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VANQ Stock Chart & Stats
79.70 p
-2.60 p(-2.17%)
At close: 4:00 PM EDT
79.70 p
-2.60 p(-2.17%)
Day’s Range― - ―
52-Week Range66.50 p - 132.00 p
Previous CloseN/A
Volume103.29K
Average Volume (3M)766.11K
Market Cap
£172.47M
Enterprise Value2.88B
Total Cash (Recent Filing)£1.26B
Total Debt (Recent Filing)£3.84B
Price to Earnings (P/E)15.8
Beta1.14
Next Earnings
Apr 01, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield12.35%
Share Statistics
EPS (TTM)0.04
Shares Outstanding256,493,740
10 Day Avg. Volume679,809
30 Day Avg. Volume766,106
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.62
Price to Sales (P/S)0.50
P/FCF Ratio3.39
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£145.00Price Target Upside81.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.04
Revenue Forecast (FY)£483.02M
Bulls Say, Bears Say
Bulls Say
Profit And Revenue RecoveryThe sharp improvement in first-half profit confirms that the business is recovering from its recent earnings weakness. If sustained, stronger profitability can rebuild internal capital, support future investment, and provide a firmer foundation for restoring shareholder returns.
Balance Growth And Product BreadthGrowing receivables across credit cards, vehicle finance, and second-charge mortgages broaden the earnings base and demonstrate customer demand for the group’s specialist lending offer. Product diversification can make growth more durable while reducing reliance on a single franchise.
Capital And Liquidity StrengthStrong regulatory capital and liquidity provide a meaningful buffer against credit volatility and funding stress. The surplus also gives management flexibility to keep lending, complete its transformation programme, and pursue medium-term growth without immediately depending on external capital.
Bears Say
Elevated And Rising LeverageThe materially higher leverage leaves less balance-sheet flexibility and makes results more sensitive to credit losses, funding conditions, and changes in asset performance. Even with positive equity, this structure can constrain investment and amplify downside during weaker lending conditions.
Margin And Credit-cost PressureLower asset yields alongside rising impairment and charge-off pressure can compress earnings from each pound of lending. This threatens the sustainability of recent profit recovery, particularly if portfolio growth continues while risk-adjusted spreads and customer utilization remain weaker.
Near-term Returns DowngradeThe reduced ROTE outlook indicates that improved operating execution is not yet translating into durable shareholder returns. Lower near-term profitability may slow capital generation and highlights the sensitivity of the business to macro provisions, utilization trends, and margin compression.
Vanquis Banking Group News
VANQ FAQ
What was Vanquis Banking Group’s price range in the past 12 months?
Vanquis Banking Group lowest share price was 66.50 p and its highest was 132.00 p in the past 12 months.
What is Vanquis Banking Group’s market cap?
Vanquis Banking Group’s market cap is £172.47M.
When is Vanquis Banking Group’s upcoming earnings report date?
Vanquis Banking Group’s upcoming earnings report date is Apr 01, 2027 which is in 161 days.
How were Vanquis Banking Group’s earnings last quarter?
Vanquis Banking Group released its earnings results on Jul 30, 2026. The company reported 0.017 p earnings per share for the quarter.
Is Vanquis Banking Group overvalued?
According to Wall Street analysts Vanquis Banking Group’s price is currently Undervalued.
Does Vanquis Banking Group pay dividends?
Vanquis Banking Group pays a Notavailable dividend of 1 p which represents an annual dividend yield of 12.35%. See more information on Vanquis Banking Group dividends here
What is Vanquis Banking Group’s EPS estimate?
Vanquis Banking Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Vanquis Banking Group have?
Vanquis Banking Group has 256,493,740 shares outstanding.
What happened to Vanquis Banking Group’s price movement after its last earnings report?
Vanquis Banking Group reported an EPS of 0.017 p in its last earnings report. Following the earnings report the stock price went down -25.955%.
Which hedge fund is a major shareholder of Vanquis Banking Group?
Currently, no hedge funds are holding shares in GB:VANQ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Vanquis Banking Group Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
£145.00 (81.93% Upside)
£145.00 (81.93% Upside)
Blogger Sentiment
Bullish
GB:VANQ Sentiment 100%
Sector Average 61%
Sector Average 61%
Insider Transactions
Sold Shares
Worth £182.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-38.62%
12-Months-Change
Fundamentals
Return on Equity
2.20%
Trailing 12-Months
Asset Growth
27.57%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Vanquis Banking Group
Headquartered in Bradford, UK, Vanquis Banking Group plc focuses on providing personal credit solutions to the non-prime lending sector throughout the United Kingdom and the Republic of Ireland. Its product portfolio encompasses credit cards, unsecured personal loans, and vehicle financing for automobiles, motorcycles, and light commercial vehicles. The company, which dates back to its founding in 1880, operated as Provident Financial plc until its rebranding to Vanquis Banking Group plc in March 2023.
VANQ Stock 12 Month Forecast
Average Price Target
145.00 p
▲(81.93% Upside)