0IL0 Stock Chart & Stats
$6.11
-$0.10(-1.64%)
At close: 4:00 PM EDT
$6.11
-$0.10(-1.64%)
Day’s Range― - ―
52-Week Range$3.65 - $15.97
Previous CloseN/A
Volume10.29K
Average Volume (3M)18.31K
Market Cap
$6.71B
Enterprise Value$4.33M
Total Cash (Recent Filing)$11.41B
Total Debt (Recent Filing)$4.19T
Price to Earnings (P/E)3.6
Beta2.08
Next Earnings
Nov 04, 2026EPS Estimate
0.65Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.63
Shares Outstanding1,158,087,500
10 Day Avg. Volume9,995
30 Day Avg. Volume18,311
Financial Highlights & Ratios
PEG Ratio35.77
Price to Book (P/B)0.58
Price to Sales (P/S)0.39
P/FCF Ratio2.62
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$7.81Price Target Upside27.86% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.59
Revenue Forecast (FY)$29.38B
Bulls Say, Bears Say
Bulls Say
Scale Of Guarantee BusinessFannie Mae's massive guarantee book (~$4.1T) and stable g-fee revenue (> $6B) reflect a structurally dominant role in the secondary mortgage market. Scale supports pricing power, liquidity provision to lenders, and durable fee income that underpins long-term earnings resilience.
Improving Portfolio Income And NIMRising net interest margin and stronger portfolio income indicate improved spread economics on retained assets. Sustained margin improvement increases recurring earnings potential and helps absorb credit volatility, enhancing multi‑month profitability stability.
Strong Recent Revenue And Cash GenerationSubstantial TTM revenue growth with large positive operating and free cash flow demonstrates the firm's ability to convert core business activity into cash. That cash generation supports liquidity provision, capital rebuilding, and operational investments over the medium term.
Bears Say
Very High LeverageExtremely high leverage (debt-to-equity ~36x) leaves only a thin equity cushion relative to total assets. Structural sensitivity means modest credit losses or valuation shifts can materially erode capital, constraining strategic flexibility and increasing systemic tail‑risk over months.
Volatile Cash Flows And Inconsistent FCFWhile recent TTM cash generation is strong, historical swings (including a large negative FCF year) highlight unreliable cash conversion. Persistent volatility complicates capital planning, makes dividend/repurchase predictability harder, and increases reliance on capital markets during stress.
Ongoing Multifamily Credit StressManagement's warning of continued multifamily delinquencies and rising provisions signals structural credit pressure in that portfolio. Prolonged multifamily weakness raises expected credit losses and capital needs, pressuring margins and requiring sustained uplift in allowances.
Federal National Mortgage Association News
0IL0 FAQ
What was Federal National Mortgage’s price range in the past 12 months?
Federal National Mortgage lowest share price was $3.65 and its highest was $15.97 in the past 12 months.
What is Federal National Mortgage’s market cap?
Federal National Mortgage’s market cap is $6.71B.
When is Federal National Mortgage’s upcoming earnings report date?
Federal National Mortgage’s upcoming earnings report date is Nov 04, 2026 which is in 91 days.
How were Federal National Mortgage’s earnings last quarter?
Federal National Mortgage released its earnings results on Jul 29, 2026. The company reported $0.676 earnings per share for the quarter, beating the consensus estimate of $0.628 by $0.048.
Is Federal National Mortgage overvalued?
According to Wall Street analysts Federal National Mortgage’s price is currently Undervalued.
Does Federal National Mortgage pay dividends?
Federal National Mortgage does not currently pay dividends.
What is Federal National Mortgage’s EPS estimate?
Federal National Mortgage’s EPS estimate is 0.65.
How many shares outstanding does Federal National Mortgage have?
Federal National Mortgage has 1,158,087,500 shares outstanding.
What happened to Federal National Mortgage’s price movement after its last earnings report?
Federal National Mortgage reported an EPS of $0.676 in its last earnings report, beating expectations of $0.628. Following the earnings report the stock price went down -1.821%.
Which hedge fund is a major shareholder of Federal National Mortgage?
Currently, no hedge funds are holding shares in GB:0IL0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Federal National Mortgage Association Stock Smart Score
Underperform
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5
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7
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9
10
Analyst Consensus
Hold
Average Price Target:
$7.81 (27.86% Upside)
$7.81 (27.86% Upside)
Blogger Sentiment
Bullish
GB:0IL0 Sentiment 92%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-27.70%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-0.14%
Trailing 12-Months
Company Description
Federal National Mortgage
The Federal National Mortgage Association, commonly known as Fannie Mae, was established in 1938 and has its headquarters in Washington, D.C. Its fundamental purpose is to facilitate the flow of capital in the United States mortgage market, ensuring a consistent source of financing for home loans. Fannie Mae achieves this by transforming mortgage loans originated by various lenders into standardized investment products called Fannie Mae mortgage-backed securities (MBS). The organization operates through two distinct primary segments: 1. Single-Family Segment: This division is responsible for acquiring and securitizing a wide range of residential mortgage loans. These include conventional first-lien mortgages (both fixed and adjustable-rate), loans guaranteed by government agencies like the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and the U.S. Department of Agriculture's Rural Development Housing and Community Facilities Program, as well as manufactured housing loans and other related mortgage securities. Additionally, this segment provides mortgage servicing and comprehensive credit risk and loss management services for single-family properties. 2. Multifamily Segment: Focusing on properties with multiple dwelling units, this segment securitizes and purchases multifamily mortgage loans, converting them into Fannie Mae MBS. It also plays a role in public finance by offering credit enhancements for bonds issued by state and local housing authorities to support multifamily housing initiatives. Its activities further include issuing structured MBS backed by existing Fannie Mae multifamily MBS, trading multifamily agency mortgage-backed securities, and making investments in low-income housing tax credit (LIHTC) projects. Services provided by this segment encompass delegated underwriting, servicing, and robust credit risk and loss management for multifamily mortgages. Fannie Mae serves a diverse array of financial partners, including mortgage banking companies, various types of banks (savings and loan associations, savings banks, commercial banks, community banks), credit unions, insurance companies, private mortgage originators, and state and local housing finance agencies.
0IL0 Company Deck
0IL0 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasizes strong profitability, revenue growth, improved margins, disciplined expense management and meaningful mission impact (liquidity provided, households helped, appraisal savings). These positives are tempered by higher credit provisions and net charge-offs, ongoing multifamily market stress with expected additional delinquencies, and $150 million of unrealized AFS losses. Management highlighted operational efficiencies and capital strength (net worth >$116B) that mitigate risks and position the company to absorb near-term credit volatility.View all GB:0IL0 earnings summaries0IL0 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$7.81
▲(27.86% Upside)
Technical Analysis
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