leverage and rising equity materially reduce solvency and refinancing risk, giving Conduit durable capacity to write more premium and absorb losses. A conservative balance sheet supports underwriting flexibility and long-term growth without reliance on external debt.
Negative Factors
Profitability Step-down
A marked decline in net and operating margins over multiple years suggests weaker underwriting results or lower investment yields. Persistent margin compression reduces retained earnings, constrains capital accumulation and limits the firm’s ability to expand risk-bearing capacity organically.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance Sheet Strength
Extremely low leverage and rising equity materially reduce solvency and refinancing risk, giving Conduit durable capacity to write more premium and absorb losses. A conservative balance sheet supports underwriting flexibility and long-term growth without reliance on external debt.
Read all positive factors

Conduit Holdings Ltd (CRE) vs. iShares MSCI United Kingdom ETF (EWC)

Conduit Holdings Ltd Business Overview & Revenue Model

Company Description
Conduit Holdings Limited, through its subsidiary, provides reinsurance products and services in the United States, Europe, and worldwide. It operates in three divisions: Property, Casualty, and Specialty. The company offers property catastrophe an...
How the Company Makes Money
Conduit Holdings primarily makes money by underwriting insurance and reinsurance policies and retaining a portion of the risk in exchange for premiums. Its core revenue stream is premium income earned when it writes coverage for clients (in insura...

Conduit Holdings Ltd Financial Statement Overview

Summary
Strong overall fundamentals supported by very low leverage, growing equity, and robust operating/free cash flow that closely tracks net income (supporting earnings quality). The primary drag is a notable profitability step-down since 2023 (net/operating margins down to ~14% in 2025), indicating reduced efficiency despite continued revenue growth.
Income Statement
78
Positive
Balance Sheet
86
Very Positive
Cash Flow
84
Very Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.01B836.30M746.30M602.30M311.80M190.60M
Gross Profit711.55M786.40M746.30M594.10M311.80M131.50M
EBITDA212.74M119.10M127.90M192.70M-36.10M-41.40M
Net Income210.57M116.80M125.60M190.80M-43.90M-42.00M
Balance Sheet
Total Assets2.49B2.33B1.91B1.50B1.57B1.33B
Cash, Cash Equivalents and Short-Term Investments297.64M339.20M313.20M199.80M112.90M67.50M
Total Debt402.08K800.00K1.60M2.30M2.40M2.90M
Total Liabilities1.36B1.22B855.00M508.80M754.00M353.60M
Stockholders Equity1.13B1.10B1.05B987.40M814.40M981.20M
Cash Flow
Free Cash Flow471.89M361.60M406.60M308.70M202.90M47.30M
Operating Cash Flow471.89M361.60M407.30M309.40M203.20M48.70M
Investing Cash Flow-286.69M-269.20M-219.70M-148.70M-77.90M-1.01B
Financing Cash Flow-106.57M-75.70M-69.70M-73.80M-79.80M-30.00M

Conduit Holdings Ltd Technical Analysis

Technical Analysis Sentiment
Negative
Last Price453.50
Price Trends
50DMA
436.05
Negative
100DMA
436.62
Negative
200DMA
405.94
Positive
Market Momentum
MACD
3.30
Positive
RSI
38.28
Neutral
STOCH
24.96
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CRE, the sentiment is Negative. The current price of 453.5 is above the 20-day moving average (MA) of 451.61, above the 50-day MA of 436.05, and above the 200-day MA of 405.94, indicating a neutral trend. The MACD of 3.30 indicates Positive momentum. The RSI at 38.28 is Neutral, neither overbought nor oversold. The STOCH value of 24.96 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:CRE.

Conduit Holdings Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
82
Outperform
£795.75M13.5442.37%5.57%18.94%66.50%
79
Outperform
£660.03M4.3218.89%6.16%3.56%1364.70%
74
Outperform
£789.19M7.5911.59%7.41%37.81%83.65%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
£182.83M18.618.74%6.55%-20.90%-41.22%
61
Neutral
£243.18M103.671.65%5.27%5.83%-76.72%
47
Neutral
£606.32M-11.37-2.03%8.88%-18.61%48.41%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:CRE
Conduit Holdings Ltd
434.00
171.63
65.41%
GB:CBG
Close Brothers Group
397.80
-81.80
-17.06%
GB:BRK
Brooks Macdonald
1,555.00
-158.11
-9.23%
GB:JUP
Jupiter Fund Management Plc
158.00
49.67
45.85%
GB:LIO
Liontrust Asset Management
290.00
6.13
2.16%
GB:POLR
Polar Capital Holdings
826.00
411.43
99.24%

