MCG Stock Chart & Stats
€87.75
€2.75(3.10%)
At close: 4:00 PM EDT
€87.75
€2.75(3.10%)
Day’s Range― - ―
52-Week Range€65.00 - €96.10
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€4.98B
Enterprise Value€6.87K
Total Cash (Recent Filing)€2.07B
Total Debt (Recent Filing)€962.13M
Price to Earnings (P/E)6.2
Beta0.41
Next Earnings
Nov 03, 2026EPS Estimate
2.68Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)16.92
Shares Outstanding55,388,626
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)2.16
Price to Sales (P/S)0.87
P/FCF Ratio5.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)10.25
Revenue Forecast (FY)€5.36B
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryThe rebound indicates materially improved underwriting and earnings capacity after the 2022 loss year. Strong margins provide a larger buffer against claims-cost pressure, although insurance results can still vary with catastrophe experience.
Strong Cash GenerationOperating cash flow and free cash flow are close to reported earnings, supporting earnings quality and internal funding. This gives MCY flexibility to maintain capital, invest in operations, and absorb claims volatility without relying solely on external financing.
Established Market PositionMercury’s scale as California’s largest independent-agency writer and its established distribution network support customer reach and agent relationships. Its data-driven pricing and actuarial focus can reinforce disciplined underwriting and defend its personal-lines franchise.
Bears Say
Catastrophe And Underwriting VolatilityPersonal-lines insurance remains exposed to catastrophe losses, claims inflation, and reserve uncertainty. The documented 2022 loss and inconsistent historical returns show that a strong current result may not represent a stable through-cycle earnings level.
Slower Growth And Lower Free Cash FlowRevenue growth has slowed to about 3.3% TTM, while free cash flow fell roughly 11% from the prior period. Deceleration and weaker cash generation could constrain reinvestment and reduce the buffer available for adverse claims or pricing conditions.
Founder Succession RiskThe founder’s death ends a long period of concentrated leadership and creates a continuity test for governance, culture, and underwriting discipline. Although the CEO became chairman and family roles remain, execution and stakeholder confidence must now be sustained under the new structure.
Mercury General News
MCG FAQ
What was Mercury General Corp.’s price range in the past 12 months?
Mercury General Corp. lowest stock price was €65.00 and its highest was €96.10 in the past 12 months.
What is Mercury General Corp.’s market cap?
Mercury General Corp.’s market cap is €4.98B.
When is Mercury General Corp.’s upcoming earnings report date?
Mercury General Corp.’s upcoming earnings report date is Nov 03, 2026 which is in 57 days.
How were Mercury General Corp.’s earnings last quarter?
Mercury General Corp. released its earnings results on Aug 04, 2026. The company reported €3.039 earnings per share for the quarter, beating the consensus estimate of €2.18 by €0.859.
Is Mercury General Corp. overvalued?
According to Wall Street analysts Mercury General Corp.’s price is currently Overvalued.
Does Mercury General Corp. pay dividends?
Mercury General Corp. does not currently pay dividends.
What is Mercury General Corp.’s EPS estimate?
Mercury General Corp.’s EPS estimate is 2.68.
How many shares outstanding does Mercury General Corp. have?
Mercury General Corp. has 55,388,626 shares outstanding.
What happened to Mercury General Corp.’s price movement after its last earnings report?
Mercury General Corp. reported an EPS of €3.039 in its last earnings report, beating expectations of €2.18. Following the earnings report the stock price went down -0.923%.
Which hedge fund is a major shareholder of Mercury General Corp.?
Currently, no hedge funds are holding shares in DE:MCG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mercury General Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
DE:MCG Sentiment 100%
Sector Average 57%
Sector Average 57%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.43%
12-Months-Change
Fundamentals
Return on Equity
1.23%
Trailing 12-Months
Asset Growth
20.77%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Mercury General Corp.
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
Technical Analysis
RLI
―
Selective Insurance Group
―
Kemper
―
White Mountains Insurance Group
―
HCI Group
―