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WRLD Stock Chart & Stats
$193.45
-$8.84(-4.32%)
At close: 4:00 PM EDT
$193.45
-$8.84(-4.32%)
Day’s Range― - ―
52-Week Range$110.00 - $227.68
Previous Close$195.83
Volume216.04K
Average Volume (3M)55.04K
Market Cap
$800.39M
Enterprise Value$1.65B
Total Cash (Recent Filing)$10.42M
Total Debt (Recent Filing)$648.07M
Price to Earnings (P/E)19.9
Beta1.02
Next Earnings
Oct 23, 2026EPS Estimate
0.78Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.61
Shares Outstanding4,663,180
10 Day Avg. Volume46,234
30 Day Avg. Volume55,039
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)1.93
Price to Sales (P/S)1.16
P/FCF Ratio2.66
Enterprise Value/Market Cap2.06
Enterprise Value/Revenue2.78
Enterprise Value/Gross Profit4.59
Enterprise Value/Ebitda27.40
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)13.18
Revenue Forecast (FY)$613.10M
Bulls Say, Bears Say
Bulls Say
Operating ProfitabilityStrong TTM revenue growth combined with healthy gross, EBIT, and EBITDA margins indicates that the core lending model is generating meaningful operating profit. This provides capacity to absorb credit costs, fund ongoing branch operations, and support earnings resilience over the next several quarters.
Improving Credit Performance改善ing charge-offs and delinquency, together with lower provision expense, suggest that tighter underwriting and active portfolio management are beginning to improve credit economics. If maintained, this trend can support margins and reduce the earnings drag from loss provisioning over the medium term.
Leadership ContinuityAppointing an internal executive with prior finance and strategy responsibilities supports continuity in capital allocation, risk management, and operating priorities. Familiarity with the company may reduce execution disruption while management continues its focus on responsible loan growth and credit improvement.
Bears Say
Elevated LeverageDebt materially exceeds equity, leaving the company reliant on continued portfolio cash generation and lender access to fund its lending model. This leverage can limit strategic flexibility and amplify the impact of weaker credit performance, higher provisions, or a downturn in borrower repayment capacity.
Persistently High Credit LossesThe direction of credit metrics is encouraging, but charge-offs and delinquency remain at very high absolute levels. Such elevated loss and delinquency rates can continue to pressure provisions, collection costs, and net margins, making earnings sensitive to even modest deterioration in borrower performance.
Restricted Customer GrowthThe defensive underwriting response has improved credit indicators but has also reduced new-customer origination and contracted the customer base. This trade-off can constrain loan growth, interest income, and future repeat borrowing until management can expand lending without reversing recent credit improvements.
World Acceptance News
WRLD FAQ
What was World Acceptance Corp’s price range in the past 12 months?
World Acceptance Corp lowest stock price was $110.00 and its highest was $227.68 in the past 12 months.
What is World Acceptance Corp’s market cap?
World Acceptance Corp’s market cap is $800.39M.
When is World Acceptance Corp’s upcoming earnings report date?
World Acceptance Corp’s upcoming earnings report date is Oct 23, 2026 which is in 3 days.
How were World Acceptance Corp’s earnings last quarter?
World Acceptance Corp released its earnings results on Jul 24, 2026. The company reported $2.12 earnings per share for the quarter, beating the consensus estimate of $0.58 by $1.54.
Is World Acceptance Corp overvalued?
According to Wall Street analysts World Acceptance Corp’s price is currently Overvalued.
Does World Acceptance Corp pay dividends?
World Acceptance Corp does not currently pay dividends.
What is World Acceptance Corp’s EPS estimate?
World Acceptance Corp’s EPS estimate is 0.78.
How many shares outstanding does World Acceptance Corp have?
World Acceptance Corp has 4,663,180 shares outstanding.
What happened to World Acceptance Corp’s price movement after its last earnings report?
World Acceptance Corp reported an EPS of $2.12 in its last earnings report, beating expectations of $0.58. Following the earnings report the stock price went up 13.027%.
Which hedge fund is a major shareholder of World Acceptance Corp?
Currently, no hedge funds are holding shares in WRLD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
World Acceptance Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bearish
WRLD Sentiment 67%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 3.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $24.5M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.64%
12-Months-Change
Fundamentals
Return on Equity
11.00%
Trailing 12-Months
Asset Growth
5.37%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
World Acceptance Corp
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
WRLD Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented several clear positives: EPS of $2.12, revenue up 4.8%, a 13.4% reduction in provision expense, a 91 basis-point yield increase, and measurable improvements in net charge-offs and front-end delinquency. Management also reported robust demand and active, conservative portfolio management. Offsetting these positives are still-elevated charge-off and delinquency levels (~18% range), a decline in bookable applications due to prior tightening, modest G&A increases, and one-time CEO transition costs. Overall, the balance of encouraging operational and credit improvements against manageable but notable challenges leads to a constructive tone.View all WRLD earnings summariesTechnical Analysis
Regional Management
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OneMain Holdings
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Enova International
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Oportun Financial
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OppFi
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Ownership Overview
46.85% Insiders
12.77% Mutual Funds
0.11% Other Institutional Investors
22.02% Public Companies and
Individual Investors