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LDI Stock Chart & Stats
$0.92
$0.04(4.39%)
At close: 4:00 PM EDT
$0.92
$0.04(4.39%)
Day’s Range― - ―
52-Week Range$0.48 - $3.80
Previous CloseN/A
Volume2.35M
Average Volume (3M)6.21M
Market Cap
$182.47M
Enterprise Value$4.73B
Total Cash (Recent Filing)$229.13M
Total Debt (Recent Filing)$4.61B
Price to Earnings (P/E)―
Beta0.98
Next Earnings
Nov 10, 2026EPS Estimate
-0.01Next Dividend Ex-DateN/A
Dividend Yield23.07%
Share Statistics
EPS (TTM)-0.30
Shares Outstanding232,227,580
10 Day Avg. Volume3,688,131
30 Day Avg. Volume6,214,450
Financial Highlights & Ratios
PEG Ratio0.16
Price to Book (P/B)1.86
Price to Sales (P/S)0.28
P/FCF Ratio-0.59
Enterprise Value/Market Cap25.93
Enterprise Value/Revenue3.24
Enterprise Value/Gross Profit3.58
Enterprise Value/Ebitda27.22
Forecast
1Y Price Target
$1.00Price Target Upside8.70% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)-0.19
Revenue Forecast (FY)$1.27B
Bulls Say, Bears Say
Bulls Say
Home Equity Growth And Improved MarginsThe home equity pivot is producing measurable volume, revenue, margin, and adjusted EBITDA improvements while broadening loanDepot’s product mix. If sustained, this strategy can improve earnings quality, support operating leverage, and make the platform more resilient across mortgage market cycles.
Recurring Mortgage Servicing OperationsMortgage servicing provides an ongoing revenue stream alongside loan origination, giving loanDepot a business component that is less dependent on completing new loans in each period. The servicing platform also preserves customer relationships and supports diversification across mortgage market conditions.
Additional Mortgage Funding CapacityThe financing facility can expand loan funding capacity and help support mortgage and REO operations through September 2027. Although it is uncommitted and subject to conditions, access to incremental warehouse-style funding may improve execution flexibility as production and the home equity strategy develop.
Bears Say
Persistent Cash ConsumptionContinued negative operating and free cash flow means the business is consuming cash rather than consistently funding operations internally. That weakens financial flexibility, increases dependence on financing availability, and leaves loanDepot more exposed when mortgage volumes or secondary-market economics deteriorate.
Unprofitable And Volatile EarningsThe recent operating improvement has not yet produced sustainable bottom-line profitability. Revenue contraction, a negative net margin, and lower gross margin indicate that production economics remain fragile, limiting retained capital and reducing confidence that improved volume will translate into durable earnings.
NYSE Listing Compliance RiskThe listing deficiency creates a near-term corporate risk that could require a reverse stock split and, if unresolved during the cure period, could lead to suspension or delisting. This may complicate capital access, investor participation, and management’s ability to execute its strategic recovery.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $0.48 and its highest was $3.80 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $182.47M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Nov 10, 2026 which is in 19 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Aug 04, 2026. The company reported -$0.093 earnings per share for the quarter, missing the consensus estimate of $0.001 by -$0.094.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Undervalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of 23.07%. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is -0.01.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 232,227,580 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.093 in its last earnings report, missing expectations of $0.001. Following the earnings report the stock price went down -0.952%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$1.00 (8.70% Upside)
$1.00 (8.70% Upside)
Blogger Sentiment
Bullish
LDI Sentiment 100%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 12.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $904.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.6%
Last 30 Days ▲ 9.7%
Last 30 Days ▲ 9.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-84.00%
12-Months-Change
Fundamentals
Return on Equity
-30.86%
Trailing 12-Months
Asset Growth
7.86%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
loanDepot, Inc.
loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call communicated clear operational progress — including ramped hiring, wholesale reopening, a strategic partnership with Figure, the launch of the fast-turn 5x5 HomeLoan, and efficiency gains (marketing -12%, expense control) — that position the company for improved margins and faster funding cycles. However, near-term financials remain under pressure: adjusted net loss widened to $34M, revenue fell ~5.4%, gain-on-sale margins compressed to 271 bps (down 53 bps), origination volume was modestly down, servicing revenue was pressured, and cash decreased by $60M. Management provided constructive Q2 guidance (gain-on-sale margin 330–360 bps and higher origination guidance) and emphasized automation and hedging to manage volatility. Overall, operational momentum is strong but the financial headwinds this quarter balance those positives.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$1.00
▲(8.70% Upside)
Technical Analysis
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Ownership Overview
50.44% Insiders
5.98% Mutual Funds
0.33% Other Institutional Investors
37.49% Public Companies and
Individual Investors