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ASA International Group PLC (GB:ASAI)
LSE:ASAI
UK Market
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ASA International Group PLC (ASAI) Price & Analysis

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ASAI Stock Chart & Stats

195.50 p
-4.25 p(-5.04%)
At close: 4:00 PM EST
195.50 p
-4.25 p(-5.04%)

Bulls Say, Bears Say

Bulls Say
Revenue & Net Income TrendSustained top-line expansion and a material rise in reported net income across recent years indicate improving core lending economics and growing scale. Persistent revenue growth and higher net income support reinvestment in branches and risk absorption over the medium term.
High Gross Profitability & ROEVery strong gross margins and elevated ROE point to attractive unit economics in microloans and effective pricing. High profitability per unit of equity provides resilience to credit losses and funds growth if cash generation stabilizes, supporting durable shareholder returns.
Focused Microfinance Branch ModelA specialized microfinance model with local branches and standardized underwriting supports deep customer relationships, repeat lending and operational consistency. The structural focus on underserved markets offers long-term demand and competitive moat versus generic lenders.
Bears Say
Elevated LeverageHigh leverage amplifies sensitivity to credit losses, funding cost increases and macro shocks. With debt elevated relative to equity, the company faces constrained financial flexibility and greater refinancing/liquidity risk during stress periods, pressuring long-term stability.
Sustained Negative Cash FlowA multi-year swing to negative operating and free cash flow increases reliance on external funding and raises liquidity risk. Persistent cash burn undermines the company’s ability to self-finance growth, pay down debt, or absorb shocks without costly capital or covenant strain.
Volatile Growth & Operating MarginsIrregular growth and fluctuating operating profitability reduce predictability of earnings and complicate capital planning. For a lending franchise, this volatility heightens exposure to country/regulatory cycles and credit deterioration, weakening durable financial forecasts.

ASA International Group PLC News

ASAI FAQ

What was ASA International Group PLC’s price range in the past 12 months?
ASA International Group PLC lowest share price was 113.00 p and its highest was 250.00 p in the past 12 months.
    What is ASA International Group PLC’s market cap?
    ASA International Group PLC’s market cap is £196.00M.
      When is ASA International Group PLC’s upcoming earnings report date?
      ASA International Group PLC’s upcoming earnings report date is Sep 09, 2026 which is in 92 days.
        How were ASA International Group PLC’s earnings last quarter?
        ASA International Group PLC released its earnings results on Apr 15, 2026. The company reported 0.225 p earnings per share for the quarter, the consensus estimate of 0.225 p by 0 p.
          Is ASA International Group PLC overvalued?
          According to Wall Street analysts ASA International Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ASA International Group PLC pay dividends?
            ASA International Group PLC pays a Notavailable dividend of 7.12 p which represents an annual dividend yield of 4.74%. See more information on ASA International Group PLC dividends here
              What is ASA International Group PLC’s EPS estimate?
              ASA International Group PLC’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does ASA International Group PLC have?
              ASA International Group PLC has 100,000,000 shares outstanding.
                What happened to ASA International Group PLC’s price movement after its last earnings report?
                ASA International Group PLC reported an EPS of 0.225 p in its last earnings report, expectations of 0.225 p. Following the earnings report the stock price went up 7.009%.
                  Which hedge fund is a major shareholder of ASA International Group PLC?
                  Currently, no hedge funds are holding shares in GB:ASAI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    ASA International Group PLC Stock Smart Score

                    Company Description

                    ASA International Group PLC

                    ASA International Group PLC delivers microfinance solutions across Africa and Asia. The company primarily focuses on assisting low-income female micro-entrepreneurs by offering them various unsecured loans, including small business loans, to facilitate the establishment or expansion of their ventures. With a substantial operational presence, it manages a network of 2,044 branches. The organization was founded in 2007 and its corporate headquarters are situated in Amsterdam, the Netherlands.

                    ASA International Group PLC (ASAI) Earnings & Revenues

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