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BETR Stock Chart & Stats
$21.81
$0.50(2.29%)
At close: 4:00 PM EDT
$21.81
$0.50(2.29%)
Day’s Range― - ―
52-Week Range$11.43 - $94.06
Previous Close$22.31
Volume176.59K
Average Volume (3M)287.54K
Market Cap
$247.55M
Enterprise Value$1.06K
Total Cash (Recent Filing)$111.88M
Total Debt (Recent Filing)$657.71M
Price to Earnings (P/E)―
Beta0.95
Next Earnings
Nov 18, 2026EPS Estimate
-1.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-11.02
Shares Outstanding13,243,928
10 Day Avg. Volume197,574
30 Day Avg. Volume287,544
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)13.44
Price to Sales (P/S)2.61
P/FCF Ratio-2.14
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$25.67Price Target Upside17.68% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)-2.85
Revenue Forecast (FY)$214.28M
Bulls Say, Bears Say
Bulls Say
Loan And Revenue GrowthStrong loan and revenue growth indicates improving origination traction and customer demand. Sustained volume expansion can spread technology and fixed operating costs across more loans, supporting operating leverage if margins remain stable.
Cost ReductionGreater-than-planned cost reductions strengthen the path toward lower unit economics and eventual profitability. If savings are recurring rather than temporary, they can improve resilience and allow revenue growth to translate more efficiently into earnings.
HELOC Partnership ExpansionExpanded Credit Karma distribution gives Better access to a large established consumer platform and broadens its product mix beyond traditional mortgages. HELOC growth could diversify origination sources and support revenue over multiple quarters.
Bears Say
Persistent Losses And Cash BurnOngoing losses and negative cash generation reduce financial flexibility and increase reliance on external funding. Without durable profitability, growth initiatives may consume capital rather than create it, raising execution and liquidity risk over the medium term.
Stressed Balance SheetHigh leverage and limited equity cushion make the business more sensitive to funding costs, credit conditions and mortgage-market disruption. Persistent losses could further erode capital, constraining investment capacity and increasing refinancing risk.
Breakeven And Rate SensitivityDelayed breakeven demonstrates that cost actions have not yet overcome the company’s operating burden. Dependence on interest-rate-sensitive mortgage demand leaves revenue and margins vulnerable if elevated rates continue or partnership contributions arrive later than planned.
Better Home & Finance News
BETR FAQ
What was Better Home & Finance Holding Company’s price range in the past 12 months?
Better Home & Finance Holding Company lowest stock price was $11.43 and its highest was $94.06 in the past 12 months.
What is Better Home & Finance Holding Company’s market cap?
Better Home & Finance Holding Company’s market cap is $247.55M.
When is Better Home & Finance Holding Company’s upcoming earnings report date?
Better Home & Finance Holding Company’s upcoming earnings report date is Nov 18, 2026 which is in 89 days.
How were Better Home & Finance Holding Company’s earnings last quarter?
Better Home & Finance Holding Company released its earnings results on Aug 06, 2026. The company reported -$0.908 earnings per share for the quarter, beating the consensus estimate of -$1.072 by $0.164.
Is Better Home & Finance Holding Company overvalued?
According to Wall Street analysts Better Home & Finance Holding Company’s price is currently Undervalued.
Does Better Home & Finance Holding Company pay dividends?
Better Home & Finance Holding Company does not currently pay dividends.
What is Better Home & Finance Holding Company’s EPS estimate?
Better Home & Finance Holding Company’s EPS estimate is -1.03.
How many shares outstanding does Better Home & Finance Holding Company have?
Better Home & Finance Holding Company has 13,243,928 shares outstanding.
What happened to Better Home & Finance Holding Company’s price movement after its last earnings report?
Better Home & Finance Holding Company reported an EPS of -$0.908 in its last earnings report, beating expectations of -$1.072. Following the earnings report the stock price went down -7.091%.
Which hedge fund is a major shareholder of Better Home & Finance Holding Company?
Currently, no hedge funds are holding shares in BETR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Better Home & Finance Stock Smart Score
Underperform
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Analyst Consensus
Strong Buy
Average Price Target:
$25.67 (17.68% Upside)
$25.67 (17.68% Upside)
Blogger Sentiment
Bullish
BETR Sentiment 67%
Sector Average 55%
Sector Average 55%
Insider Transactions
Bought Shares
Worth $597.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 1.1%
Last 30 Days ▲ 2.4%
Last 30 Days ▲ 2.4%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
50.41%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
24.28%
Trailing 12-Months
Company Description
Better Home & Finance Holding Company
Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.
BETR Company Deck
BETR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of encouraging operating progress and clear near-term challenges. Key positives include strong year-over-year loan volume and revenue growth, notable product traction (Tinman and HELOC), improved adjusted EBITDA performance, meaningful cost-savings targets exceeded, and increased warehouse capacity and cash resources. Offsetting these positives are persistent macro headwinds (higher rates and softer application activity), continued adjusted EBITDA losses with a missed breakeven timing, dependency on delayed partnership ramps for HELOC contribution, and a Q2 adjusted EBITDA benefit from a one-time reserve release. Management emphasized focus, disciplined capital allocation, and execution to drive sustainable profitability over time.View all BETR earnings summariesBETR Stock 12 Month Forecast
Average Price Target
$25.67
▲(17.68% Upside)
Technical Analysis
Ownership Overview
14.28% Insiders
4.91% Mutual Funds
17.68% Other Institutional Investors
56.00% Public Companies and
Individual Investors