BIRB Stock Chart & Stats
€15.10
-€0.15(-1.70%)
At close: 4:00 PM EST
€15.10
-€0.15(-1.70%)
Day’s Range― - ―
52-Week Range€11.70 - €18.60
Previous CloseN/A
Volume0.00
Average Volume (3M)11.00
Market Cap
€16.56B
Enterprise Value€6.94K
Total Cash (Recent Filing)€24.27B
Total Debt (Recent Filing)€10.52B
Price to Earnings (P/E)10.2
Beta0.90
Next Earnings
Jul 31, 2026EPS Estimate
0.71Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.06
Shares Outstanding944,551,700
10 Day Avg. Volume30
30 Day Avg. Volume11
Financial Highlights & Ratios
PEG Ratio-0.61
Price to Book (P/B)1.33
Price to Sales (P/S)2.82
P/FCF Ratio4.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.55
Revenue Forecast (FY)€4.36B
Bulls Say, Bears Say
Bulls Say
Market-leading Irish FranchiseA dominant domestic franchise with >40% new mortgage share and 2.2m retail customers creates a durable deposit base and low-cost funding. That scale supports stable NII, high cross-sell potential into wealth/insurance, and structural resilience versus new entrants over the medium term.
Wealth & Insurance AUM Growth And Fee DiversificationRising AUM to €60bn with double-digit fee growth shifts revenue mix toward recurring, higher-margin fees. Growing wealth revenues reduce dependence on interest margins, smooth earnings cyclicality, and provide scalable fee income as AUM targets (>€75bn by 2028) are realized over the multi-year plan.
Strong Capital Generation And CET1 BufferConsistent organic capital generation and a ~15% CET1 provide meaningful prudential headroom. That buffer supports progressive dividends, buybacks and strategic investment while absorbing RWA shocks, enabling the bank to pursue growth targets without immediate capital raises.
Bears Say
Volatile Cash Flow And Revenue HistoryHistoric swings in operating and free cash flow reduce predictability for capital returns and investment pacing. Volatility complicates multi-year planning, raises execution risk for distribution targets, and means recent improvements may be sensitive to timing, reducing confidence in repeatability.
Large Non-core And Restructuring ChargesSubstantial one-off and restructuring items materially affect reported operating profits and comparability. Moving restructuring above the line from 2026 makes operating results structurally lower until savings realise, increasing near-term execution risk and pressure on reported margins.
IRB Model Scalers And Capital DragRegulatory IRB scalers that raise RWA and consume CET1 reduce capital flexibility and raise the bank's effective capital intensity. This constrains loan expansion, distribution upside and forces a more conservative CET1 operating target until approvals or mitigants are secured.
Bank of Ireland Group News
BIRB FAQ
What was Bank of Ireland Group’s price range in the past 12 months?
Bank of Ireland Group lowest stock price was €11.70 and its highest was €18.60 in the past 12 months.
What is Bank of Ireland Group’s market cap?
Bank of Ireland Group’s market cap is €16.56B.
When is Bank of Ireland Group’s upcoming earnings report date?
Bank of Ireland Group’s upcoming earnings report date is Jul 31, 2026 which is in 9 days.
How were Bank of Ireland Group’s earnings last quarter?
Bank of Ireland Group released its earnings results on Mar 02, 2026. The company reported €0.734 earnings per share for the quarter, missing the consensus estimate of €0.809 by -€0.075.
Is Bank of Ireland Group overvalued?
According to Wall Street analysts Bank of Ireland Group’s price is currently Overvalued.
Does Bank of Ireland Group pay dividends?
Bank of Ireland Group does not currently pay dividends.
What is Bank of Ireland Group’s EPS estimate?
Bank of Ireland Group’s EPS estimate is 0.71.
How many shares outstanding does Bank of Ireland Group have?
Bank of Ireland Group has 944,551,700 shares outstanding.
What happened to Bank of Ireland Group’s price movement after its last earnings report?
Bank of Ireland Group reported an EPS of €0.734 in its last earnings report, missing expectations of €0.809. Following the earnings report the stock price went down -6.626%.
Which hedge fund is a major shareholder of Bank of Ireland Group?
Currently, no hedge funds are holding shares in DE:BIRB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Ireland Group Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
119.50%
12-Months-Change
Fundamentals
Return on Equity
3.97%
Trailing 12-Months
Asset Growth
15.51%
Trailing 12-Months
Company Description
Bank of Ireland Group
Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services. The organization is structured into four main operational segments: Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its financial provisions include current and savings accounts, along with various business deposit solutions. Lending options span personal needs, such as vehicle, home renovation, graduate, and student loans, as well as overdrafts; for businesses and agricultural clients, it provides standard loans, BREXIT-related funding, invoice financing, hire purchase, and leasing. Additionally, the company facilitates international payments and issues credit cards. Bank of Ireland also offers a broad spectrum of protection and insurance products, including mortgage and life cover, specified illness and income protection for individuals and families, as well as home, car, and travel insurance. Its wealth management services encompass pensions, investments, foreign exchange, treasury deposits, and private banking, alongside specialized financing for leveraged acquisitions and property development.
Technical Analysis
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