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LDI Stock Chart & Stats
$0.92
$0.04(4.39%)
At close: 4:00 PM EDT
$0.92
$0.04(4.39%)
Day’s Range― - ―
52-Week Range$0.83 - $5.05
Previous CloseN/A
Volume2.35M
Average Volume (3M)2.83M
Market Cap
$319.35M
Enterprise Value$4.73K
Total Cash (Recent Filing)$229.13M
Total Debt (Recent Filing)$4.61B
Price to Earnings (P/E)―
Beta1.03
Next Earnings
Nov 10, 2026EPS Estimate
>-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.30
Shares Outstanding232,227,580
10 Day Avg. Volume2,578,206
30 Day Avg. Volume2,829,367
Financial Highlights & Ratios
PEG Ratio0.16
Price to Book (P/B)1.86
Price to Sales (P/S)0.28
P/FCF Ratio-0.59
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$1.00Price Target Upside8.70% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)-0.09
Revenue Forecast (FY)$1.33B
Bulls Say, Bears Say
Bulls Say
Home Equity Pivot Improving Volume, Margins And Operating LeverageThe home equity pivot broadens loanDepot beyond traditional purchase and refinance cycles. Higher-margin products, strong homeowner-equity availability and improved operating leverage could support more resilient revenue and profitability.
Figure Partnership And 5x5 HomeLoan Expand Product CapabilityThe integrated technology and faster funding process can reduce production costs, improve customer conversion and increase mix toward higher-margin home equity lending. This creates a scalable product advantage if adoption continues.
Broader Distribution And Better Servicing Engagement Support GrowthExpanded sales capacity and renewed wholesale access improve reach across mortgage channels, while higher recapture strengthens the servicing franchise. Together with lower marketing intensity, these changes can support durable customer economics.
Bears Say
Persistent Net Losses And Negative Cash Generation Weaken Financial QualityOngoing losses and cash consumption limit internal funding for growth and increase reliance on financing or asset monetization. Until profitability and cash conversion become consistent, the business remains financially vulnerable.
Historical Leverage And Upcoming Maturities Constrain Financial FlexibilityAlthough TTM debt is reported at zero, the abrupt change is difficult to validate against prior filings. Past leverage and upcoming maturities may constrain investment, increase refinancing risk and weaken resilience through mortgage cycles.
Mortgage-cycle Exposure Produces Volatile Revenue And Margin QualityRevenue depends on mortgage demand, product mix and interest-rate-sensitive gain-on-sale economics. Recent margin pressure and volatile historical results make the earnings rebound less durable, even after Q2 improvement.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $0.82 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $319.35M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Nov 10, 2026 which is in 69 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Aug 04, 2026. The company reported -$0.093 earnings per share for the quarter, missing the consensus estimate of $0.001 by -$0.094.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Undervalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is >-0.01.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 232,227,580 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.093 in its last earnings report, missing expectations of $0.001. Following the earnings report the stock price went down -0.952%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$1.00 (8.70% Upside)
$1.00 (8.70% Upside)
Blogger Sentiment
Bullish
LDI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 12.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $713.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.2%
Last 30 Days ▼ 7.7%
Last 30 Days ▼ 7.7%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-58.45%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
7.86%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
loanDepot, Inc.
loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call communicated clear operational progress — including ramped hiring, wholesale reopening, a strategic partnership with Figure, the launch of the fast-turn 5x5 HomeLoan, and efficiency gains (marketing -12%, expense control) — that position the company for improved margins and faster funding cycles. However, near-term financials remain under pressure: adjusted net loss widened to $34M, revenue fell ~5.4%, gain-on-sale margins compressed to 271 bps (down 53 bps), origination volume was modestly down, servicing revenue was pressured, and cash decreased by $60M. Management provided constructive Q2 guidance (gain-on-sale margin 330–360 bps and higher origination guidance) and emphasized automation and hedging to manage volatility. Overall, operational momentum is strong but the financial headwinds this quarter balance those positives.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$1.00
▲(8.70% Upside)
Technical Analysis
Ownership Overview
51.28% Insiders
5.98% Mutual Funds
3.29% Other Institutional Investors
33.17% Public Companies and
Individual Investors