Conduit Holdings Ltd Corporate Events

Business Operations and StrategyStock BuybackDividendsFinancial Disclosures
Conduit Holdings Delivers Strong First-Half Results Amid Softening Reinsurance Market
Positive
Jul 29, 2026
Conduit Holdings reported an undiscounted combined ratio of 92.6% and a 7.8% return on equity for the six months to 30 June 2026, supported by a markedly more benign catastrophe environment and disciplined underwriting. Gross premiums written dipp...
Business Operations and StrategyFinancial Disclosures
Conduit Holdings sets July date for 2026 interim results and investor presentations
Neutral
Jul 17, 2026
Conduit Holdings Limited has scheduled the release of its interim financial results for the six months to 30 June 2026 on 29 July, with management hosting a webcast and conference call for analysts and institutional investors at midday U.K. time. ...
Stock BuybackRegulatory Filings and Compliance
Conduit Holdings Updates Share Buyback and Voting Rights After June Repurchases
Positive
Jun 30, 2026
Conduit Holdings Limited, parent of Bermuda-based Conduit Re, operates a multi-line reinsurance platform with global reach and is regulated as a Class 4 insurer by the Bermuda Monetary Authority. The group benefits from A.M. Best financial strengt...
Business Operations and StrategyStock BuybackRegulatory Filings and Compliance
Conduit Holdings Expands Share Buyback, Updates Voting Rights
Positive
Jun 23, 2026
Conduit Holdings has continued executing its previously announced share buyback programme, purchasing 86,616 common shares on the London Stock Exchange between 18 and 19 June 2026 through broker Panmure Liberum. The transactions, conducted at volu...
Business Operations and StrategyStock BuybackRegulatory Filings and Compliance
Conduit Holdings Advances Buyback, Updates Share Count and Voting Rights
Positive
Jun 16, 2026
Conduit Holdings has continued to execute its share buyback programme, repurchasing 170,087 common shares on the London Stock Exchange between 8 and 12 June 2026 through broker Panmure Liberum. The transactions, carried out at volume-weighted aver...
Stock BuybackRegulatory Filings and Compliance
Conduit Holdings Advances Buyback, Updates Share Capital and Voting Rights
Positive
Jun 9, 2026
Conduit Holdings has continued its recently launched share buyback programme, repurchasing 215,648 common shares on the London Stock Exchange between 1 and 5 June 2026 through broker Panmure Liberum. The purchases, executed at volume-weighted aver...
Business Operations and StrategyStock BuybackRegulatory Filings and Compliance
Conduit Holdings Expands Share Buyback, Updates Voting Rights Count
Positive
Jun 2, 2026
Conduit Holdings Limited has continued executing its share buyback programme, repurchasing 40,197 common shares on the London Stock Exchange on 26 May 2026 at a volume-weighted average price of about 464 pence per share. The transactions were carr...
Business Operations and StrategyStock Buyback
Conduit Holdings launches new $50m buyback after returning $47m to investors
Positive
May 26, 2026
Conduit Holdings Limited, the London-listed parent of Bermuda-based reinsurer Conduit Re, operates a multi-line reinsurance platform with global reach and robust regulatory standing. Its principal reinsurance subsidiary is classified as a Class 4 ...
Business Operations and StrategyStock BuybackRegulatory Filings and Compliance
Conduit Holdings Advances Buyback, Updates Share Capital and Voting Rights
Positive
May 19, 2026
Conduit Holdings has repurchased 8,959 of its common shares on the London Stock Exchange as part of its ongoing share buyback programme, with trades executed by Panmure Liberum at a volume-weighted average price of about 439.85 pence. Following th...
Executive/Board ChangesStock BuybackShareholder Meetings
Conduit Holdings Secures Strong Shareholder Backing at 2026 AGM
Positive
May 14, 2026
Conduit Holdings Limited reported that all 18 resolutions put to shareholders at its 2026 annual general meeting were approved by the required majorities. Investors backed the receipt of the 2025 annual report and accounts, the remuneration report...
Business Operations and StrategyExecutive/Board ChangesStock BuybackFinancial Disclosures
Conduit lifts Q1 premiums, grows investments and unveils new $50m buyback
Positive
May 13, 2026
Conduit Holdings reported a 4.9% rise in gross premiums written to $430.3 million for the first quarter of 2026, driven mainly by growth in casualty lines, while reinsurance revenue rose 12.8% despite softening rates in property and specialty mark...
Business Operations and StrategyExecutive/Board ChangesStock BuybackDividendsFinancial Disclosures
Conduit Holdings posts Q1 growth, boosts buybacks as reinsurance market softens
Positive
May 13, 2026
Conduit Holdings reported a steady start to 2026, with gross premiums written rising 4.9% to $430.3 million and reinsurance revenue up 12.8%, driven mainly by growth in casualty lines and modest gains in property, while specialty volumes were trim...
Stock BuybackRegulatory Filings and Compliance
Conduit Holdings advances buyback with new share repurchase
Neutral
May 12, 2026
Conduit Holdings Limited has continued its share buyback programme with the repurchase of 80,038 common shares on the London Stock Exchange on 5 May 2026, executed by Panmure Liberum. The shares were bought at prices between 439 and 440 pence, at ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026