Uwm Holdings Corporation (UWMC)
NYSE:UWMC
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UWMC Stock Chart & Stats
$3.92
$0.13(2.33%)
At close: 4:00 PM EST
$3.92
$0.13(2.33%)
Day’s Range― - ―
52-Week Range$2.83 - $7.14
Previous CloseN/A
Volume1.31M
Average Volume (3M)17.60M
Market Cap
$4.76B
Enterprise Value$20.43B
Total Cash (Recent Filing)$424.00M
Total Debt (Recent Filing)$16.22B
Price to Earnings (P/E)13.1
Beta0.83
Next Earnings
Aug 11, 2026EPS Estimate
0.1Next Dividend Ex-DateN/A
Dividend Yield8.64%
Share Statistics
EPS (TTM)0.27
Shares Outstanding339,225,520
10 Day Avg. Volume18,636,962
30 Day Avg. Volume17,596,899
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)4.64
Price to Sales (P/S)0.29
P/FCF Ratio-0.34
Enterprise Value/Market Cap4.30
Enterprise Value/Revenue6.59
Enterprise Value/Gross Profit7.98
Enterprise Value/Ebitda19.82
Forecast
1Y Price Target
$5.64Price Target Upside43.76% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
EPS Forecast (FY)0.4
Revenue Forecast (FY)$3.34B
Bulls Say, Bears Say
Bulls Say
Broker-channel Leadership & ScaleSustained #1 wholesale originator status and ~45% pro-channel share reflect durable distribution advantages. Scale in the broker network supports consistent loan flow, better pricing/underwriting leverage and faster product rollout, enabling volume growth without proportional cost increases.
High Gain-on-sale Margins & Rising VolumeStrong gain-on-sale margins paired with material origination growth indicate durable secondary-market execution and pricing power in the wholesale channel. Stable margins on large volumes underpin recurring earnings potential and provide a buffer versus cyclical rate swings when origination scale persists.
Tech-enabled Servicing & PartnershipsProprietary AI (Mia), in‑house servicing rollout and partnerships like BILT create lasting operational moats: they reduce unit costs, improve contact/conversion rates, boost retention and cross-sell, and allow the firm to scale origination capacity without proportional headcount or cost expansion.
Bears Say
Extreme Leverage And Weak Equity BaseVery high debt-to-equity magnifies downside risk: small equity cushions mean asset mark‑to‑market moves or MSR valuation shifts can sharply deteriorate capital ratios, constrain strategic flexibility, and increase refinancing and covenant vulnerability during market stress.
Persistent Negative Operating And Free Cash FlowMulti-year negative operating and free cash flow undermines internal funding capacity, forcing reliance on warehouse facilities, bridge financing and securitization. This elevates liquidity risk, raises funding costs and limits capacity for capital returns or opportunistic investments if market access tightens.
Contested Two Harbors Deal Increases Execution RiskA proxy/contest and an uncertain M&A outcome create governance distraction, potential deal financing and integration risk, and could leave management exposed to a costly proxy fight. Failure or delay would hamper planned servicing-scale benefits and leave strategic initiatives partially unrealized.
UWM Holding News
UWMC FAQ
What was Uwm Holdings Corporation’s price range in the past 12 months?
Uwm Holdings Corporation lowest stock price was $2.83 and its highest was $7.14 in the past 12 months.
What is Uwm Holdings Corporation’s market cap?
Uwm Holdings Corporation’s market cap is $4.76B.
When is Uwm Holdings Corporation’s upcoming earnings report date?
Uwm Holdings Corporation’s upcoming earnings report date is Aug 11, 2026 which is in 69 days.
How were Uwm Holdings Corporation’s earnings last quarter?
Uwm Holdings Corporation released its earnings results on May 06, 2026. The company reported $0.046 earnings per share for the quarter, missing the consensus estimate of $0.066 by -$0.02.
Is Uwm Holdings Corporation overvalued?
According to Wall Street analysts Uwm Holdings Corporation’s price is currently Undervalued.
Does Uwm Holdings Corporation pay dividends?
Uwm Holdings Corporation pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 8.64%. See more information on Uwm Holdings Corporation dividends here
What is Uwm Holdings Corporation’s EPS estimate?
Uwm Holdings Corporation’s EPS estimate is 0.1.
How many shares outstanding does Uwm Holdings Corporation have?
Uwm Holdings Corporation has 339,225,520 shares outstanding.
What happened to Uwm Holdings Corporation’s price movement after its last earnings report?
Uwm Holdings Corporation reported an EPS of $0.046 in its last earnings report, missing expectations of $0.066. Following the earnings report the stock price went up 1.749%.
Which hedge fund is a major shareholder of Uwm Holdings Corporation?
Currently, no hedge funds are holding shares in UWMC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UWM Holding Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$5.64 (43.76% Upside)
$5.64 (43.76% Upside)
Blogger Sentiment
Bullish
UWMC Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 14.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $29.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 9.0%
Last 30 Days ▼ 9.0%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-20.60%
12-Months-Change
Fundamentals
Return on Equity
33.91%
Trailing 12-Months
Asset Growth
37.14%
Trailing 12-Months
Company Description
Uwm Holdings Corporation
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
UWMC Company Deck
UWMC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operational and strategic outlook: strong quarterly volume (+~41% YoY), robust gain‑on‑sale margins (~123 bps), successful in‑house servicing transition efforts, rapid AI deployment (Mia) driving substantial closings and refis, a live BILT partnership, and productive VantageScore rollout. Management also highlighted expense stabilization and an ambitious five‑year $1.3 trillion originations target. Notable risks discussed include market rate volatility and competition, near‑term leverage/ratio fluctuations tied to MSR trades, uncertainty around the Two Harbors transaction, and potential consumer impacts from the trigger lead rule. Overall, the positives (strong growth, margin performance, technology/partnership wins, and clear multi‑year plan) materially outweigh the operational and execution risks noted.View all UWMC earnings summariesUWMC Stock 12 Month Forecast
Average Price Target
$5.64
▲(43.76% Upside)
Technical Analysis
Ownership Overview
0.82% Insiders
13.99% Mutual Funds
17.01% Other Institutional Investors
58.92% Public Companies and
Individual Investors