FF60 Stock Chart & Stats
€173.80
€3.31(3.33%)
At close: 4:00 PM EST
€173.80
€3.31(3.33%)
Day’s Range― - ―
52-Week Range€103.40 - €202.50
Previous CloseN/A
Volume0.00
Average Volume (3M)14.00
Market Cap
€7.52B
Enterprise Value€12.06K
Total Cash (Recent Filing)€172.30M
Total Debt (Recent Filing)€245.47M
Price to Earnings (P/E)46.1
Beta0.16
Next Earnings
Oct 22, 2026EPS Estimate
2.41Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.22
Shares Outstanding43,836,685
10 Day Avg. Volume20
30 Day Avg. Volume14
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)3.15
Price to Sales (P/S)1.96
P/FCF Ratio13.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€216.06Price Target Upside24.32% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)9.59
Revenue Forecast (FY)€3.76B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash FlowFirstCash consistently converts earnings into cash: TTM OCF ~$613M and FCF ~$553M (roughly 90% of net income). Durable cash conversion funds dividends, buybacks and acquisitions, reduces reliance on short-term financing, and underpins strategic optionality over the next 2–6 months.
Resilient Pawn Business With Proprietary DataThe core pawn model relies on fully collateralized loans and a proprietary data ecosystem for pricing and inventory decisions. This structure lowers credit loss risk, supports elevated gross margins and provides a durable competitive advantage that helps sustain profitability across economic cycles.
Scale Expansion Supported By FinancingThe Ramsdens deal meaningfully increases geographic scale and store density, enabling operating efficiencies, cross-market product leverage and local lending capacity. Management has also completed a $750M notes offering to refinance revolver borrowings and fund growth, supporting sustainable expansion.
Bears Say
Volatile Leverage HistoryFirstCash's capital structure has swung from low TTM leverage to materially higher annual debt-to-equity in recent years. That volatility increases refinancing and interest-rate risk, can constrain strategic moves if leverage rises, and raises the probability of earnings sensitivity to funding costs.
High Earnings Concentration In Pawn SegmentWith pawn operations expected to account for ~90% of revenue and pre-tax income, FirstCash is highly exposed to pawn demand and regional consumer-credit cycles. Simultaneous guidance noting POS payment solutions revenue declines reduces diversification and heightens single-segment risk.
Growth And Margin VariabilityRevenue growth has decelerated from prior spikes and margins have oscillated across recent years. This variability complicates medium-term forecasting, can depress return-on-invested-capital during normalization, and increases the chance that transient tailwinds reverse over the coming quarters.
FF60 FAQ
What was First Cash Financial Services’s price range in the past 12 months?
First Cash Financial Services lowest stock price was €103.40 and its highest was €202.50 in the past 12 months.
What is First Cash Financial Services’s market cap?
First Cash Financial Services’s market cap is €7.52B.
When is First Cash Financial Services’s upcoming earnings report date?
First Cash Financial Services’s upcoming earnings report date is Oct 22, 2026 which is in 89 days.
How were First Cash Financial Services’s earnings last quarter?
First Cash Financial Services released its earnings results on Jul 23, 2026. The company reported €2.196 earnings per share for the quarter, beating the consensus estimate of €2.097 by €0.099.
Is First Cash Financial Services overvalued?
According to Wall Street analysts First Cash Financial Services’s price is currently Undervalued.
Does First Cash Financial Services pay dividends?
First Cash Financial Services does not currently pay dividends.
What is First Cash Financial Services’s EPS estimate?
First Cash Financial Services’s EPS estimate is 2.41.
How many shares outstanding does First Cash Financial Services have?
First Cash Financial Services has 43,836,685 shares outstanding.
What happened to First Cash Financial Services’s price movement after its last earnings report?
First Cash Financial Services reported an EPS of €2.196 in its last earnings report, beating expectations of €2.097. Following the earnings report the stock price went down -6.57%.
Which hedge fund is a major shareholder of First Cash Financial Services?
Currently, no hedge funds are holding shares in DE:FF60
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FirstCash Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€216.06 (24.32% Upside)
€216.06 (24.32% Upside)
Blogger Sentiment
Bullish
DE:FF60 Sentiment 70%
Sector Average 60%
Sector Average 60%
Insider Transactions
Sold Shares
Worth €2.3M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
49.33%
12-Months-Change
Fundamentals
Return on Equity
0.84%
Trailing 12-Months
Asset Growth
21.52%
Trailing 12-Months
Company Description
First Cash Financial Services
FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its principal executive offices in Fort Worth, Texas.
FF60 Stock 12 Month Forecast
Average Price Target
€216.06
▲(24.32% Upside)








