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UWMC Stock Chart & Stats
$1.51
$0.09(5.17%)
At close: 4:00 PM EDT
$1.51
$0.09(5.17%)
Day’s Range― - ―
52-Week Range$0.93 - $7.14
Previous CloseN/A
Volume16.27M
Average Volume (3M)20.26M
Market Cap
$2.36B
Enterprise Value$17.01K
Total Cash (Recent Filing)$498.41M
Total Debt (Recent Filing)$14.65B
Price to Earnings (P/E)―
Beta0.76
Next Earnings
Nov 05, 2026EPS Estimate
0.06Next Dividend Ex-DateN/A
Dividend Yield27.21%
Share Statistics
EPS (TTM)-0.08
Shares Outstanding342,349,800
10 Day Avg. Volume12,084,710
30 Day Avg. Volume20,260,962
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)4.64
Price to Sales (P/S)0.29
P/FCF Ratio-0.34
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$2.80Price Target Upside85.43% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)0.28
Revenue Forecast (FY)$2.54B
Bulls Say, Bears Say
Bulls Say
Capital StrengtheningThe large equity infusion materially improves UWM’s capital cushion and liquidity capacity. Management also reported non-funding debt-to-equity falling to about 1.2x after the transaction, supporting greater resilience through mortgage-cycle volatility.
Operating ProfitabilityStrong operating margins and recurring adjusted EBITDA indicate meaningful earnings power in UWM’s wholesale platform. This profitability can help fund technology, servicing capabilities and broker relationships despite unpredictable mortgage volumes.
Wholesale Origination ScaleUWM’s broker-focused model combines substantial origination scale with unused processing capacity. Its ability to serve independent brokers and capture refinance activity provides a durable distribution advantage when housing and mortgage demand recover.
Bears Say
Extreme LeverageVery high balance-sheet leverage leaves limited protection against credit, funding or mortgage-market shocks. Although the capital raise improves reported equity, the underlying business remains highly sensitive to financing conditions and asset-value changes.
Volatile Cash GenerationRepeatedly weak recent cash generation suggests that reported operating profitability does not consistently convert into liquidity. Working-capital and market-driven swings could require additional funding or constrain investment during adverse mortgage cycles.
Costly, Dilutive Capital StructureThe rescue financing strengthens liquidity but raises the long-term cost of capital and limits financial flexibility through covenants. Preferred obligations and potential warrant dilution can reduce future value available to common shareholders.
UWM Holding News
UWMC FAQ
What was UWM Holding’s price range in the past 12 months?
UWM Holding lowest stock price was $0.93 and its highest was $7.14 in the past 12 months.
What is UWM Holding’s market cap?
UWM Holding’s market cap is $2.36B.
When is UWM Holding’s upcoming earnings report date?
UWM Holding’s upcoming earnings report date is Nov 05, 2026 which is in 60 days.
How were UWM Holding’s earnings last quarter?
UWM Holding released its earnings results on Aug 05, 2026. The company reported $0.101 earnings per share for the quarter, beating the consensus estimate of $0.073 by $0.028.
Is UWM Holding overvalued?
According to Wall Street analysts UWM Holding’s price is currently Undervalued.
Does UWM Holding pay dividends?
UWM Holding pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 27.21%. See more information on UWM Holding dividends here
What is UWM Holding’s EPS estimate?
UWM Holding’s EPS estimate is 0.06.
How many shares outstanding does UWM Holding have?
UWM Holding has 342,349,800 shares outstanding.
What happened to UWM Holding’s price movement after its last earnings report?
UWM Holding reported an EPS of $0.101 in its last earnings report, beating expectations of $0.073. Following the earnings report the stock price went down -34.783%.
Which hedge fund is a major shareholder of UWM Holding?
Currently, no hedge funds are holding shares in UWMC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UWM Holding Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$2.80 (85.43% Upside)
$2.80 (85.43% Upside)
Blogger Sentiment
Bearish
UWMC Sentiment 60%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 21.4M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Neutral
Last 7 Days ▼ 1.3%
Last 30 Days ▲ 1.9%
Last 30 Days ▲ 1.9%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-72.23%
12-Months-Change
Fundamentals
Return on Equity
27.21%
Trailing 12-Months
Asset Growth
29.19%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
UWM Holding
UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.
UWMC Company Deck
UWMC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized a strengthened balance sheet, a large strategic capital infusion with Oaktree, and consistent operating profitability (adjusted EBITDA $160M–$200M and ~$40B originations), all framed as positioning UWM for long-term growth. Management acknowledged near-term negatives — a one-time hedge loss, higher servicing costs during the transition, the failed Two Harbors deal and potential warrant dilution — but presented these as transactional or temporary impacts offset by the capital raise, fortified equity (~$3B), and improved debt ratios (nonfunding debt-to-equity down to ~1.2x). Overall, management’s tone was optimistic about long-term prospects and viewed the negatives as manageable or one-time events.View all UWMC earnings summariesUWMC Stock 12 Month Forecast
Average Price Target
$2.80
▲(85.43% Upside)
Technical Analysis
PennyMac Financial
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loanDepot
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Velocity Financial
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Rocket Companies
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Better Home & Finance
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Ownership Overview
0.81% Insiders
16.41% Mutual Funds
15.09% Other Institutional Investors
55.04% Public Companies and Individual Investors