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FCH Stock Chart & Stats
122.40 p
-1.50 p(-1.24%)
At close: 4:00 PM EST
122.40 p
-1.50 p(-1.24%)
Day’s Range― - ―
52-Week Range113.20 p - 232.50 p
Previous CloseN/A
Volume246.93K
Average Volume (3M)773.11K
Market Cap
£554.59M
Enterprise Value239.70 p
Total Cash (Recent Filing)£447.00M
Total Debt (Recent Filing)£273.60M
Price to Earnings (P/E)13.0
Beta1.15
Next Earnings
Sep 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.15
Shares Outstanding298,753,080
10 Day Avg. Volume805,237
30 Day Avg. Volume773,110
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.74
Price to Sales (P/S)1.79
P/FCF Ratio-11.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.09
Revenue Forecast (FY)£241.06M
Bulls Say, Bears Say
Bulls Say
Revenue Growth & ProfitabilitySustained 2025 revenue growth and a return to positive net income provide a durable earnings runway. Higher originations deepen underwriting data and improve unit economics, supporting margin recovery and reinvestment into product and partner distribution over the coming months.
Diverse Fee-Based RevenuesMultiple revenue streams—origination fees, net interest, servicing and partner revenues—create recurring cashflow diversity. Fee and servicing income is less capital intensive, improving scalability and resilience versus relying solely on on-balance-sheet lending over a 2–6 month horizon.
Capital Base & Asset GrowthA meaningful equity buffer (~£228m) and asset growth provide capacity to absorb credit losses and fund platform expansion. This capital foundation supports regulatory/commercial credibility with partners and reduces immediate pressure to raise dilutive capital in the medium term.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flow reduces internal funding for growth and builds reliance on external financing. Over 2–6 months this increases liquidity and refinancing risk, constrains capital allocation and could force slower origination or pricier funding.
Rising Leverage & Funding RiskA sharp increase in debt materially raises balance-sheet leverage and sensitivity to funding costs. Higher leverage narrows interest margin flexibility and amplifies earnings volatility, making the company more vulnerable to tighter market funding conditions over the medium term.
Volatile Earnings QualityHistoric swings between large losses and profits signal inconsistent underwriting outcomes and provisioning. This volatility undermines predictability of future earnings and credit performance, complicating long-term planning and partner confidence if credit conditions deteriorate.
Funding Circle Holdings News
FCH FAQ
What was Funding Circle Holdings Limited’s price range in the past 12 months?
Funding Circle Holdings Limited lowest share price was 113.20 p and its highest was 232.50 p in the past 12 months.
What is Funding Circle Holdings Limited’s market cap?
Funding Circle Holdings Limited’s market cap is £554.59M.
When is Funding Circle Holdings Limited’s upcoming earnings report date?
Funding Circle Holdings Limited’s upcoming earnings report date is Sep 08, 2026 which is in 48 days.
How were Funding Circle Holdings Limited’s earnings last quarter?
Funding Circle Holdings Limited released its earnings results on Mar 05, 2026. The company reported 0.127 p earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Funding Circle Holdings Limited overvalued?
According to Wall Street analysts Funding Circle Holdings Limited’s price is currently Overvalued.
Does Funding Circle Holdings Limited pay dividends?
Funding Circle Holdings Limited does not currently pay dividends.
What is Funding Circle Holdings Limited’s EPS estimate?
Funding Circle Holdings Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Funding Circle Holdings Limited have?
Funding Circle Holdings Limited has 298,753,080 shares outstanding.
What happened to Funding Circle Holdings Limited’s price movement after its last earnings report?
Funding Circle Holdings Limited reported an EPS of 0.127 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -4.795%.
Which hedge fund is a major shareholder of Funding Circle Holdings Limited?
Currently, no hedge funds are holding shares in GB:FCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Funding Circle Holdings Stock Smart Score
Neutral
1
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3
4
5
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7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-16.31%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
49.69%
Trailing 12-Months
Company Description
Funding Circle Holdings Limited
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance services. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.
Technical Analysis
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