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Enterprise Financial Services (EFSC) Stock Price & Analysis

EFSC Stock Chart & Stats

$61.81-$0.67(-1.07%)
At close: 4:00 PM EDT
$60$62.5$65$67.53 Aug17 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
$61.52 - $62.93
52-Week Range
$51.18 - $68.73
Previous Close
$62.48
Volume
294.89K
Average Volume (3M)
233.75K
Market Cap
$2.21B
Enterprise Value
$2.50B
Total Cash (Recent Filing)
$4.37B
Total Debt (Recent Filing)
$501.94M
Price to Earnings (P/E)
12.3
Beta
0.66
Next Earnings
Jan 25, 2027 (Est.)
EPS Estimate
1.5
Next Dividend Ex-Date
Dec 15, 2026
Dividend Yield
2.17%

Bulls Say, Bears Say

Bulls Say

Diversified Loan Growth

Strong loan growth across commercial and specialty lending supports recurring interest income and demonstrates continued demand for EFSC’s relationship-based banking model. Diversification across products, industries, and regions may help sustain growth beyond a single market or borrower segment.

Relationship Deposit Franchise

Rapid deposit growth and a substantial non-interest-bearing component provide a durable funding base for loan expansion while helping contain funding costs. Deep treasury-management and lending relationships can improve retention and support recurring fee opportunities over time.

Operating Efficiency

Improving efficiency indicates that revenue growth is translating into stronger operating leverage rather than being absorbed entirely by expenses. Continued automation, streamlined operations, and disciplined compensation spending could support sustainable profitability as the franchise expands.

Bears Say

Elevated Credit Risk

Elevated criticized, classified, and non-performing assets create ongoing uncertainty around provisions, charge-offs, and returns on capital. Credit normalization is expected to take several quarters, so asset-quality pressure could continue weighing on earnings and management flexibility.

Spread Compression

Competitive loan pricing and higher deposit costs threaten the spread that drives EFSC’s core earnings. Although management is defending margins through pricing and funding discipline, persistent market pressure could limit net interest income growth and constrain profitability.

Weak Cash Conversion

The sharp decline in operating and free cash flow raises concerns about the durability of earnings conversion, even though free cash flow remains close to net income. Weaker cash generation can reduce flexibility for capital returns, investment, and absorbing future credit losses.

Enterprise Financial Services News

EFSC FAQ

What was Enterprise Financial Services’s price range in the past 12 months?
Enterprise Financial Services lowest stock price was $51.18 and its highest was $68.73 in the past 12 months.
What is Enterprise Financial Services’s market cap?
Enterprise Financial Services’s market cap is $2.21B.
When is Enterprise Financial Services’s upcoming earnings report date?
Enterprise Financial Services’s next earnings report is estimated for Jan 25, 2027 (not yet confirmed), which is in 84 days.
How were Enterprise Financial Services’s earnings last quarter?
Enterprise Financial Services released its earnings results on Oct 21, 2026. The company reported $1.14 earnings per share for the quarter, missing the consensus estimate of $1.384 by -$0.244.
Is Enterprise Financial Services overvalued?
According to Wall Street analysts Enterprise Financial Services’s price is currently Undervalued.
Does Enterprise Financial Services pay dividends?
Enterprise Financial Services pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 2.17%. See more information on Enterprise Financial Services dividends here
What is Enterprise Financial Services’s EPS estimate?
Enterprise Financial Services’s EPS estimate is 1.50.
How many shares outstanding does Enterprise Financial Services have?
Enterprise Financial Services has 35,775,000 shares outstanding.
What happened to Enterprise Financial Services’s price movement after its last earnings report?
Enterprise Financial Services reported an EPS of $1.14 in its last earnings report, missing expectations of $1.384. Following the earnings report the stock price went up 1.261%.
Which hedge fund is a major shareholder of Enterprise Financial Services?
Hedge funds hold Enterprise Financial Services shares: the largest hedge-fund position in Enterprise Financial Services is 71,884,801 shares, and hedge funds increased their holdings by 287.8K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology