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National Bank Holdings (NBHC) Stock Price & Analysis

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NBHC Stock Chart & Stats

$37.18$0.10(0.27%)
At close: 4:00 PM EST
$37.5$40$42.5Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$36.99 - $37.33
52-Week Range
$35.50 - $47.28
Previous Close
$37.08
Volume
N/A
Average Volume (3M)
485.00K
Market Cap
$1.64B
Enterprise Value
$1.73B
Total Cash (Recent Filing)
$1.73B
Total Debt (Recent Filing)
$349.36M
Price to Earnings (P/E)
25.6
Beta
0.68
Next Earnings
Jan 26, 2027 (Est.)
EPS Estimate
0.95
Next Dividend Ex-Date
Nov 27, 2026
Dividend Yield
3.42%

Bulls Say, Bears Say

Bulls Say

Strong Cash Generation

Strong operating and free cash flow gives NBHC internal funding capacity for lending growth, capital returns and technology investment. The 23% TTM free-cash-flow increase also indicates that cash generation remains a meaningful support for financial flexibility over the next several quarters.

Conservative Capital And Leverage

Moderate leverage and capital ratios well above regulatory well-capitalized thresholds provide resilience as NBHC manages credit losses and pursues growth. This capital cushion supports continued lending, absorbs unexpected stress and preserves flexibility for dividends, buybacks and other shareholder returns.

Loan, Deposit And Fee Growth

Growth across loans, deposits and recurring fee categories shows NBHC is expanding customer relationships rather than relying only on balance-sheet repricing. A favorable deposit mix and a targeted 4% net interest margin could support durable revenue growth if execution remains consistent.

Bears Say

Sharp Profitability Deterioration

The substantial decline in net income, margin and ROE shows that recent revenue growth is not translating efficiently into shareholder returns. Weaker profitability reduces internal capital formation and leaves NBHC more exposed to further credit costs, expense pressure or adverse changes in funding conditions.

Deteriorating Credit Quality

Large concentrated commercial-loan losses and rising non-performing and criticized assets increase uncertainty around future provisions and earnings. Although management expects charge-offs to normalize, the deterioration indicates that credit risk can still weigh on capital generation and returns over the coming quarters.

Pressure On Noninterest Income

Pressure across fintech-related investments and residential mortgage gain-on-sale activity makes fee revenue less dependable than the core lending franchise. Weaker or more volatile noninterest income can complicate expense absorption and limit diversification when net interest income or credit performance softens.

National Bank Holdings News

NBHC FAQ

What was National Bank Holdings’s price range in the past 12 months?
National Bank Holdings lowest stock price was $35.50 and its highest was $47.28 in the past 12 months.
What is National Bank Holdings’s market cap?
National Bank Holdings’s market cap is $1.64B.
When is National Bank Holdings’s upcoming earnings report date?
National Bank Holdings’s next earnings report is estimated for Jan 26, 2027 (not yet confirmed), which is in 75 days.
How were National Bank Holdings’s earnings last quarter?
National Bank Holdings released its earnings results on Oct 27, 2026. The company reported $0.06 earnings per share for the quarter, missing the consensus estimate of $0.79 by -$0.73.
Is National Bank Holdings overvalued?
According to Wall Street analysts National Bank Holdings’s price is currently Undervalued.
Does National Bank Holdings pay dividends?
National Bank Holdings pays a quarterly dividend of $0.33 which represents an annual dividend yield of 3.42%. See more information on National Bank Holdings dividends here
What is National Bank Holdings’s EPS estimate?
National Bank Holdings’s EPS estimate is 0.95.
How many shares outstanding does National Bank Holdings have?
National Bank Holdings has 44,130,833 shares outstanding.
What happened to National Bank Holdings’s price movement after its last earnings report?
National Bank Holdings reported an EPS of $0.06 in its last earnings report, missing expectations of $0.79. Following the earnings report the stock price went down -3.848%.
Which hedge fund is a major shareholder of National Bank Holdings?
Hedge funds hold National Bank Holdings shares: the largest hedge-fund position in National Bank Holdings is 71,885,942 shares, and hedge funds increased their holdings by 1.0M shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology