Want to see GB:DFCH full AI Analyst Report?
DFCH Stock Chart & Stats
53.50 p
0.20 p(0.54%)
At close: 4:00 PM EST
53.50 p
0.20 p(0.54%)
Day’s Range― - ―
52-Week Range43.00 p - 72.00 p
Previous CloseN/A
Volume38.18K
Average Volume (3M)261.88K
Market Cap
£115.14M
Enterprise Value-27.44M
Total Cash (Recent Filing)£137.57M
Total Debt (Recent Filing)£17.42M
Price to Earnings (P/E)7.9
Beta1.00
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.09
Shares Outstanding167,123,340
10 Day Avg. Volume204,929
30 Day Avg. Volume261,885
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.68
Price to Sales (P/S)0.94
P/FCF Ratio4.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£90.00Price Target Upside68.22% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.1
Revenue Forecast (FY)£107.70M
Bulls Say, Bears Say
Bulls Say
Revenue & Profit RecoveryMaterial top-line and bottom-line improvement across 2023–2025 shows the core secured-lending model scaling. Sustained revenue and profit growth implies stronger origination/distribution pull and operating leverage, supporting durable cash generation and reinvestment over the medium term.
Conservative Capital StructureA materially larger equity base and modest debt ratios provide a buffer against credit losses and funding stress. This conservative leverage profile supports regulatory resilience and gives the group room to grow lending capacity or absorb cyclical headwinds without immediate reliance on expensive external capital.
Improved Cash GenerationMarked improvement in operating and free cash flow strengthens internal funding for asset growth and reduces short-term refinancing need. Consistent positive FCF supports durable reinvestment into originations, servicing, or balance-sheet strengthening over the next several quarters.
Bears Say
Cash-Flow VolatilityA history that includes a substantial cash outflow in 2023 highlights inconsistency in cash conversion. For a lending franchise, irregular cash generation raises the chance of interim funding needs or constrained lending capacity if market access tightens, a structural risk over months.
Rapid Asset Growth & Funding SensitivityFast balance-sheet expansion increases ongoing funding needs and concentration of collateral exposures. Even with modest absolute debt, rising borrowings alongside near-term asset growth heighten sensitivity to funding costs and credit deterioration, a persistent operational risk through growth cycles.
Earnings & Credit Cycle VolatilitySignificant multi-year earnings swings reflect exposure to credit and economic cycles. Such volatility complicates capital planning, provisioning assumptions and forecasting, and means profitability may reverse rapidly if loan impairments accelerate, a structural concern for lenders.
Distribution Finance Capital Holdings Plc News
DFCH FAQ
What was Distribution Finance Capital Holdings Plc’s price range in the past 12 months?
Distribution Finance Capital Holdings Plc lowest share price was 43.00 p and its highest was 72.00 p in the past 12 months.
What is Distribution Finance Capital Holdings Plc’s market cap?
Distribution Finance Capital Holdings Plc’s market cap is £115.14M.
When is Distribution Finance Capital Holdings Plc’s upcoming earnings report date?
Distribution Finance Capital Holdings Plc’s upcoming earnings report date is Sep 17, 2026 which is in 56 days.
How were Distribution Finance Capital Holdings Plc’s earnings last quarter?
Distribution Finance Capital Holdings Plc released its earnings results on Mar 23, 2026. The company reported 0.049 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.049 p.
Is Distribution Finance Capital Holdings Plc overvalued?
According to Wall Street analysts Distribution Finance Capital Holdings Plc’s price is currently Undervalued.
Does Distribution Finance Capital Holdings Plc pay dividends?
Distribution Finance Capital Holdings Plc does not currently pay dividends.
What is Distribution Finance Capital Holdings Plc’s EPS estimate?
Distribution Finance Capital Holdings Plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Distribution Finance Capital Holdings Plc have?
Distribution Finance Capital Holdings Plc has 167,123,340 shares outstanding.
What happened to Distribution Finance Capital Holdings Plc’s price movement after its last earnings report?
Distribution Finance Capital Holdings Plc reported an EPS of 0.049 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.754%.
Which hedge fund is a major shareholder of Distribution Finance Capital Holdings Plc?
Currently, no hedge funds are holding shares in GB:DFCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Distribution Finance Capital Holdings Plc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
63.93%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
27.12%
Trailing 12-Months
Company Description
Distribution Finance Capital Holdings Plc
Distribution Finance Capital Holdings plc, an investment holding company established in Manchester, UK, in 2016, functions as a specialized bank delivering both personal savings products and commercial financing throughout the United Kingdom. For businesses, it provides crucial working capital solutions to manufacturers and dealers. This includes specific funding facilities such as floorplan finance, unit stocking finance, and financing for rental and hire fleets. Furthermore, it extends inventory funding across a wide spectrum of industries, including agriculture, industrial equipment, transport, recreational vehicles (like motorhomes and caravans), holiday accommodations (lodges), marine vessels, and motorcycles. Individuals, meanwhile, can access a selection of savings options, including fixed-term deposits and notice accounts.
DFCH Stock 12 Month Forecast
Average Price Target
90.00 p
▲(68.22% Upside)
Technical Analysis
Time Finance plc
―
Vanquis Banking Group
―
S&U plc
―
Funding Circle Holdings
―
TruFin
―