PRVA Stock Chart & Stats
€1.39
-€0.01(-0.71%)
At close: 4:00 PM EDT
€1.39
-€0.01(-0.71%)
Day’s Range― - ―
52-Week Range€0.80 - €1.49
Previous CloseN/A
Volume0.00
Average Volume (3M)142.00
Market Cap
€130.69M
Enterprise Value€2.88B
Total Cash (Recent Filing)€1.26B
Total Debt (Recent Filing)€3.84B
Price to Earnings (P/E)10.0
Beta0.60
Next Earnings
Apr 01, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding256,493,740
10 Day Avg. Volume200
30 Day Avg. Volume142
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)0.62
Price to Sales (P/S)0.50
P/FCF Ratio3.39
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€0.96Price Target Upside-31.13% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.05
Revenue Forecast (FY)€577.48M
Bulls Say, Bears Say
Bulls Say
Lending GrowthStrong balance growth across a diversified lending portfolio indicates expanding customer reach and continued demand for the group’s products. Profitability across credit cards, vehicle finance and second-charge mortgages supports recurring income generation while reducing reliance on any single lending category.
Operating EfficiencyLower operating costs and positive cost-to-income jaws show that efficiency gains are already improving the earnings base. The technology transformation and identified savings through 2028 could provide durable support for margins and returns as the lending portfolio continues to grow.
Capital And LiquidityStrong liquidity and capital buffers give Vanquis meaningful capacity to absorb credit volatility and continue funding customer growth. High-quality liquid assets, a substantial LCR and surplus CET1 also strengthen resilience and provide flexibility for medium-term strategic execution.
Bears Say
High LeverageThe sharp increase in leverage leaves the group more sensitive to credit performance, funding conditions and changes in asset quality. A smaller equity cushion can restrict financial flexibility and make future earnings more vulnerable when losses or balance-sheet adjustments increase.
Margin And Credit Cost PressureRising impairment charges and charge-offs can absorb the income generated by portfolio growth, while declining yields reduce the spread available to cover operating costs and losses. Together, these pressures make sustainable profitability more difficult and weaken near-term returns.
Regulatory And Funding HeadwindsHigher risk-weighted assets could require more capital to support the same lending volume, reducing balance-sheet efficiency and limiting deployment flexibility. At the same time, rising deposit costs would pressure funding spreads and could compound existing margin compression.
Vanquis Banking Group News
PRVA FAQ
What was Vanquis Banking Group’s price range in the past 12 months?
Vanquis Banking Group lowest stock price was €0.80 and its highest was €1.49 in the past 12 months.
What is Vanquis Banking Group’s market cap?
Vanquis Banking Group’s market cap is €130.69M.
When is Vanquis Banking Group’s upcoming earnings report date?
Vanquis Banking Group’s upcoming earnings report date is Apr 01, 2027 which is in 151 days.
How were Vanquis Banking Group’s earnings last quarter?
Vanquis Banking Group released its earnings results on Jul 30, 2026. The company reported €0.02 earnings per share for the quarter.
Is Vanquis Banking Group overvalued?
According to Wall Street analysts Vanquis Banking Group’s price is currently Overvalued.
Does Vanquis Banking Group pay dividends?
Vanquis Banking Group does not currently pay dividends.
What is Vanquis Banking Group’s EPS estimate?
Vanquis Banking Group’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Vanquis Banking Group have?
Vanquis Banking Group has 256,493,740 shares outstanding.
What happened to Vanquis Banking Group’s price movement after its last earnings report?
Vanquis Banking Group reported an EPS of €0.02 in its last earnings report. Following the earnings report the stock price went down -1.481%.
Which hedge fund is a major shareholder of Vanquis Banking Group?
Currently, no hedge funds are holding shares in DE:PRVA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Vanquis Banking Group Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€0.96 (-31.13% Downside)
€0.96 (-31.13% Downside)
Blogger Sentiment
Bullish
DE:PRVA Sentiment 100%
Sector Average 56%
Sector Average 56%
Insider Transactions
Sold Shares
Worth €263.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-63.16%
12-Months-Change
Fundamentals
Return on Equity
2.20%
Trailing 12-Months
Asset Growth
27.57%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Vanquis Banking Group
Headquartered in Bradford, UK, Vanquis Banking Group plc focuses on providing personal credit solutions to the non-prime lending sector throughout the United Kingdom and the Republic of Ireland. Its product portfolio encompasses credit cards, unsecured personal loans, and vehicle financing for automobiles, motorcycles, and light commercial vehicles. The company, which dates back to its founding in 1880, operated as Provident Financial plc until its rebranding to Vanquis Banking Group plc in March 2023.
PRVA Stock 12 Month Forecast
Average Price Target
€0.96
▼(-31.13% Downside)