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World Acceptance (WRLD) Stock Statistics & Valuation Metrics

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Total Valuation

World Acceptance has a market cap or net worth of $724.95M. The enterprise value is $1.44B.

Market Cap
$724.95M
Enterprise Value
$1.44B

Share Statistics

World Acceptance has 4,500,000 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
4,500,000
Owned by Insiders
33.25%
Owned by Institutions
30.85%

Financial Efficiency

World Acceptance’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 3.40%.

Return on Equity (ROE)
0.10
Return on Assets (ROA)
0.03
Return on Invested Capital (ROIC)
3.40%
Return on Capital Employed (ROCE)
0.04
Revenue Per Employee
201.30K
Profits Per Employee
11.90K
Employee Count
2,907
Asset Turnover
0.56
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of World Acceptance is 13.71. World Acceptance’s PEG ratio is 4.40.

PE Ratio
13.71
PS Ratio
1.17
PB Ratio
1.95
Price to FCF
3.28
Price to Operating Cash Flow
3.14
PEG Ratio
4.40

Income Statement

In the last 12 months, World Acceptance had revenue of 585.17M and earned 34.59M in profits. Earnings per share was 6.97.

Revenue
585.17M
Gross Profit
347.12M
Operating Income
45.24M
Pretax Income
45.24M
Net Income
34.59M
EBITDA
54.23M
Earnings Per Share (EPS)
6.97

Cash Flow

In the last 12 months, operating cash flow was 216.95M and capital expenditures -4.38M, giving a free cash flow of 212.56M billion.

Operating Cash Flow
216.95M
Free Cash Flow
212.56M
Free Cash Flow per Share
46.63

Dividends & Yields

World Acceptance pays an annual dividend of ―, resulting in a dividend yield of ―

Dividend Per Share
―
Dividend Yield
―
Payout Ratio
N/A
Free Cash Flow Yield
30.59%
Earnings Yield
7.36%

Stock Price Statistics

Beta
1.02
52-Week Price Change
11.31%
50-Day Moving Average
177.64
200-Day Moving Average
164.33
Relative Strength Index (RSI)
26.62
Average Volume (3m)
64.34K

Important Dates

World Acceptance upcoming earnings date is Jan 15, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 23, 2026
Next Earnings Date
Jan 15, 2027
Ex-Dividend Date
―

Financial Position

World Acceptance as a current ratio of 0.77, with Debt / Equity ratio of 188.37%

Current Ratio
0.77
Quick Ratio
0.77
Debt to Market Cap
0.87
Net Debt to EBITDA
12.08
Interest Coverage Ratio
0.92

Taxes

In the past 12 months, World Acceptance has paid 10.66M in taxes.

Income Tax
10.66M
Effective Tax Rate
0.24

Enterprise Valuation

World Acceptance EV to EBITDA ratio is 16.24, with an EV/FCF ratio of 6.38.

EV to Sales
2.27
EV to EBITDA
16.24
EV to Free Cash Flow
6.38
EV to Operating Cash Flow
6.25

Balance Sheet

World Acceptance has $8.31M in cash and marketable securities with $670.17M in debt, giving a net cash position of -$661.86M billion.

Cash & Marketable Securities
$8.31M
Total Debt
$670.17M
Net Cash
-$661.86M
Net Cash Per Share
-$147.08
Tangible Book Value Per Share
$74.33

Margins

Gross margin is 63.98%, with operating margin of 12.77%, and net profit margin of 8.39%.

Gross Margin
63.98%
Operating Margin
12.77%
Pretax Margin
10.82%
Net Profit Margin
8.39%
EBITDA Margin
14.00%
EBIT Margin
12.77%

Analyst Forecast

The average price target for World Acceptance is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target
―
Price Target Upside
―
Analyst Consensus
―
Analyst Count
―
Revenue Growth Forecast
4.63%
EPS Growth Forecast
―

Scores

Smart Score
1
AI Score
63