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UWMC Stock Chart & Stats
$1.51
$0.09(5.17%)
At close: 4:00 PM EDT
$1.51
$0.09(5.17%)
Day’s Range― - ―
52-Week Range$0.93 - $6.15
Previous CloseN/A
Volume16.27M
Average Volume (3M)12.23M
Market Cap
$1.78B
Enterprise Value$17.01B
Total Cash (Recent Filing)$498.41M
Total Debt (Recent Filing)$14.65B
Price to Earnings (P/E)―
Beta0.73
Next Earnings
Nov 05, 2026EPS Estimate
0.04Next Dividend Ex-DateN/A
Dividend Yield36.04%
Share Statistics
EPS (TTM)-0.08
Shares Outstanding345,098,880
10 Day Avg. Volume12,579,394
30 Day Avg. Volume12,229,330
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)4.64
Price to Sales (P/S)0.29
P/FCF Ratio-0.34
Enterprise Value/Market Cap9.53
Enterprise Value/Revenue5.31
Enterprise Value/Gross Profit6.22
Enterprise Value/Ebitda23.00
Forecast
1Y Price Target
$2.41Price Target Upside59.60% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.2
Revenue Forecast (FY)$2.41B
Bulls Say, Bears Say
Bulls Say
Operating Profitability And Origination ScaleConsistent adjusted EBITDA and approximately $40 billion of quarterly originations demonstrate a substantial operating platform with durable broker-channel scale. This earnings base can support continued investment, improve fixed-cost absorption, and preserve competitive capacity across changing mortgage volumes.
Post-transaction Equity StrengtheningThe approximately $2 billion increase in equity materially improves the company’s capital cushion and liquidity relative to its prior position. A stronger equity base should provide greater resilience through mortgage-market volatility and support ongoing funding, servicing, and origination activities.
Wholesale Platform And Servicing CapabilitiesThe ability to process substantially more volume than current originations indicates meaningful operating capacity, while strong refinance capture supports the broker-focused distribution model. Bringing servicing in-house and maintaining a broad platform may deepen relationships and improve long-term execution.
Bears Say
Thin Historical Capital Cushion And Elevated LeverageThe reported balance sheet remains highly risk-sensitive because debt is very large relative to equity and the asset base has limited capital protection. Even after the later capital raise, this historical structure highlights the company’s dependence on sustained market access and disciplined balance-sheet management.
Volatile And Recently Negative Cash GenerationRepeatedly negative operating and free cash flow can pressure liquidity planning and reduce internally generated funding for growth or obligations. The sharp swings also show that reported operating profitability does not consistently translate into cash, leaving results sensitive to working-capital and mortgage-market movements.
Complex And Potentially Dilutive Financing StructureThe new financing secures capital but adds preferred claims, governance complexity, and substantial warrant-related dilution potential. The rights offering and backstop may reinforce liquidity, yet they can constrain future flexibility and reduce common-shareholder participation in any recovery or expansion.
UWM Holding News
UWMC FAQ
What was UWM Holding’s price range in the past 12 months?
UWM Holding lowest stock price was $0.93 and its highest was $6.15 in the past 12 months.
What is UWM Holding’s market cap?
UWM Holding’s market cap is $1.78B.
When is UWM Holding’s upcoming earnings report date?
UWM Holding’s upcoming earnings report date is Nov 05, 2026 which is in 14 days.
How were UWM Holding’s earnings last quarter?
UWM Holding released its earnings results on Aug 05, 2026. The company reported $0.101 earnings per share for the quarter, beating the consensus estimate of $0.073 by $0.028.
Is UWM Holding overvalued?
According to Wall Street analysts UWM Holding’s price is currently Undervalued.
Does UWM Holding pay dividends?
UWM Holding pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 36.04%. See more information on UWM Holding dividends here
What is UWM Holding’s EPS estimate?
UWM Holding’s EPS estimate is 0.04.
How many shares outstanding does UWM Holding have?
UWM Holding has 345,098,880 shares outstanding.
What happened to UWM Holding’s price movement after its last earnings report?
UWM Holding reported an EPS of $0.101 in its last earnings report, beating expectations of $0.073. Following the earnings report the stock price went down -34.783%.
Which hedge fund is a major shareholder of UWM Holding?
Currently, no hedge funds are holding shares in UWMC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UWM Holding Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$2.41 (59.60% Upside)
$2.41 (59.60% Upside)
Blogger Sentiment
Bearish
UWMC Sentiment 60%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 21.4M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.5%
Last 30 Days ▼ 0.6%
Last 30 Days ▼ 0.6%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-78.47%
12-Months-Change
Fundamentals
Return on Equity
-20.07%
Trailing 12-Months
Asset Growth
29.19%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
UWM Holding
UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.
UWMC Company Deck
UWMC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized a strengthened balance sheet, a large strategic capital infusion with Oaktree, and consistent operating profitability (adjusted EBITDA $160M–$200M and ~$40B originations), all framed as positioning UWM for long-term growth. Management acknowledged near-term negatives — a one-time hedge loss, higher servicing costs during the transition, the failed Two Harbors deal and potential warrant dilution — but presented these as transactional or temporary impacts offset by the capital raise, fortified equity (~$3B), and improved debt ratios (nonfunding debt-to-equity down to ~1.2x). Overall, management’s tone was optimistic about long-term prospects and viewed the negatives as manageable or one-time events.View all UWMC earnings summariesUWMC Stock 12 Month Forecast
Average Price Target
$2.41
▲(59.60% Upside)
Technical Analysis
PennyMac Financial
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loanDepot
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Velocity Financial
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Rocket Companies
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Better Home & Finance
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Ownership Overview
0.81% Insiders
16.28% Mutual Funds
0.18% Other Institutional Investors
73.16% Public Companies and
Individual Investors