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Orchard Funding (ORCH) Share Price & Analysis

3 Followers

ORCH Stock Chart & Stats

GBX 76.00-GBX 0.50(-0.65%)
At close: 4:30 PM GMT
60 p65 p70 p75 pAug 17Sep 1Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
GBX 74.80 - GBX 78.00
52-Week Range
GBX 50.00 - GBX 78.00
Previous Close
GBX 76.50
Volume
N/A
Average Volume (3M)
33.53K
Market Cap
GBP 16.34M
Enterprise Value
GBP 43.68M
Total Cash (Recent Filing)
GBP 1.07M
Total Debt (Recent Filing)
GBP 33.64M
Price to Earnings (P/E)
4.4
Beta
-0.51
Next Earnings
Dec 16, 2026 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Oct 22, 2026
Dividend Yield
3.95%

Bulls Say, Bears Say

Bulls Say

Strong Profitability

Very high margins and net income growth from 2024 to 2026 indicate strong current earnings power. This profitability provides a durable base for funding operations and investment, while giving the company capacity to absorb moderate revenue variability over the next several quarters.

Recent Cash Generation

Strong positive operating cash flow and free cash flow in the two latest annual periods suggest that recent reported profits are converting into cash. That supports self-funded operations and improves financial resilience, even though the longer-term record remains uneven.

Focused Finance Model

The company operates in a focused specialty-finance niche, linking credit-backed installment plans with insurance distribution. This defined proposition addresses a practical affordability need and gives Orchard an established role in consumer finance and insurance-adjacent channels.

Bears Say

Recent Revenue Decline

The latest 13% revenue decline shows that growth has become less consistent after several years of expansion. If the weaker top-line trend persists, it could limit operating leverage, reduce the scale of future earnings growth, and make profitability more dependent on margins.

Meaningful Leverage

Debt remains high relative to equity, leaving the business more exposed to funding conditions and credit-cycle pressure. Although leverage has improved and equity has grown, meaningful borrowing can constrain financial flexibility and increase sensitivity to changes in financing costs.

Volatile Cash Conversion

Multiple years of negative operating and free cash flow demonstrate that earnings have not always converted consistently into cash. The 2026 decline in free cash flow versus 2025 reinforces the risk that internally generated funds may fluctuate and weaken capital-allocation flexibility.

Orchard Funding News

ORCH FAQ

What was Orchard Funding’s price range in the past 12 months?
Orchard Funding lowest share price was 50.00 p and its highest was 78.00 p in the past 12 months.
What is Orchard Funding’s market cap?
Orchard Funding’s market cap is £16.34M.
When is Orchard Funding’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Orchard Funding’s earnings last quarter?
Orchard Funding released its earnings results on Oct 13, 2026. The company reported 0.089 p earnings per share for the quarter.
Is Orchard Funding overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Orchard Funding pay dividends?
Orchard Funding pays a semiannual dividend of 2 p which represents an annual dividend yield of 3.95%. See more information on Orchard Funding dividends here
What is Orchard Funding’s EPS estimate?
Orchard Funding’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Orchard Funding have?
Orchard Funding has 21,354,168 shares outstanding.
What happened to Orchard Funding’s price movement after its last earnings report?
Orchard Funding reported an EPS of 0.089 p in its last earnings report. Following the earnings report the stock price went up 2.478%.
Which hedge fund is a major shareholder of Orchard Funding?
Currently, no hedge funds are holding shares in GB:ORCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology