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American Financial Group (DE:QFI)
FRANKFURT:QFI

American Financial Group (QFI) Price & Analysis

1 Followers

QFI Stock Chart & Stats

€125.40
-€0.40(-0.32%)
At close: 4:00 PM EDT
€125.40
-€0.40(-0.32%)

Bulls Say, Bears Say

Bulls Say
Free Cash Flow StrengthAFG's substantial TTM free cash flow, roughly double reported net income, provides durable internal funding for underwriting volatility, reserve strengthening, acquisitions, dividends and buybacks. Persistent FCF supports capital flexibility and reduces reliance on external financing through cycles.
Underwriting Profitability & Premium GrowthImproving combined ratios and steady premium growth across segments indicate sustained underwriting discipline and pricing power. Consistent renewal rate increases and diversified specialty books support durable margin improvement and revenue resilience over multiple quarters.
Investment Portfolio & YieldA sizable, diversified investment portfolio with meaningful fixed-income yield and improving alternatives returns boosts net investment income and supports underwriting economics. Shorter duration (~3.1 yrs) limits rate sensitivity, helping sustain investment contribution in a higher-rate environment.
Bears Say
Earnings CyclicalityAFG's underwriting and reserve results have shown meaningful year-to-year swings, exposing earnings and capital returns to loss-cost cycles and reserve development. Such cyclicality complicates forecasting, can force countercyclical capital actions, and raises execution risk over multi-quarter horizons.
Workers' Comp / Geographic ConcentrationPersistent negative pricing in workers' compensation, with a material exposure to underperforming California business, represents a structural margin headwind. Given CA's 14% weight in the book, continued local weakness can depress segment returns and increase reserve or reinsurance reliance over quarters.
Competitive & Mix-Driven Expense PressureRising MGA/fronting capacity and growth in higher-expense, higher-return lines elevates expense ratios and can compress underwriting margins over time. Structural competitive capacity may force pricing concessions or reduce submission flow in some niche lines, limiting sustainable margin expansion.

American Financial Group News

QFI FAQ

What was American Financial Group’s price range in the past 12 months?
American Financial Group lowest stock price was €106.00 and its highest was €126.10 in the past 12 months.
    What is American Financial Group’s market cap?
    American Financial Group’s market cap is €10.32B.
      When is American Financial Group’s upcoming earnings report date?
      American Financial Group’s upcoming earnings report date is Nov 04, 2026 which is in 68 days.
        How were American Financial Group’s earnings last quarter?
        American Financial Group released its earnings results on Aug 04, 2026. The company reported €2.421 earnings per share for the quarter, beating the consensus estimate of €1.995 by €0.426.
          Is American Financial Group overvalued?
          According to Wall Street analysts American Financial Group’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does American Financial Group pay dividends?
            American Financial Group does not currently pay dividends.
            What is American Financial Group’s EPS estimate?
            American Financial Group’s EPS estimate is 3.07.
              How many shares outstanding does American Financial Group have?
              American Financial Group has 82,921,460 shares outstanding.
                What happened to American Financial Group’s price movement after its last earnings report?
                American Financial Group reported an EPS of €2.421 in its last earnings report, beating expectations of €1.995. Following the earnings report the stock price went down -1.062%.
                  Which hedge fund is a major shareholder of American Financial Group?
                  Currently, no hedge funds are holding shares in DE:QFI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    American Financial Group

                    American Financial Group, Inc. (AFG) operates as an insurance holding company, specializing in providing a broad array of property and casualty insurance solutions across the United States. Its comprehensive product portfolio encompasses various lines of business, including property and transportation coverage, which offers protection for physical damage and liability concerning vehicles like buses and trucks, along with inland and ocean marine policies, agricultural-related products, and other commercial property and niche transportation insurance types. The company's specialty casualty segment delivers products such as excess and surplus lines, executive and professional liability, general liability, and umbrella and excess liability policies. It also develops customized programs for small to mid-sized enterprises and provides workers' compensation coverage. Furthermore, AFG extends specialty financial insurance products, including risk management solutions tailored for lending and leasing institutions, fidelity and surety bonds, and trade credit insurance. Distribution of these property and casualty policies is primarily conducted through a network of independent insurance agents and brokers. Established in 1872, American Financial Group, Inc. maintains its corporate headquarters in Cincinnati, Ohio.

                    American Financial Group (QFI) Earnings & Revenues

                    QFI Company Deck

                    QFI Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call emphasized multiple strong financial and operating highlights: record pretax P&C operating income, a 32% increase in core net operating earnings, double-digit improvement in investment performance, premium growth across most businesses, solid segment combined ratios and sustained capital returns (dividends, buybacks) with an anticipated $125 million gain on a property sale. Headwinds disclosed are meaningful but manageable: localized underwriting challenges (notably California workers' comp), mix-driven increases in loss and expense ratios in some segments, crop seasonality and competitive pressure from MGAs. Management is maintaining a conservative reserving posture for social-inflation-exposed lines while investing in AI and pursuing disciplined growth. On balance, the positive financial momentum, capital flexibility and broad-based premium and investment gains materially outweigh the identified challenges.View all DE:QFI earnings summaries

                    QFI Stock 12 Month Forecast

                    Average Price Target

                    €138.48
                    ▲(10.43% Upside)
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