Want to see EZPW full AI Analyst Report?
EZPW Stock Chart & Stats
$29.54
$0.34(1.15%)
At close: 4:00 PM EDT
$29.54
$0.34(1.15%)
Day’s Range― - ―
52-Week Range$13.96 - $37.13
Previous CloseN/A
Volume189.18K
Average Volume (3M)1.05M
Market Cap
$1.83B
Enterprise Value$2.58K
Total Cash (Recent Filing)$354.18M
Total Debt (Recent Filing)$799.00M
Price to Earnings (P/E)12.4
Beta0.34
Next Earnings
Aug 05, 2026EPS Estimate
0.41Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.41
Shares Outstanding58,565,807
10 Day Avg. Volume883,704
30 Day Avg. Volume1,047,683
Financial Highlights & Ratios
PEG Ratio0.77
Price to Book (P/B)1.07
Price to Sales (P/S)0.86
P/FCF Ratio9.91
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$42.00Price Target Upside42.18% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.98
Revenue Forecast (FY)$1.65B
Bulls Say, Bears Say
Bulls Say
High And Stable Gross MarginsConsistently high gross margins (~58–62%) reflect durable unit economics from pawn lending and resale of forfeited goods. This margin buffer supports earnings resilience through cycles, funds reinvestment in stores, and underpins long-term profitability independent of short-term volume swings.
Strengthened Balance Sheet / Lower LeverageMaterial reduction in leverage (debt-to-equity ~0.25 TTM) and stronger ROE (~13.9%) materially improve financial flexibility. Lower interest burden and a more liquid balance sheet support disciplined capital allocation, future M&A, and resilience to funding stress over the medium term.
Scale Expansion Via Acquisitions And Store GrowthAcquisitions and store additions drove record revenue and a 33% jump in pawn loans, creating scale benefits: higher merchandising inventory, broader customer reach, and potential operating leverage. Consolidation of SMG increases market share and gives durable growth optionality beyond organic channels.
Bears Say
Moderate Cash ConversionFCF at ~76% of net income indicates earnings are not fully converting to cash, limiting internal funding for capex, buybacks or dividends. In a business with inventory and seasonal pawn redemptions, weaker cash conversion can constrain reinvestment and amplify liquidity needs during stress.
Operating Profitability VolatilityDespite net margin gains, EBIT margin has shown variability, signaling potential sensitivity to SG&A, integration costs, or store-level operating issues. Persistent volatility in operating margins can erode sustainable earnings quality and complicate forward planning for margins and reinvestment.
Regional Cost & Integration Risks From Rapid ExpansionRapid acquisition-driven expansion and larger Latin American exposure raise integration and execution risk. Elevated labor costs and differing regulatory regimes can compress margins and increase operating complexity, requiring sustained managerial execution to realize expected synergies.
EZCORP News
EZPW FAQ
What was EZCORP Inc’s price range in the past 12 months?
EZCORP Inc lowest stock price was $13.96 and its highest was $37.13 in the past 12 months.
What is EZCORP Inc’s market cap?
EZCORP Inc’s market cap is $1.83B.
When is EZCORP Inc’s upcoming earnings report date?
EZCORP Inc’s upcoming earnings report date is Aug 05, 2026 which is tomorrow.
How were EZCORP Inc’s earnings last quarter?
EZCORP Inc released its earnings results on May 06, 2026. The company reported $0.58 earnings per share for the quarter, beating the consensus estimate of $0.403 by $0.177.
Is EZCORP Inc overvalued?
According to Wall Street analysts EZCORP Inc’s price is currently Undervalued.
Does EZCORP Inc pay dividends?
EZCORP Inc does not currently pay dividends.
What is EZCORP Inc’s EPS estimate?
EZCORP Inc’s EPS estimate is 0.41.
How many shares outstanding does EZCORP Inc have?
EZCORP Inc has 58,565,807 shares outstanding.
What happened to EZCORP Inc’s price movement after its last earnings report?
EZCORP Inc reported an EPS of $0.58 in its last earnings report, beating expectations of $0.403. Following the earnings report the stock price went down -1.675%.
Which hedge fund is a major shareholder of EZCORP Inc?
Currently, no hedge funds are holding shares in EZPW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EZCORP Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$42.00 (42.18% Upside)
$42.00 (42.18% Upside)
Blogger Sentiment
Bullish
EZPW Sentiment 88%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 236.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.4%
Last 30 Days ▲ 4.7%
Last 30 Days ▲ 4.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
118.81%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
16.24%
Trailing 12-Months
Company Description
EZCORP Inc
EZCORP, Inc. operates primarily by offering collateralized loans, commonly known as pawn loans, to individuals in both the United States and various Latin American countries. These loans are secured by a wide array of personal items, including but not limited to jewelry, consumer electronics, tools, sporting equipment, and musical instruments. Beyond its lending activities, the company also engages in the retail sale of merchandise. This inventory largely comprises items that were once collateral for unredeemed pawn loans, as well as pre-owned goods directly acquired from customers. To further support its clientele, EZCORP provides online platforms, Lana and EZ+, designed to facilitate the management of pawn loans. As of September 30, 2021, EZCORP, Inc. maintained a substantial physical presence, with 516 company-owned and operated pawn shops in the U.S., 508 in Mexico, and an additional 124 locations spread across Guatemala, El Salvador, and Honduras. The company was founded in 1989 and has its corporate headquarters situated in Austin, Texas.
EZPW Company Deck
EZPW Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated a strong operational and financial quarter with broad-based revenue and profit growth, strategic acquisitions that materially expand scale and addressable markets, and a robust liquidity position. Key near-term challenges include elevated inventories and slightly lower U.S. turnover, higher operating expenses (notably in LatAm from wage increases), and the transient nature of elevated scrap margins tied to gold prices. Management emphasized disciplined capital deployment, integration focus, and continued organic opportunity.View all EZPW earnings summariesEZPW Stock 12 Month Forecast
Average Price Target
$42.00
▲(42.18% Upside)
Technical Analysis
FirstCash
―
Regional Management
―
World Acceptance
―
Yiren Digital
―
Oportun Financial
―
Ownership Overview
4.90% Insiders
31.76% Mutual Funds
5.24% Other Institutional Investors
35.29% Public Companies and Individual Investors