Want to see GB:TRU full AI Analyst Report?
TRU Stock Chart & Stats
119.50 p
1.00 p(1.20%)
At close: 4:00 PM EST
119.50 p
1.00 p(1.20%)
Day’s Range― - ―
52-Week Range91.00 p - 147.00 p
Previous CloseN/A
Volume10.83K
Average Volume (3M)195.20K
Market Cap
£128.11M
Enterprise Value115.33 p
Total Cash (Recent Filing)£12.36M
Total Debt (Recent Filing)£3.00K
Price to Earnings (P/E)11.8
Beta0.24
Next Earnings
Sep 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding94,200,100
10 Day Avg. Volume240,804
30 Day Avg. Volume195,199
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)2.46
Price to Sales (P/S)1.85
P/FCF Ratio11.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.1
Revenue Forecast (FY)£68.60M
Bulls Say, Bears Say
Bulls Say
De‑risked Balance SheetNear-zero debt and a materially larger equity base materially improve financial flexibility and reduce interest burden. Over the next 2–6 months this stronger capital structure supports investment, lowers refinancing risk and permits focus on organic growth and margin improvement.
Strong Revenue Growth And Margin InflectionRapid top‑line expansion paired with a clear shift to sustained profitability signals scalable demand and operating leverage. If the company maintains execution, higher revenues and stronger margins provide durable cash earnings to fund growth and improve returns over the medium term.
Positive Operating Cash GenerationConsistent positive operating cash flow demonstrates the business can convert earnings into liquidity, supporting capex, working capital and potential shareholder returns without immediate need for external financing. This improves resilience and operational independence long term.
Bears Say
Free Cash Flow Decline In 2025A sharp FCF decline despite rising earnings raises concerns about the quality and timing of cash conversion, possibly from working capital or one‑off items. Persistent cash volatility can constrain reinvestment and force external funding, undermining the apparent profitability gains.
Historical Earnings Volatility And Uneven GrowthA recent profitability inflection follows years of deep losses and inconsistent margins, indicating the business model or market exposure may be cyclical or sensitive to execution. This history lowers confidence that 2024–25 performance is fully durable without sustained execution.
Rapid Balance Sheet Shifts Require MonitoringQuick deleveraging and shifting asset levels reduce near‑term risk but also reflect large structural changes that may be one‑time or management‑driven. Such rapid transitions can mask sustainability issues and warrant monitoring to ensure capital structure and profitability remain stable.
TruFin News
TRU FAQ
What was TruFin’s price range in the past 12 months?
TruFin lowest share price was 91.00 p and its highest was 147.00 p in the past 12 months.
What is TruFin’s market cap?
TruFin’s market cap is £128.11M.
When is TruFin’s upcoming earnings report date?
TruFin’s upcoming earnings report date is Sep 22, 2026 which is in 63 days.
How were TruFin’s earnings last quarter?
TruFin released its earnings results on Mar 18, 2026. The company reported 0.06 p earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is TruFin overvalued?
According to Wall Street analysts TruFin’s price is currently Overvalued.
Does TruFin pay dividends?
TruFin does not currently pay dividends.
What is TruFin’s EPS estimate?
TruFin’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruFin have?
TruFin has 94,200,100 shares outstanding.
What happened to TruFin’s price movement after its last earnings report?
TruFin reported an EPS of 0.06 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.175%.
Which hedge fund is a major shareholder of TruFin?
Currently, no hedge funds are holding shares in GB:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruFin
TruFin plc, a London-based company incorporated in 2017, delivers a diverse array of financial services within the United Kingdom. Its operations are structured across four distinct segments: Short Term Finance, Payment Services, Publishing, and a catch-all "Other" category. The company's financial arm encompasses the distribution of various financial instruments, invoice discounting, and accelerated payment programs catering to both governmental and private organizations. Furthermore, it supplies working capital funding and technological support to small and medium-sized enterprises (SMEs). Beyond its financial endeavors, TruFin is also active in the publishing sector. Specifically, it develops, publishes, and markets electronic games, particularly targeting the mobile and console gaming markets, for which it also extends specialized financing. Additionally, TruFin undertakes investment activities and furnishes market intelligence services.
Technical Analysis
Time Finance plc
―
International Personal Finance
―
Vanquis Banking Group
―
S&U plc
―
Funding Circle Holdings
―