Distribution Finance Capital Holdings Plc (GB:DFCH)
LSE:DFCH
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DFCH Stock Chart & Stats
53.50 p
0.20 p(0.54%)
At close: 4:00 PM EST
53.50 p
0.20 p(0.54%)
Day’s Range― - ―
52-Week Range38.00 p - 68.00 p
Previous CloseN/A
Volume38.18K
Average Volume (3M)261.88K
Market Cap
£86.64M
Enterprise Value-31.22M
Total Cash (Recent Filing)£137.57M
Total Debt (Recent Filing)£17.42M
Price to Earnings (P/E)5.8
Beta1.12
Next Earnings
Sep 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.09
Shares Outstanding166,726,330
10 Day Avg. Volume204,929
30 Day Avg. Volume261,885
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.68
Price to Sales (P/S)0.94
P/FCF Ratio4.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.08
Revenue Forecast (FY)£62.50M
Bulls Say, Bears Say
Bulls Say
Revenue And Profit RecoverySustained revenue and profit recovery over 2023–2025 indicates the core lending franchise is scaling and capturing demand. Stronger margins and rising net income reflect operating leverage and a business model that can generate durable earnings once underwriting and origination volumes normalise.
Conservative Leverage / Equity BuildMaterial equity growth and modest debt provide a thick capital cushion versus peer unsecured lenders. This conservative balance-sheet posture improves loss-absorption capacity, supports originations through cycles, and affords flexibility for measured growth or buffer against credit stress.
Improving Cash GenerationMarked improvement in operating and free cash flow signals better cash conversion from lending activities and fee income. Stronger recurring cash generation enhances reinvestment capacity, ability to service debt, and the option to build reserves rather than rely solely on wholesale funding.
Bears Say
Historic Cash And Earnings VolatilityMaterial multi-year swings in cash flow and episodic outflows reduce predictability of free cash and raise the need for higher liquidity buffers. For a specialty lender, such volatility complicates funding planning, provisioning, and constrains the pace of durable, risk-weighted growth over time.
Rapid Asset Growth And Rising DebtFast balance-sheet expansion funded partly by higher debt increases sensitivity to funding costs and execution risk. If credit performance weakens or collateral values fall, rapid asset growth can magnify losses and funding mismatches, pressuring capital and liquidity without conservative underwriting.
Exposure To Funding Spreads And Collateral LiquidityBusiness hinges on net interest margin and secured inventory collateral. Structural shifts in funding rates, tighter wholesale markets, or reduced collateral liquidity can compress margins and raise impairments. As a specialist inventory lender, cyclicality in borrowers' sectors elevates this structural risk.
Distribution Finance Capital Holdings Plc News
DFCH FAQ
What was Distribution Finance Capital Holdings Plc’s price range in the past 12 months?
Distribution Finance Capital Holdings Plc lowest share price was 38.00 p and its highest was 68.00 p in the past 12 months.
What is Distribution Finance Capital Holdings Plc’s market cap?
Distribution Finance Capital Holdings Plc’s market cap is £86.64M.
When is Distribution Finance Capital Holdings Plc’s upcoming earnings report date?
Distribution Finance Capital Holdings Plc’s upcoming earnings report date is Sep 17, 2026 which is in 104 days.
How were Distribution Finance Capital Holdings Plc’s earnings last quarter?
Distribution Finance Capital Holdings Plc released its earnings results on Mar 23, 2026. The company reported 0.049 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.049 p.
Is Distribution Finance Capital Holdings Plc overvalued?
According to Wall Street analysts Distribution Finance Capital Holdings Plc’s price is currently Overvalued.
Does Distribution Finance Capital Holdings Plc pay dividends?
Distribution Finance Capital Holdings Plc does not currently pay dividends.
What is Distribution Finance Capital Holdings Plc’s EPS estimate?
Distribution Finance Capital Holdings Plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Distribution Finance Capital Holdings Plc have?
Distribution Finance Capital Holdings Plc has 166,726,330 shares outstanding.
What happened to Distribution Finance Capital Holdings Plc’s price movement after its last earnings report?
Distribution Finance Capital Holdings Plc reported an EPS of 0.049 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.754%.
Which hedge fund is a major shareholder of Distribution Finance Capital Holdings Plc?
Currently, no hedge funds are holding shares in GB:DFCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Distribution Finance Capital Holdings Plc Stock Smart Score
Neutral
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5
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
63.93%
12-Months-Change
Fundamentals
Return on Equity
12.38%
Trailing 12-Months
Asset Growth
27.12%
Trailing 12-Months
Company Description
Distribution Finance Capital Holdings Plc
Distribution Finance Capital Holdings plc, an investment holding company, operates as a personal savings and commercial lending bank in the United Kingdom. The company offers working capital funding solutions to dealers and manufacturers. It also provides floorplan finance, unit stocking finance, and rental and hire fleet finance, as well as personal savings products, including fixed rate deposits and notice accounts. In addition, the company offers inventory finance products to agricultural, industrial, transport, motorhome and caravans, lodges and holiday homes, marine, and motorcycle sectors. Distribution Finance Capital Holdings plc was founded in 2016 and is based in Manchester, the United Kingdom.
Technical Analysis
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Options Prices
Currently, No data available
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