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BETR Stock Chart & Stats
$13.41
$0.50(2.29%)
At close: 4:00 PM EDT
$13.41
$0.50(2.29%)
Day’s Range― - ―
52-Week Range$8.72 - $92.69
Previous Close$22.31
Volume176.59K
Average Volume (3M)590.64K
Market Cap
$174.90M
Enterprise Value$1.06B
Total Cash (Recent Filing)$111.88M
Total Debt (Recent Filing)$657.71M
Price to Earnings (P/E)―
Beta1.12
Next Earnings
Nov 18, 2026EPS Estimate
-1.49Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-11.02
Shares Outstanding13,256,037
10 Day Avg. Volume845,385
30 Day Avg. Volume590,637
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)13.44
Price to Sales (P/S)2.61
P/FCF Ratio-2.14
Enterprise Value/Market Cap6.05
Enterprise Value/Revenue5.00
Enterprise Value/Gross Profit6.33
Enterprise Value/Ebitda-9.63
Forecast
1Y Price Target
$23.57Price Target Upside75.78% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)-7.69
Revenue Forecast (FY)$207.33M
Bulls Say, Bears Say
Bulls Say
Strong Loan And Revenue GrowthRapid growth in funded loans and revenue indicates improving customer activity and distribution reach. If the company sustains this momentum across purchase, refinance, and home-equity products, greater scale could support operating leverage and strengthen its position in digital home finance over coming quarters.
Cost Reduction And Improving Operating EfficiencyThe higher cost-savings target and declining operating expenses show that management is actively reshaping the cost base. Durable expense discipline can reduce the revenue needed to approach profitability, improve scalability of the technology platform, and preserve capital as loan volumes develop.
Expanded HELOC Distribution PartnershipAdding HELOCs to a large established consumer-distribution relationship broadens Better’s product range beyond traditional mortgages. This can diversify origination opportunities, increase access to home-equity demand, and create a structural channel for revenue growth as the partnership ramps.
Bears Say
Persistent Losses And Cash BurnOngoing losses combined with negative operating and free cash flow indicate that the business is not yet self-funding. Continued cash burn can increase reliance on external financing, limit strategic flexibility, and make execution more vulnerable if mortgage volumes or gain-on-sale margins weaken.
Stressed Balance Sheet And Thin Equity CushionHigh leverage and limited equity provide a small cushion against further losses or adverse credit and market moves. This balance-sheet structure can raise funding sensitivity, constrain investment in growth initiatives, and increase the financial consequences of delays in reaching sustainable profitability.
Nasdaq Governance Non-compliance And InstabilityThe governance deficiency creates a lasting oversight and listing-risk issue while the company must reconstitute its board and committees. Uncertainty around control, director independence, and remediation can distract management, complicate capital access, and weaken confidence in long-term execution.
Better Home & Finance News
BETR FAQ
What was Better Home & Finance’s price range in the past 12 months?
Better Home & Finance lowest stock price was $8.72 and its highest was $92.69 in the past 12 months.
What is Better Home & Finance’s market cap?
Better Home & Finance’s market cap is $174.90M.
When is Better Home & Finance’s upcoming earnings report date?
Better Home & Finance’s upcoming earnings report date is Nov 18, 2026 which is in 35 days.
How were Better Home & Finance’s earnings last quarter?
Better Home & Finance released its earnings results on Aug 06, 2026. The company reported -$1.69 earnings per share for the quarter, missing the consensus estimate of -$0.916 by -$0.774.
Is Better Home & Finance overvalued?
According to Wall Street analysts Better Home & Finance’s price is currently Undervalued.
Does Better Home & Finance pay dividends?
Better Home & Finance does not currently pay dividends.
What is Better Home & Finance’s EPS estimate?
Better Home & Finance’s EPS estimate is -1.49.
How many shares outstanding does Better Home & Finance have?
Better Home & Finance has 13,256,037 shares outstanding.
What happened to Better Home & Finance’s price movement after its last earnings report?
Better Home & Finance reported an EPS of -$1.69 in its last earnings report, missing expectations of -$0.916. Following the earnings report the stock price went down -7.091%.
Which hedge fund is a major shareholder of Better Home & Finance?
Currently, no hedge funds are holding shares in BETR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Better Home & Finance Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$23.57 (75.78% Upside)
$23.57 (75.78% Upside)
Blogger Sentiment
Bullish
BETR Sentiment 71%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth $80.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 1.1%
Last 30 Days ▼ 5.0%
Last 30 Days ▼ 5.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-82.34%
12-Months-Change
Fundamentals
Return on Equity
-465.27%
Trailing 12-Months
Asset Growth
24.28%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Better Home & Finance
Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.
BETR Company Deck
BETR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of encouraging operating progress and clear near-term challenges. Key positives include strong year-over-year loan volume and revenue growth, notable product traction (Tinman and HELOC), improved adjusted EBITDA performance, meaningful cost-savings targets exceeded, and increased warehouse capacity and cash resources. Offsetting these positives are persistent macro headwinds (higher rates and softer application activity), continued adjusted EBITDA losses with a missed breakeven timing, dependency on delayed partnership ramps for HELOC contribution, and a Q2 adjusted EBITDA benefit from a one-time reserve release. Management emphasized focus, disciplined capital allocation, and execution to drive sustainable profitability over time.View all BETR earnings summariesBETR Stock 12 Month Forecast
Average Price Target
$23.57
▲(75.78% Upside)
Technical Analysis
Ownership Overview
14.65% Insiders
4.91% Mutual Funds
<0.01% Other Institutional Investors
73.04% Public Companies and
Individual Investors