BIRB Stock Chart & Stats
€19.00
-€0.20(-1.10%)
At close: 4:00 PM EDT
€19.00
-€0.20(-1.10%)
Day’s Range― - ―
52-Week Range€12.70 - €19.40
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€18.58B
Enterprise Value€10.18K
Total Cash (Recent Filing)€20.51B
Total Debt (Recent Filing)€12.86B
Price to Earnings (P/E)14.8
Beta0.87
Next Earnings
Mar 01, 2027EPS Estimate
0.91Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.35
Shares Outstanding935,087,770
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.71
Price to Book (P/B)1.25
Price to Sales (P/S)2.65
P/FCF Ratio4.58
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.64
Revenue Forecast (FY)€4.37B
Bulls Say, Bears Say
Bulls Say
Strong Recent ProfitabilityThe return to substantial profitability indicates stronger earnings capacity and improved operating resilience. Sustained profits can support capital formation, lending growth, regulatory requirements and shareholder distributions, provided performance remains stable across the cycle.
Improved Balance-Sheet LeverageLower leverage improves financial flexibility and strengthens the group’s ability to absorb credit losses or economic weakness. A sizeable equity base of approximately $12.9B also provides a more durable foundation for lending and regulatory capital needs.
Recent Cash GenerationStrong recent cash generation supports internal funding of operations, balance-sheet investment and potential distributions. Although consistency remains important, the 2024–2025 rebound demonstrates that the business can generate meaningful cash during stronger operating periods.
Bears Say
Revenue VolatilityLarge year-to-year revenue movements reduce earnings visibility and make long-term planning less predictable. For a bank dependent on interest spreads, loan volumes and treasury income, this volatility can complicate expense management and capital allocation.
Inconsistent Cash FlowsThe history of sharply varying cash generation lowers confidence in repeatability and may reflect timing or balance-sheet swings. Even after the recent rebound, uneven cash conversion can constrain flexibility during weaker credit or funding conditions.
Debt And Cyclical ReturnsAlthough leverage has improved, the remaining debt base still exposes the group to funding, credit and economic-cycle risks. Inconsistent return on equity suggests profitability is not yet structurally improving, which may limit dependable long-term value creation.
Bank of Ireland Group News
BIRB FAQ
What was Bank of Ireland Group’s price range in the past 12 months?
Bank of Ireland Group lowest stock price was €12.70 and its highest was €19.40 in the past 12 months.
What is Bank of Ireland Group’s market cap?
Bank of Ireland Group’s market cap is €18.58B.
When is Bank of Ireland Group’s upcoming earnings report date?
Bank of Ireland Group’s upcoming earnings report date is Mar 01, 2027 which is in 176 days.
How were Bank of Ireland Group’s earnings last quarter?
Bank of Ireland Group released its earnings results on Jul 31, 2026. The company reported €0.776 earnings per share for the quarter, beating the consensus estimate of €0.692 by €0.084.
Is Bank of Ireland Group overvalued?
According to Wall Street analysts Bank of Ireland Group’s price is currently Overvalued.
Does Bank of Ireland Group pay dividends?
Bank of Ireland Group does not currently pay dividends.
What is Bank of Ireland Group’s EPS estimate?
Bank of Ireland Group’s EPS estimate is 0.91.
How many shares outstanding does Bank of Ireland Group have?
Bank of Ireland Group has 935,087,770 shares outstanding.
What happened to Bank of Ireland Group’s price movement after its last earnings report?
Bank of Ireland Group reported an EPS of €0.776 in its last earnings report, beating expectations of €0.692. Following the earnings report the stock price went up 1.695%.
Which hedge fund is a major shareholder of Bank of Ireland Group?
Currently, no hedge funds are holding shares in DE:BIRB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bank of Ireland Group Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
58.81%
12-Months-Change
Fundamentals
Return on Equity
3.58%
Trailing 12-Months
Asset Growth
1.13%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Bank of Ireland Group
Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services. The organization is structured into four main operational segments: Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its financial provisions include current and savings accounts, along with various business deposit solutions. Lending options span personal needs, such as vehicle, home renovation, graduate, and student loans, as well as overdrafts; for businesses and agricultural clients, it provides standard loans, BREXIT-related funding, invoice financing, hire purchase, and leasing. Additionally, the company facilitates international payments and issues credit cards. Bank of Ireland also offers a broad spectrum of protection and insurance products, including mortgage and life cover, specified illness and income protection for individuals and families, as well as home, car, and travel insurance. Its wealth management services encompass pensions, investments, foreign exchange, treasury deposits, and private banking, alongside specialized financing for leveraged acquisitions and property development.
BIRB Company Deck
BIRB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a constructive and growth-oriented strategic plan centered on a dominant Irish franchise, strong balance sheet momentum, upgraded NII trajectory, robust AUM growth and ambitious efficiency targets. Management balanced growth with prudence (raising CET1 guidance to ~14.5%) and disclosed large one-off charges (EUR 430m non-core, EUR 153m restructuring) and some near-term headwinds (FX, rate moves, deleveraging impacts, IRB scalers, interchange changes). Execution risk is concentrated on realizing EUR 250m of efficiencies, integrating digital/AI investments and recouping capital impacts from IRB scalers. Overall, the positives around earnings growth, capital generation and strategic clarity outweigh the disclosed lowlights.View all DE:BIRB earnings summariesTechnical Analysis
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