FPLPF Stock Chart & Stats
$1.53
$0.05(3.39%)
At close: 4:00 PM EDT
$1.53
$0.05(3.39%)
Day’s Range― - ―
52-Week Range$1.38 - $1.80
Previous CloseN/A
Volume3.13K
Average Volume (3M)0.00
Market Cap
$230.85M
Enterprise Value$2.88B
Total Cash (Recent Filing)$1.26B
Total Debt (Recent Filing)$3.84B
Price to Earnings (P/E)16.2
Beta0.49
Next Earnings
Apr 01, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield12.82%
Share Statistics
EPS (TTM)0.04
Shares Outstanding256,493,740
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.62
Price to Sales (P/S)0.50
P/FCF Ratio3.39
Enterprise Value/Market Cap12.48
Enterprise Value/Revenue4.57
Enterprise Value/Gross Profit8.05
Enterprise Value/Ebitda15.84
Forecast
1Y Price Target
$1.94Price Target Upside26.85% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.06
Revenue Forecast (FY)$646.51M
Bulls Say, Bears Say
Bulls Say
Balance GrowthStrong balance growth indicates expanding customer lending and supports future revenue generation across the group’s products. Growth in credit cards, vehicle finance and second-charge mortgages broadens the earnings base and provides a foundation for improved returns as efficiency initiatives mature.
Operating EfficiencyFalling operating costs and increased transformation savings provide a durable lever for rebuilding profitability. A lower cost base can partly offset margin pressure, improve operating leverage as balances grow, and support management’s medium-term objectives for stronger efficiency and returns.
Capital And LiquidityStrong regulatory capital and liquidity provide resilience while the group expands lending and completes its transformation. The CET1 surplus, high-quality liquid assets and elevated liquidity coverage reduce immediate funding pressure and give management flexibility to pursue growth and restore returns.
Bears Say
High LeverageRapidly rising leverage leaves Vanquis more sensitive to credit losses, funding conditions and changes in asset performance. It also reduces financial flexibility, making it harder to absorb weaker earnings or invest aggressively without relying on sustained cash generation and capital discipline.
Margin And Credit PressureLower yields alongside higher impairments can constrain earnings even when lending balances continue to grow. The pressure is structurally important because product mix is shifting toward lower-margin lending, while elevated charge-offs and macro provisions may keep risk-adjusted profitability below prior expectations.
Regulatory And Funding HeadwindsHigher risk-weighted assets could consume capital capacity and make future balance-sheet growth more expensive. At the same time, rising deposit costs would pressure net interest margins, creating a lasting challenge for returns unless lending yields, efficiency or capital allocation offset the impact.
Vanquis Banking Group News
FPLPF FAQ
What was Vanquis Banking Group’s price range in the past 12 months?
Vanquis Banking Group lowest stock price was $1.38 and its highest was $1.80 in the past 12 months.
What is Vanquis Banking Group’s market cap?
Vanquis Banking Group’s market cap is $230.85M.
When is Vanquis Banking Group’s upcoming earnings report date?
Vanquis Banking Group’s upcoming earnings report date is Apr 01, 2027 which is in 161 days.
How were Vanquis Banking Group’s earnings last quarter?
Vanquis Banking Group released its earnings results on Jul 30, 2026. The company reported $0.023 earnings per share for the quarter.
Is Vanquis Banking Group overvalued?
According to Wall Street analysts Vanquis Banking Group’s price is currently Undervalued.
Does Vanquis Banking Group pay dividends?
Vanquis Banking Group pays a Semiannually dividend of $0.014 which represents an annual dividend yield of 12.82%. See more information on Vanquis Banking Group dividends here
What is Vanquis Banking Group’s EPS estimate?
Vanquis Banking Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Vanquis Banking Group have?
Vanquis Banking Group has 256,493,740 shares outstanding.
What happened to Vanquis Banking Group’s price movement after its last earnings report?
Vanquis Banking Group reported an EPS of $0.023 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Vanquis Banking Group?
Currently, no hedge funds are holding shares in FPLPF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Vanquis Banking Group Stock Smart Score
Neutral
1
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3
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5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$1.94 (26.85% Upside)
$1.94 (26.85% Upside)
Blogger Sentiment
Bullish
FPLPF Sentiment 100%
Sector Average 61%
Sector Average 61%
Insider Transactions
Sold Shares
Worth $241.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-36.52%
12-Months-Change
Fundamentals
Return on Equity
2.20%
Trailing 12-Months
Asset Growth
27.57%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Vanquis Banking Group
Headquartered in Bradford, UK, Vanquis Banking Group plc focuses on providing personal credit solutions to the non-prime lending sector throughout the United Kingdom and the Republic of Ireland. Its product portfolio encompasses credit cards, unsecured personal loans, and vehicle financing for automobiles, motorcycles, and light commercial vehicles. The company, which dates back to its founding in 1880, operated as Provident Financial plc until its rebranding to Vanquis Banking Group plc in March 2023.
FPLPF Stock 12 Month Forecast
Average Price Target
$1.94
▲(26.85% Upside)
Technical Analysis
Ownership Overview
0.21% Insiders
1.81% Mutual Funds
― Other Institutional Investors
97.46% Public Companies and
Individual Investors