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PGR Stock Chart & Stats
$202.58
$4.69(1.94%)
At close: 4:00 PM EST
$202.58
$4.69(1.94%)
Day’s Range― - ―
52-Week Range$189.20 - $254.93
Previous CloseN/A
Volume867.77K
Average Volume (3M)3.16M
Market Cap
$121.51B
Enterprise Value$136.01K
Total Cash (Recent Filing)$2.29B
Total Debt (Recent Filing)$8.39B
Price to Earnings (P/E)10.5
Beta0.50
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.2%
Share Statistics
EPS (TTM)N/A
Shares Outstanding584,336,500
10 Day Avg. Volume2,448,192
30 Day Avg. Volume3,164,490
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)4.40
Price to Sales (P/S)1.52
P/FCF Ratio7.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$233.69Price Target Upside15.36% Upside
Rating ConsensusHold
Number of Analyst Covering17
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability MomentumProgressive has scaled revenue materially while restoring and sustaining healthy underwriting profitability. Rising top-line from $47.7B to $87.6B and consistent net margins near double digits indicate durable demand, pricing power, and improved underwriting discipline driving long-term earnings stability.
Strong Cash Generation And FCF ConversionProgressive converts earnings into substantial free cash flow, with FCF roughly matching net income and a TTM level around $16.4B. This high cash conversion supports dividends, buybacks, reinvestment in growth and reinsurance buying power, underpinning long-term financial flexibility despite periodic timing swings.
Governance Continuity And Capital-return DisciplinePromotion of a long-tenured internal finance strategist to CFO and board-approved share repurchases plus dividends signal governance continuity and a disciplined capital-allocation framework. Stable leadership and explicit buyback/dividend policies support predictable shareholder returns and strategic execution over many quarters.
Bears Say
Sharp TTM Leverage Increase And Weakened CapitalizationA sudden TTM spike in leverage and collapse in reported equity dramatically raises solvency and liquidity risk over the medium term. Higher leverage diminishes the balance sheet's shock-absorption capacity for catastrophes and constrains management's ability to deploy capital without increasing funding costs or raising capital.
Volatility And Recent Decline In Free Cash Flow GrowthAlthough FCF is large, the TTM decline and volatile operating cash flows point to inconsistent cash timing and potential sensitivity to underwriting cycles. This variability can complicate multi-quarter capital planning, reinsurance funding, and consistent deleveraging despite strong headline FCF levels.
Persistent Exposure To Loss Trends And Catastrophe RiskProgressive's profitability is structurally exposed to frequency/severity of claims, repair and medical cost inflation, litigation shifts, and weather events. These industry forces can erode underwriting margins, raise reinsurance costs, and force pricing or underwriting changes that take quarters to fully offset.
Progressive News
PGR FAQ
What was The Progressive Corporation’s price range in the past 12 months?
The Progressive Corporation lowest stock price was $189.20 and its highest was $254.93 in the past 12 months.
What is The Progressive Corporation’s market cap?
The Progressive Corporation’s market cap is $121.51B.
When is The Progressive Corporation’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were The Progressive Corporation’s earnings last quarter?
Currently, no data Available
Is The Progressive Corporation overvalued?
According to Wall Street analysts The Progressive Corporation’s price is currently Undervalued.
Does The Progressive Corporation pay dividends?
The Progressive Corporation pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 2.2%. See more information on The Progressive Corporation dividends here
What is The Progressive Corporation’s EPS estimate?
The Progressive Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does The Progressive Corporation have?
The Progressive Corporation has 584,336,500 shares outstanding.
What happened to The Progressive Corporation’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of The Progressive Corporation?
Currently, no hedge funds are holding shares in PGR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Progressive Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$233.69 (15.36% Upside)
$233.69 (15.36% Upside)
Blogger Sentiment
Bullish
PGR Sentiment 92%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 463.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.5%
Last 30 Days ▲ 16.1%
Last 30 Days ▲ 16.1%
News Sentiment
Bullish
Bullish news 62%
Bearish news 38%
Bearish news 38%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.45%
12-Months-Change
Fundamentals
Return on Equity
45.08%
Trailing 12-Months
Asset Growth
8.99%
Trailing 12-Months
Company Description
The Progressive Corporation
The Progressive Corporation, an insurance holding company, offers a comprehensive range of insurance products and associated services across the United States. Its portfolio includes personal and commercial vehicle coverage, residential and commercial property protection, general liability, and various other specialized property-casualty insurance options. The company's operations are structured into three main divisions: Personal Lines, Commercial Lines, and Property. Within the Personal Lines segment, Progressive provides coverage for individual automobiles and recreational vehicles. Offerings range from standard personal auto policies to specialized options for motorcycles, all-terrain vehicles (ATVs), RVs, watercraft, snowmobiles, and similar forms of personal transport. The Commercial Lines division focuses on providing primary liability and physical damage insurance for business vehicles, alongside general liability and property insurance tailored for commercial applications. This segment insures a diverse array of vehicles, including cars, vans, pickup trucks, and dump trucks for small businesses; tractors, trailers, and straight trucks for regional freight, expedited shipping, and long-haul transport companies; heavy-duty vehicles like dump trucks, log trucks, and garbage trucks used in industries such as construction, logging, and mining; and tow trucks and wreckers for towing and service stations, as well as various non-fleet taxis and premium car services. The Property segment offers residential insurance solutions for homeowners, other property owners, and renters. Its portfolio further extends to include personal umbrella policies and both primary and excess flood insurance. Beyond underwriting, the company facilitates policy issuance and claims adjusting. It also serves as an agent for various additional insurance products, such as homeowner general liability and workers' compensation, and provides reinsurance services. Progressive's products are distributed through independent insurance agencies, as well as directly to consumers via its online platforms (including mobile access) and telephone channels. Established in 1937, The Progressive Corporation maintains its headquarters in Mayfield, Ohio.
PGR Stock 12 Month Forecast
Average Price Target
$233.69
▲(15.36% Upside)
Technical Analysis
Chubb
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Ownership Overview
0.25% Insiders
27.15% Mutual Funds
0.39% Other Institutional Investors
49.62% Public Companies and Individual Investors