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NBHC Stock Chart & Stats
$43.33
-$0.80(-1.85%)
At close: 4:00 PM EDT
$43.33
-$0.80(-1.85%)
Day’s Range― - ―
52-Week Range$35.06 - $47.28
Previous Close$42.53
Volume444.28K
Average Volume (3M)388.46K
Market Cap
$1.93B
Enterprise Value$1.96K
Total Cash (Recent Filing)$1.82B
Total Debt (Recent Filing)$347.24M
Price to Earnings (P/E)16.8
Beta0.84
Next Earnings
Oct 27, 2026EPS Estimate
0.84Next Dividend Ex-DateN/A
Dividend Yield2.89%
Share Statistics
EPS (TTM)2.57
Shares Outstanding44,790,820
10 Day Avg. Volume362,395
30 Day Avg. Volume388,465
Financial Highlights & Ratios
PEG Ratio-1.72
Price to Book (P/B)1.05
Price to Sales (P/S)2.49
P/FCF Ratio10.95
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$48.50Price Target Upside11.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)3.33
Revenue Forecast (FY)$536.66M
Bulls Say, Bears Say
Bulls Say
Strong Loan Growth And OriginationsSustained, record loan originations and 10% YTD annualized growth expand interest-earning assets and deepen customer relationships. Over 2–6 months this supports durable net interest income, scales fee and treasury opportunities across geographies (Vista-sourced pipelines), and strengthens long-term revenue mix.
Net Interest Income And Margin StrengthA top-quartile NIM near 4% and a 25% YoY rise in net interest income indicate a structurally improving core earnings engine. With ongoing loan growth and targeted funding cost control, NII and NIM provide a sustainable earnings base over months, cushioning against episodic fee volatility.
Capital Ratios And Conservative LeverageHealthy CET1 and total capital ratios, modest leverage and rising tangible book provide a durable regulatory and economic buffer. This supports continued organic loan growth, dividend and buyback flexibility, and resilience to credit cycles over the medium term without forcing distressed capital actions.
Bears Say
Cooling Revenue And Lower ReturnsA declining top line and materially lower ROE signal that earnings power has softened compared with prior peaks. Over 2–6 months this constrains internal capital generation, weakens return on equity for investors and limits flexibility to fund growth or raise shareholder payouts without improving revenue trends.
Underperforming 2UniFi InitiativeA division with outsized expense relative to revenue imposes a structural drag on margins and management attention. Unless conversion and credit-fit improve or a partnership/exit is executed, the ongoing ~20M expense run-rate will continue to dilute profitability and cash returns over the coming quarters.
Weaker Cash Flow Generation Versus Prior PeriodsReduced operating and free cash flow versus prior years diminishes internal funding for integration costs, loan growth, or shareholder returns. Over a medium-term horizon this tighter cash generation raises reliance on careful capital allocation and could limit opportunistic investments or increase sensitivity to credit stress.
National Bank Holdings News
NBHC FAQ
What was National Bank Holdings’s price range in the past 12 months?
National Bank Holdings lowest stock price was $35.06 and its highest was $47.28 in the past 12 months.
What is National Bank Holdings’s market cap?
National Bank Holdings’s market cap is $1.93B.
When is National Bank Holdings’s upcoming earnings report date?
National Bank Holdings’s upcoming earnings report date is Oct 27, 2026 which is in 80 days.
How were National Bank Holdings’s earnings last quarter?
National Bank Holdings released its earnings results on Jul 21, 2026. The company reported $0.78 earnings per share for the quarter, missing the consensus estimate of $0.81 by -$0.03.
Is National Bank Holdings overvalued?
According to Wall Street analysts National Bank Holdings’s price is currently Undervalued.
Does National Bank Holdings pay dividends?
National Bank Holdings pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 2.89%. See more information on National Bank Holdings dividends here
What is National Bank Holdings’s EPS estimate?
National Bank Holdings’s EPS estimate is 0.84.
How many shares outstanding does National Bank Holdings have?
National Bank Holdings has 44,790,820 shares outstanding.
What happened to National Bank Holdings’s price movement after its last earnings report?
National Bank Holdings reported an EPS of $0.78 in its last earnings report, missing expectations of $0.81. Following the earnings report the stock price went down -4.314%.
Which hedge fund is a major shareholder of National Bank Holdings?
Currently, no hedge funds are holding shares in NBHC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
National Bank Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$48.50 (11.93% Upside)
$48.50 (11.93% Upside)
Blogger Sentiment
Bullish
NBHC Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 68.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $40.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-15.97%
12-Months-Change
Fundamentals
Return on Equity
2.89%
Trailing 12-Months
Asset Growth
25.88%
Trailing 12-Months
Company Description
National Bank Holdings
National Bank Holdings Corporation (NBHC) serves as the parent company for NBH Bank, providing a comprehensive range of banking products and financial services to commercial businesses and individual consumers across the United States. The bank offers various deposit accounts, including checking, savings, and money market options, alongside fixed-rate and fixed-maturity time deposits. Its lending portfolio is extensive, featuring commercial and industrial loans for purposes such as working capital, equipment financing, lender finance, and specialized sectors like food and agriculture, government, and non-profits. NBHC also finances both owner-occupied and non-owner occupied commercial real estate, covering diverse property types like office buildings, warehouses, multi-family residences, hospitality venues, and retail spaces. Additionally, it provides Small Business Administration (SBA) loans to support manufacturers, distributors, and service providers, as well as general term loans, lines of credit, real estate-secured loans, residential mortgages, and consumer loans. Beyond its core deposit and lending services, NBHC delivers a suite of treasury management solutions. These encompass digital banking (online and mobile), commercial credit cards, wire transfers, Automated Clearing House (ACH) services, electronic bill payment, lockbox services, remote deposit capture, merchant processing, cash vault services, controlled disbursements, and fraud prevention tools. The company also offers auxiliary services like account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, NBHC operated through a network of 81 banking centers situated in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas, complemented by 121 ATMs. Originally established in 2009 as NBH Holdings Corp., the company officially adopted its current name, National Bank Holdings Corporation, in March 2012. Its corporate headquarters are located in Greenwood Village, Colorado.
NBHC Company Deck
NBHC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive operating and financial picture: record loan production, strong year-to-date loan growth (10%), significant revenue lift (NII +25% YoY), fee income acceleration, improving asset quality (NPAs low, classified assets down 47% YoY), solid capital metrics (CET1 12.3%) and clear integration progress with expected expense synergies. Offsetting items include underperformance of the 2UniFi initiative (high expense base vs limited revenue), some margin compression driven by loan churn and accretion volatility, spot deposit volatility and continued but declining net charge-offs. Overall, the positive growth, profitability improvements and confident guidance (near 4% NIM, full-year expense range, and >$1 EPS target for Q4 2026) outweigh the highlighted challenges.View all NBHC earnings summariesNBHC Stock 12 Month Forecast
Average Price Target
$48.50
▲(11.93% Upside)
Technical Analysis
Ownership Overview
4.33% Insiders
25.02% Mutual Funds
2.30% Other Institutional Investors
37.03% Public Companies and
Individual Investors